hero habacus prestiti studenti il primo comparatore in italia

4.6 up to 5 · 120+ verified reviews

Fund your studies with the right support.

Habacus helps you compare 20+ banks and find the student loan that fits your path, with clear guidance from real experts.

Find your student loan See how we can help

Quick help for families

Repay at your own pace

Free, with no obligation

Quick help for families

Repay at your own pace

Free, with no obligation

Quick help for families

Repay at your own pace

Free, with no obligation

Quick help for families

Repay at your own pace

Free, with no obligation

30.000 Students supported

20 Partner banks

4.6 Average rating

OAM Certified credit brokers

Where should we start?

Every path is different. Tell us what you need and we’ll help you take the next step.

We guide you from comparison to application

Find the student loan that fits your path, with guidance by your side. Habacus compares 20+ banks to help you choose the right option.

Compare your options

Tell us about your course: no bank details needed

Compare banks and terms clearly, with no hidden catches

A Habacus advisor supports you on WhatsApp until approval

Compare your options

We support families too, every step of the way

We also support families with free chat guidance, helping them understand costs, timelines and options with more clarity and less stress.

Chat with us

We explain everything clearly, including for parents

We support you by chat, with no hidden fees

We can call you back if you’d like

Chat with us

Understand the real cost of your studies

Explore tuition fees, ISEE reductions, living costs and nearby banks to understand whether your study path is truly sustainable.

Start from here

Discover fees, tuition costs and possible ISEE reductions

Factor in rent, transport and everyday living costs

Find the banks closest to your study path

Start from here

Learn how to navigate education finance

Read updated guides on student loans, ISEE, scholarships and the latest news to better navigate financing for post-secondary education.

Go to the blog

Updated guides on loans, ISEE and financial aid

Simple explanations to understand every option

Everything you need to choose with confidence

Go to the blog

Questions we get all the time

How can I fund
university with more
freedom?

Education is an investment in your future. You can make it easier to manage by spreading the cost over time. Habacus compares the available options and helps you find the one that fits you best.

Start simulation

studentessa confronta prestiti online con habacus

Le domande che ci fate sempre

Will it work
for my course?

Student loans can cover almost any post-secondary path, in Italy or abroad. Check yours in 30 seconds.

Bachelor’s degree

Master’s degree

1st and 2nd level Master’s

PhD

Check it now

studente confronta prestiti online con habacus

Questions we get all the time

When do I have to pay it back?

Repayment plans are gradual and designed to support you through your first working years without pressure.

Explore repayment plans

studentessa si laurea con prestito studentesco

By your side for a confident choice

Still have questions? Let’s talk. Message us on WhatsApp now or book a guided session. It’s free.

Reply in a few minutes Most popular

Chat with an advisor

A Habacus advisor replies on WhatsApp and supports you until your loan is approved.

Your course requirements, checked with us
The right banks for your specific situation
Guidance from first search to final approval

Message us on WhatsApp

Free · no commitment · real-time reply

Free webinar

Masterclass

A guided session for students and families who want to understand student loans before choosing.

Student loans explained clearly
Key steps from eligibility to repayment
Live answers to your questions

Save your seat

30–40 min · free · online · in Italian

Real stories, real support

Students and families share how Habacus helped them take the next step.

Niloon M.

07/05/2025

I would like to share my feedback regarding the loan I took out for my studies. Overall, the loan application process was well organized, and I appreciated the support I received throughout the various stages.

Vanessa D.

24/04/2025

I would like to sincerely thank you for what you do. You are giving me the opportunity to study with peace of mind by handling my application. I am deeply grateful.

Malick D.

17/07/2025

Habacus’ service is fast and extremely clear. The support via WhatsApp is very transparent and friendly, as well as highly knowledgeable, and they guide you all the way through to obtaining the loan. I recommend it to anyone who is struggling with their studies.

Mariateresa D.

01/05/2025

Very fast and accurate service in checking documents. The team is always available and kind; they followed my application step by step with great speed and punctuality.

Claudia B.

15/05/2026

Very professional, and I find the simplicity of their procedures important. Highly recommended.

Thomas D.G.

12/03/2024

I am an Italian university student studying in the United States. The Habacus team, with their kindness and professionalism, gave me the opportunity to access a loan that will allow me to complete my criminology studies. I am very grateful to have met such attentive and kind people. Nowadays, it’s not easy to find people like that. Grateful.

Antonio F.

13/11/2025

They were very kind to grant me this loan. Once the required documents were uploaded, the service was fast and the response was immediate—within a maximum of 3 to 5 business days.

Gian M.

24/10/2025

Responsible and attentive — the best words to describe Habacus.

Catherine K.

15/09/2025

Thanks to the merit-based loan provided through Habacus, I had the opportunity to invest in my education without worrying too much about expenses. It was a concrete support that allowed me to focus on my studies and grow professionally. I recommend it to anyone who wants to build their future with peace of mind and without placing a burden on their family.

Salvatore F.

18/10/2025

Very simple and intuitive – even when I had an issue at the beginning last year, it was fully resolved.

4.6 out of 5 · 120+ verified reviews Read them all on Google

scegli università con habacus scopri come finanziarla con un prestito studentesco

What if choosing the right university was your first step?

Compare universities, tuition fees and living costs, then plan your budget with confidence.

Find universities

Tuition fees ISEE benefits Living costs

Ready to find your student loan?

Check your eligibility, compare your options and chat with our advisors before choosing.

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Helpful answers

Habacus supports students who are exploring education financing. We help them understand the student loan options available on the market, collect and review academic information, and work with financial institutions to assess eligibility.