The future of Habacus: growing together with students 

Habacus is setting ambitious goals: to become the go-to platform for supporting students in their personal and professional growth, aiming to expand its community to 100,000 members by 2026. 

An ecosystem designed to provide students with guidance and access to student loans, creating new opportunities for growth and entry into the job market. 

This goal focuses on strengthening the ecosystem of services offered, including guidance for high school students and access to student loans, with the aim of enhancing the positive impact on students’ educational and career journeys. 

Thanks to a recent €5 million investment led by P101 SGR S.p.A. Gestore Euveca (“P101”), a leading Italian venture capital firm with an international focus, Habacus will invest in new AI-based technologies to further enhance its certification and student support model. 

Technology innovation serving students and businesses for a more inclusive future. 

This will enable the expansion of services not only for students but also for businesses, offering B2B solutions aimed at enhancing human capital and fostering connections between academia and the job market. 

A Continuously Expanding Ecosystem 

Habacus is not just a bridge between students and student loans; it is a comprehensive platform that integrates educational guidance, skills certification, information validation, housing solutions, and job placement opportunities. 

Only 0.8% of certified students drop out, compared to the national average of 17%*

With the aim of reducing university dropout rates and promoting inclusion, the Habacus community has already proven its effectiveness. Access to resources such as study funds can make a significant difference in academic success. 

Innovation as a Growth Driver 

Looking ahead, Habacus plans to invest in its technological development, particularly in building a proprietary AI-driven algorithmic base, with the goal of evolving into a human-capital intelligence platform that supports and enhances students’ growth, education, and career opportunities. 

A thriving ecosystem to nurture talent and foster career opportunities. 

The continuous evolution of proprietary technology will enable increasingly personalized support, enhancing student guidance and offering innovative solutions for easier and digitized access to youth credit funds. Building a thriving ecosystem where every student can fully realize their potential is one of Habacus’ primary missions. 

Towards a Greater Impact 

Habacus’ commitment does not stop here: the growth of its community and the expansion of B2B services represent crucial steps in making quality education more accessible and creating concrete professional development opportunities. 

Investing in students means building the future of tomorrow. 

By strengthening partnerships with financial institutions, educational organizations, and businesses, Habacus continues to work towards a future where students’ talent and determination are recognized and supported, through enhanced access to student loans and study funds. 

P101 is the Lead Investor in this operation with a total investment of €4 million through the Programma 103 and Azimut Eltif Venture Capital P103 funds. This investment brings the total number of companies funded by Programma 103 to 11 in less than two years since the fund’s inception and aligns with P101’s mission to invest in innovative high-growth companies that promote social characteristics in line with SFDR standards. 

CDP Venture Capital SGR participated in the operation by investing €1 million and additionally converted an equal amount of participatory financial instruments, further strengthening support for Habacus’ growth. 
 
*Source: Istat 

This operation benefits from support from the European Union under the InvestEU Fund.