How Habacus works
We guide you through a world that often no one really explains
1. Check your eligibility
Enter your information and we’ll match it with the access requirements.
2. Explore your options
We’ll show you the funding solutions available to support your studies.
3. Ask for help, if you need it
Have questions or need a hand to understand more? We’re here for you.
Taking the first step is the best way to reach a goal.
Take the test for free and with no obligation
Why Habacus
Trust
Since 2017, we’ve been analyzing and managing data to deliver it to banks in a secure and structured way. With clarity and trust at our core, we help turn data into reliable decisions.
Transparency
We speak clearly from the start: everything is laid out in black and white, no fine print. Transparency is key, because real trust starts with open, honest communication.
Smart choice
Our tools give you all the data you need to make informed choices. But the final decision is always yours—because real empowerment means deciding freely, with clarity and control.
Data helps you make better choices. Find the right student loan for you,
free and with no obligation.
We help you dream, choose and achieve
Whether you’re just starting out or looking for a new direction, we’ll help you find the right course, in the right city, whit a clear view of costs and potential.
Compare universities
Dive into courses, costs and key strengths, so you can choose the right place for you, with greater awareness.
Can you get a student loan?
Find out in seconds if the university or school you chose is eligible for a student loan in Italy
Habacus-supported students
Niloon M.
I would like to share my feedback regarding the loan I took out for my studies. Overall, the loan application process was well organized, and I appreciated the support I received throughout the various stages.
Vanessa D.
I would like to sincerely thank you for what you do. You are giving me the opportunity to study with peace of mind by handling my application. I am deeply grateful.
Malick D.
Habacus’ service is fast and extremely clear. The support via WhatsApp is very transparent and friendly, as well as highly knowledgeable, and they guide you all the way through to obtaining the loan. I recommend it to anyone who is struggling with their studies.
Mariateresa D.
Very fast and accurate service in checking documents. The team is always available and kind; they followed my application step by step with great speed and punctuality.
Claudia B.
Very professional, and I find the simplicity of their procedures important. Highly recommended.
Thomas D.G.
I am an Italian university student studying in the United States. The Habacus team, with their kindness and professionalism, gave me the opportunity to access a loan that will allow me to complete my criminology studies. I am very grateful to have met such attentive and kind people. Nowadays, it’s not easy to find people like that. Grateful.
Antonio F.
They were very kind to grant me this loan. Once the required documents were uploaded, the service was fast and the response was immediate—within a maximum of 3 to 5 business days.
Alex P.
Functional, practical, and effective…
Gian M.
Responsible and attentive — the best words to describe Habacus.
Catherine K.
Thanks to the merit-based loan provided through Habacus, I had the opportunity to invest in my education without worrying too much about expenses. It was a concrete support that allowed me to focus on my studies and grow professionally. I recommend it to anyone who wants to build their future with peace of mind and without placing a burden on their family.
Nicole S.
Top-notch service and support!
Salvatore F.
Very simple and intuitive – even when I had an issue at the beginning last year, it was fully resolved.
Giorgia D.
Super helpful, they guided me step by step 🫶🏻 10 out of 10!
Paola P.
Very quick in checking documents, I didn’t have any problems.
Sara A.
Kind and always available.
Luigi A.
Habacus is a competent and efficient certifying body that truly cares about students’ needs.
Nicola D.
Great supporters and great allies — we hope to be able to count on you in the future as well.
Margherita D.
A truly unique support to help you achieve your professional dreams.
Federico C.
Two words: professionalism and flexibility.
Carlo D.
You are always precise and punctual.
Gabriele T.
Thanks to Habacus’s service, I was able to obtain a student loan. The team was truly kind and helpful!
Nicari
Excellent service and excellent communication.
Mohammad M.
It’s great that you handle everything as quickly as possible and keep us updated via email throughout the process.
Salvatore L.
Great experience.
Josef Z.
Fast service.
Our partners
The banks that work with us
