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Fondo per lo Studio: how it works and how to apply for a loan

By Alessia D'Andrea

The “Fondo per lo Studio”, also know as study fund, is a tool that allows young people to obtain a student loan 🚀 Student loans are designed specifically for students, featuring benefits such as no parental guarantees required and the possibility to repay the loan more than a year after completing studies. Loan disbursement: With … Continued

University loans in Italy: what they are and how they work

By Gabriella Berardi

University loans in Italy are financial solutions designed to help students cover the costs of higher education, such as tuition fees, rent, and living expenses. Unlike traditional personal loans, they usually do not require proof of income and often allow repayment to start after the completion of studies. In this guide, we explain what university … Continued

Lezioni del Corriere & Habacus: a shared vision

By Gabriella Berardi

Some collaborations arise from opportunity; others take shape from a shared vision.The one between Habacus and Lezioni del Corriere was born from recognizing, in an editorial project, a cultural gesture that reflects our own values: the desire to speak to young people not only as recipients of content, but as protagonists of a time to … Continued

IRS + Spread: a simple guide to student loans

By Gabriella Berardi

Understanding what IRS + Spread means can help you read loan terms with more awareness, compare different offers, and—most importantly—know what you’re really paying for. This guide breaks it all down, step by step, using practical examples and simple language—even if you’ve never dealt with finance before. What is a fixed interest rate on a … Continued