Habacus Transparency Policy

Transparency and comparability of offers have always been the foundation of our commercial philosophy.
In recent years, in order to meet the growing demand for transparency from consumers, the relevant authorities have reviewed and strengthened the disclosure requirements for banks, financial intermediaries, and credit brokers, particularly with reference to financing agreements.

Regarding Habacus S.r.l., the company that manages the website www.habacus.com as a credit broker, you can consult the Information Sheet regarding the company and its activities. The template of the credit brokerage agreement governing the credit brokerage services offered by Habacus S.r.l. is also available.

Furthermore, the company has adopted the Code of Ethics for credit brokers engaged in consultancy and placement of credit products, promoted by the Italian Banking Association within the Pattichiari Initiative.

Finally, in accordance with legal requirements, we provide below the transparency information provided by the banks and financial intermediaries we collaborate with.
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