Fewer doubts, clearer answers

Message us on WhatsApp: together, we’ll understand which course you want to fund, what requirements you need to meet, and which solutions may be suitable for your situation.

Start chat

Free No commitment You decide

Certified agents

Personalized guidance

In real time

Chat with our experts

It starts with you

Tell us about your study path and the questions you have right now.

Making things clearer

Get a clear overview of the requirements, available options, and details you should not overlook.

Support along the way

Receive guidance through the application process, with real people and no automatic replies.

Chat now

Our partners

What other students say

Don’t take our word for it. Hear it from them.

Niloon M.

07/05/2025

I would like to share my feedback regarding the loan I took out for my studies. Overall, the loan application process was well organized, and I appreciated the support I received throughout the various stages.

Vanessa D.

24/04/2025

I would like to sincerely thank you for what you do. You are giving me the opportunity to study with peace of mind by handling my application. I am deeply grateful.

Malick D.

17/07/2025

Habacus’ service is fast and extremely clear. The support via WhatsApp is very transparent and friendly, as well as highly knowledgeable, and they guide you all the way through to obtaining the loan. I recommend it to anyone who is struggling with their studies.

Mariateresa D.

01/05/2025

Very fast and accurate service in checking documents. The team is always available and kind; they followed my application step by step with great speed and punctuality.

Claudia B.

15/05/2026

Very professional, and I find the simplicity of their procedures important. Highly recommended.

Thomas D.G.

12/03/2024

I am an Italian university student studying in the United States. The Habacus team, with their kindness and professionalism, gave me the opportunity to access a loan that will allow me to complete my criminology studies. I am very grateful to have met such attentive and kind people. Nowadays, it’s not easy to find people like that. Grateful.

Antonio F.

13/11/2025

They were very kind to grant me this loan. Once the required documents were uploaded, the service was fast and the response was immediate—within a maximum of 3 to 5 business days.

Gian M.

24/10/2025

Responsible and attentive — the best words to describe Habacus.

Catherine K.

15/09/2025

Thanks to the merit-based loan provided through Habacus, I had the opportunity to invest in my education without worrying too much about expenses. It was a concrete support that allowed me to focus on my studies and grow professionally. I recommend it to anyone who wants to build their future with peace of mind and without placing a burden on their family.

Salvatore F.

18/10/2025

Very simple and intuitive – even when I had an issue at the beginning last year, it was fully resolved.

4.6 su 5 · 120+ verified reviews Read all reviews on Google

Answers that can help you

In the Habacus chat, you speak with qualified operators who are OAM-certified credit brokers. OAM is the Italian supervisory body for credit agents and brokers. They are trained professionals who provide clear, correct information in line with the ethical standards of credit brokerage.