The “Fondo per lo Studio”, also know as study fund, is a tool that allows young people to obtain a student loan 🚀 Student loans are designed specifically for students, featuring benefits such as no parental guarantees required and the possibility to repay the loan more than a year after completing studies. Loan disbursement: With … Continued
Student loans are increasingly popular tools for financing education. But for which universities and educational programs can you apply for them? Let’s find out in detail. For which universities can you apply for a student loan? To apply for a student loan, you must be enrolled in a study program. Generally, all Italian universities recognized … Continued
Student loans can be a practical option to support university expenses. Discover more.
An important milestone that reaffirms Habacus’s role as a key enabler of student access to credit in Italy.
The new decree on the Fondo per lo Studio expands student access to credit for university and postgraduate programs.
Have you heard about the Fondo per lo Studio and want to learn more? What is the Fondo per lo Studio? How can you access the Fondo per lo Studio? Then read on. The Fondo per lo Studio is not a scholarship, but a subsidized student loan: a tool designed to let you study today … Continued
University and family: how to manage costs without stress Starting university is a major milestone in your children’s life — and in yours too. But how much does it really cost to send someone to university? And more importantly: how can you pay for university without compromising your family’s financial stability? This guide walks you through … Continued
Some collaborations arise from opportunity; others take shape from a shared vision.The one between Habacus and Lezioni del Corriere was born from recognizing, in an editorial project, a cultural gesture that reflects our own values: the desire to speak to young people not only as recipients of content, but as protagonists of a time to … Continued
Understanding what IRS + Spread means can help you read loan terms with more awareness, compare different offers, and—most importantly—know what you’re really paying for. This guide breaks it all down, step by step, using practical examples and simple language—even if you’ve never dealt with finance before. What is a fixed interest rate on a … Continued
From May 10 to November 23, the 2025 Venice Architecture Biennale features The Tide, an independent project conceived by Marco Bressan and Mat Travizano. Habacus has chosen to support this initiative for its significant social and cultural impact. The Tide is an immersive and interactive installation that connects artificial intelligence, art, and youth participation, creating … Continued
On April 1–2, 2025, the Credito e Finanza 2025 event took place in Milan, at the Auditorium Bezzi Banco BPM. Organized by the Italian Banking Association (ABI), the conference—now in its third edition—has become a key platform for dialogue among financial institutions, banks, businesses, and industry stakeholders. The event focused on three thematic areas: Credit … Continued