{"id":3363,"date":"2025-06-09T15:12:03","date_gmt":"2025-06-09T13:12:03","guid":{"rendered":"https:\/\/habacus.com\/?page_id=1822"},"modified":"2025-08-07T18:17:17","modified_gmt":"2025-08-07T16:17:17","slug":"nuovi-iscritti","status":"publish","type":"page","link":"https:\/\/habacus.com\/it\/prestiti-studenti\/nuovi-iscritti\/","title":{"rendered":"Nuovi iscritti"},"content":{"rendered":"<section class=\"block-v2-hero-single-cta flex pb-12 justify-center items-center gap-8 self-stretch bg-v2-l-blue pt-4 md:pt-20\">\n\n            <div class=\"hidden lg:block absolute flex flex-wrap top-0 left-0 -translate-x-1\/4 -translate-y-1\/4 w-3\/5 lg:w-2\/5 overflow-hidden z-0 blur-3xl opacity-20\" style=\"-webkit-backdrop-filter: blur(64px);\">\n            <svg id=\"Livello_1\" data-name=\"Livello 1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" version=\"1.1\" viewBox=\"0 0 976.3 976.2\" class=\"fill-primary-blue-600 w-1\/2\">\n                <path class=\"cls-1\" d=\"M380,0H0v380c0,329.3,266.9,596.2,596.2,596.2h380v-380C976.3,266.9,709.3,0,380,0h0Z\" \/>\n            <\/svg>\n            <svg id=\"Livello_1\" data-name=\"Livello 1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" version=\"1.1\" viewBox=\"0 0 976.3 976.2\" class=\"fill-primary-blue-600 w-1\/2\">\n                <path class=\"cls-1\" d=\"M380,0H0v380c0,329.3,266.9,596.2,596.2,596.2h380v-380C976.3,266.9,709.3,0,380,0h0Z\" \/>\n            <\/svg>\n            <svg id=\"Livello_1\" data-name=\"Livello 1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" version=\"1.1\" viewBox=\"0 0 976.3 976.2\" class=\"fill-primary-blue-600 w-1\/2\">\n                <path class=\"cls-1\" d=\"M380,0H0v380c0,329.3,266.9,596.2,596.2,596.2h380v-380C976.3,266.9,709.3,0,380,0h0Z\" \/>\n            <\/svg>\n        <\/div>\n\n        <div class=\"hidden lg:block absolute flex flex-wrap bottom-0 right-0 translate-y-1\/4 translate-x-1\/4 w-3\/5 lg:w-2\/5 overflow-hidden z-0 blur-3xl opacity-20\" style=\"-webkit-backdrop-filter: blur(64px);\">\n            <span class=\"w-1\/2\"><\/span>\n            <svg id=\"Livello_1\" data-name=\"Livello 1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" version=\"1.1\" viewBox=\"0 0 976.3 976.2\" class=\"fill-primary-blue-600 w-1\/2\">\n                <path class=\"cls-1\" d=\"M380,0H0v380c0,329.3,266.9,596.2,596.2,596.2h380v-380C976.3,266.9,709.3,0,380,0h0Z\" \/>\n            <\/svg>\n            <svg id=\"Livello_1\" data-name=\"Livello 1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" version=\"1.1\" viewBox=\"0 0 976.3 976.2\" class=\"fill-primary-blue-600 w-1\/2\">\n                <path class=\"cls-1\" d=\"M380,0H0v380c0,329.3,266.9,596.2,596.2,596.2h380v-380C976.3,266.9,709.3,0,380,0h0Z\" \/>\n            <\/svg>\n            <svg id=\"Livello_1\" data-name=\"Livello 1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" version=\"1.1\" viewBox=\"0 0 976.3 976.2\" class=\"fill-primary-blue-600 w-1\/2\">\n                <path class=\"cls-1\" d=\"M380,0H0v380c0,329.3,266.9,596.2,596.2,596.2h380v-380C976.3,266.9,709.3,0,380,0h0Z\" \/>\n            <\/svg>\n        <\/div>\n        <div class=\"max-w-container px-4 z-10\">\n                    <p class=\"px-8 py-4 font-inter text-primary-blue-950 text-sm font-light\" id=\"breadcrumbs\"><span><span><a href=\"https:\/\/habacus.com\/it\/\">Home<\/a><\/span><\/span><\/p>\n        \n        <div class=\"mt-2 grid gap-8 lg:grid-cols-2\">\n            <div class=\" p-8 flex flex-col gap-6 self-center\">\n                <div class=\"flex flex-col gap-4\">\n                                            <div class=\"flex py-1 px-3 pr-3 pl-2 justify-center items-center gap-[0.375rem] rounded-[1.875rem] border-2 border-[#3762E9] \" style=\"max-width: fit-content; color: #051D68; font-size: 12px; background: white; border-radius: 30px; border: 1px solid white;gap: 0.25rem;\">\n            <picture class=\"flex-none\">\n    <img decoding=\"async\" loading=\"lazy\" alt=\"\" height=\"32px\" src=\"https:\/\/habacus.com\/app\/uploads\/2025\/06\/v2_star_shape.webp\" class=\"flex-none\">\n<\/picture>\n        <span class=\"font-inter text-sm font-normal leading-4 text-primary-blue-950\">\n        PRESTITI PER NUOVI ISCRITTI\n    <\/span>\n<\/div>\n                    \n                    <h1 class=\"text-primary-blue-950 leading-10\">\n                        <span class=\"font-fraunces font-bold italic text-[2.125rem] lg:text-42 \" style=\"\">\n            Inizia l&#8217;universit\u00e0\n                                <\/span>\n                <br \/>\n                <span class=\"font-montserrat font-bold  text-[1.75rem] lg:text-36 \" style=\"\">con il piede giusto<\/span>\n                        <\/h1>\n                <\/div>\n\n                <p class=\"text-primary-blue-950 font-normal text-base leading-6 font-inter pb-2\">\n                    Dalle tasse universitarie all\u2019alloggio: scopri i prestiti nuovi iscritti pensati per aiutarti a vivere al meglio gi\u00e0 dal primo anno.\n                <\/p>\n\n                                    <a href=\"http:\/\/comparatore.habacus.com\/it\/habacus\/2\/intro?utmSource=website&#038;utmMedium=newsub&#038;utmContent=hero&#038;utmTerm=ita\" class=\"btn btn-primary max-w-fit\">\n                        <span class=\"text-white text-center font-medium text-base leading-6 font-inter\">\n                            Inizia il tuo percorso\n                        <\/span>\n                    <\/a>\n                            <\/div>\n\n            <div>\n                <picture>\n                    <img decoding=\"async\" alt=\"Studente universitario sorridente, simbolo della possibilit\u00e0 di coprire spese come retta, alloggio e materiale didattico tramite soluzioni accessibili con Habacus\" width=\"\" height=\"\" src=\"https:\/\/habacus.com\/app\/uploads\/2025\/06\/v2_prestiti-nuovi-iscritti_hero.webp\" fetchpriority=\"high\">\n                <\/picture>\n\n            <\/div>\n        <\/div>\n    <\/div>\n<\/section>\n\n\n<section class=\"block-v2-cards flex flex-col items-center gap-2 self-stretch p-0 bg-[#EFF4FF]\">\n    <div class=\"bg-white  w-full rounded-t z-10\">\n\n        <div class=\"w-full max-w-container px-4 bg-dwhite rounded-mmd lg:rounded-lg rounded-tr lg:rounded-tr-large mx-auto flex flex-col items-center justify-center py-8 lg:py-12\">\n            <div class=\"w-full text-white flex flex-nowrap justify-center items-center mb-2 xl:px-10\">\n\n                <div class=\"flex flex-col w-full\">\n                    <div class=\"flex flex-col gap-4\">\n\n                        <h2 class=\"text-center text-primary-blue-950\">\n                            <span class=\"font-fraunces font-bold italic text-[2.125rem] lg:text-42 \" style=\"\">\n            Cosa puoi finanziare\n                                <\/span>\n                <span class=\"font-montserrat font-bold  text-[1.75rem] lg:text-36 \" style=\"\">se sei al primo anno?<\/span>\n                            <\/h2>\n\n                        \n                        <div class=\"mt-6 grid gap-6 sm:mt-6 lg:grid-cols-4\">\n                                                            <div class=\"relative flex flex-col flex-start lg:col-span-1 lg:row-span-1 rounded-md gap-2 py-6 px-6  bg-[#EFF4FF] \">\n                                                                            <div class=\"h-[48px] lg:h-[64px] mobile-icon\">\n                                            <picture class=\"\">\n    <img decoding=\"async\" loading=\"lazy\" alt=\"Icona di tocco accademico che rappresenta le spese legate all\u2019iscrizione a universit\u00e0, accademie o ITS\" height=\"40px\" src=\"https:\/\/habacus.com\/app\/uploads\/2025\/06\/v2_icon_graduation-cap_h64.webp\" class=\"\">\n<\/picture>\n                                        <\/div>\n                                                                                                                <h3 class=\"mt-6 text-lg text-primary-blue-950 font-semibold font-montserrat\">Corso di studi\n                                        <\/h3>\n                                                                                                                <p class=\"mt-2 font-normal text-base text-primary-blue-950 font-inter\">\n                                            Tasse di iscrizione all&#8217;universit\u00e0, accademia o ITS\n                                        <\/p>\n                                                                                                        <\/div>\n                                                            <div class=\"relative flex flex-col flex-start lg:col-span-1 lg:row-span-1 rounded-md gap-2 py-6 px-6  bg-[#EFF4FF] \">\n                                                                            <div class=\"h-[48px] lg:h-[64px] mobile-icon\">\n                                            <picture class=\"\">\n    <img decoding=\"async\" loading=\"lazy\" alt=\"Icona di casa che simboleggia le spese per affitto, stanza o alloggio studentesco\" height=\"40px\" src=\"https:\/\/habacus.com\/app\/uploads\/2025\/06\/v2_icon_house-chimney_h64.webp\" class=\"\">\n<\/picture>\n                                        <\/div>\n                                                                                                                <h3 class=\"mt-6 text-lg text-primary-blue-950 font-semibold font-montserrat\">Sistemazione\n                                        <\/h3>\n                                                                                                                <p class=\"mt-2 font-normal text-base text-primary-blue-950 font-inter\">\n                                            La tua stanza, la tua casa o il tuo studentato\n                                        <\/p>\n                                                                                                        <\/div>\n                                                            <div class=\"relative flex flex-col flex-start lg:col-span-1 lg:row-span-1 rounded-md gap-2 py-6 px-6  bg-[#EFF4FF] \">\n                                                                            <div class=\"h-[48px] lg:h-[64px] mobile-icon\">\n                                            <picture class=\"\">\n    <img decoding=\"async\" loading=\"lazy\" alt=\"Icona di computer portatile che rappresenta l&#039;acquisto di strumenti tecnologici e materiale didattico per lo studio\" height=\"40px\" src=\"https:\/\/habacus.com\/app\/uploads\/2025\/06\/v2_icon_laptop_h64.webp\" class=\"\">\n<\/picture>\n                                        <\/div>\n                                                                                                                <h3 class=\"mt-6 text-lg text-primary-blue-950 font-semibold font-montserrat\">Strumenti\n                                        <\/h3>\n                                                                                                                <p class=\"mt-2 font-normal text-base text-primary-blue-950 font-inter\">\n                                            Acquisto di materiale didattico o tecnologia (PC, Libri, software)\n                                        <\/p>\n                                                                                                        <\/div>\n                                                            <div class=\"relative flex flex-col flex-start lg:col-span-1 lg:row-span-1 rounded-md gap-2 py-6 px-6  bg-[#EFF4FF] \">\n                                                                            <div class=\"h-[48px] lg:h-[64px] mobile-icon\">\n                                            <picture class=\"\">\n    <img decoding=\"async\" loading=\"lazy\" alt=\"Icona di treno o bus che rappresenta le spese quotidiane come trasporti, cibo e orientamento iniziale\" height=\"40px\" src=\"https:\/\/habacus.com\/app\/uploads\/2025\/06\/v2_icon_train_h64.webp\" class=\"\">\n<\/picture>\n                                        <\/div>\n                                                                                                                <h3 class=\"mt-6 text-lg text-primary-blue-950 font-semibold font-montserrat\">Vita da studenti\n                                        <\/h3>\n                                                                                                                <p class=\"mt-2 font-normal text-base text-primary-blue-950 font-inter\">\n                                            Spese di trasporto, cibo, orientamento iniziale\n                                        <\/p>\n                                                                                                        <\/div>\n                                                    <\/div>\n                                                    <p class=\"pt-6 pb-2 text-center w-full font-montserrat text-base lg:text-lg font-medium text-primary-blue-950\">\n                                Serve una busta paga o un garante? No: i prestiti studenteschi per nuovi iscritti sono pensati per chi comincia l\u2019universit\u00e0 senza entrate regolari.<\/p>\n                                                <div class=\"flex justify-center mt-4\">\n                                                            <a href=\"http:\/\/comparatore.habacus.com\/it\/habacus\/2\/intro?utmSource=website&#038;utmMedium=newsub&#038;utmContent=cta1&#038;utmTerm=ita\" id=\"\" class=\"btn btn-primary\" style=\"max-width: 300px; border: 1px solid #2043D5; border-radius: 0.375rem; padding: 25px; font-size: 16px; white-space: nowrap; \" >\n    <span class=\"\">Scopri se puoi accedere<\/span>\n            <i class=\"fa-solid fa-arrow-right primary\"><\/i>\n    <\/a>\n                                                    <\/div>\n                    <\/div>\n\n\n\n                <\/div>\n\n\n            <\/div>\n\n        <\/div>\n\n\n    <\/div>\n\n<\/section>\n\n\n<section class=\"block-v2-text-and-image flex flex-col items-center gap-2 self-stretch p-0 bg-v2-l-blue\">\n    <div class=\"w-full z-10 relative     \">\n        <div class=\"bg-transparent  m-auto  w-full max-w-container px-4    \" style=\" \">\n            <div class=\"w-full  bg-transparent    rounded-md lg:rounded-lg rounded-tr lg:rounded-tr-large mx-auto flex flex-col items-center justify-center py-20\">\n\n\n                \n                                                \n                                    <div class=\"slide-0 flex md:w-6xl items-center gap-8 lg:gap-16 px-4 flex-col lg:flex-row  xl:px-20\">\n                        <div class=\"w-full lg:w-1\/2 lg:m-auto flex flex-col\" style=\"gap: 20px;\">\n                                                            \n                                <div class=\"flex py-1 px-3 pr-3 pl-2 justify-center items-center gap-[0.375rem] rounded-[1.875rem] border-2 border-[#3762E9] \" style=\"max-width: fit-content; color: #051D68; font-size: 12px; background: transparent; border-radius: 30px; border: 2px solid #3762E9; gap: 0.5rem;\">\n            <picture class=\"flex-none\">\n    <img decoding=\"async\" loading=\"lazy\" alt=\"\" height=\"32px\" src=\"https:\/\/habacus.com\/app\/uploads\/2025\/06\/v2_info-hexagon.webp\" class=\"flex-none\">\n<\/picture>\n        <span class=\"font-inter text-sm font-normal leading-4 text-primary-blue-950\">\n        Non siamo una banca\n    <\/span>\n<\/div>\n                                                        <h2 class=\"self-stretch text-primary-blue-950 leading-10\">\n                                <span class=\"font-montserrat font-bold  text-[1.75rem] lg:text-40 \" style=\"\">Serve davvero <\/span>\n                <span class=\"font-fraunces font-bold italic text-[2.125rem] lg:text-46 \" style=\"\">\n            un prestito per cominciare?\n                                <\/span>\n                                <\/h2>\n                                                            <p class=\"text-primary-blue-950 font-normal text-base leading-6 font-inter\">A volte s\u00ec. Se la famiglia non riesce a coprire subito tutte le spese, un sostegno mirato pu\u00f2 permettere ai nuovi iscritti di concentrarsi sugli studi. Il nostro obiettivo \u00e8 aiutarti a scegliere con lucidit\u00e0<\/p>\n                                                                                                            <\/div>\n                        <picture class=\"w-full md:w-1\/2 flex justify-center items-center\">\n                            <img decoding=\"async\" class=\"object-cover rounded-md w-auto max-h-[260px] lg:max-h-[400px]\" loading=\"lazy\" alt=\"Studentessa sorridente con zaino, pronta a iniziare un percorso accademico supportato dalla certificazione Habacus\" width=\"\" height=\"\" src=\"https:\/\/habacus.com\/app\/uploads\/2025\/06\/v2_prestit-nuovi-iscritti_section_3.webp\">\n                        <\/picture>\n                    <\/div>\n                                    \n            <\/div>\n        <\/div>\n    <\/div>\n<\/section>\n\n\n<section class=\"block-v2-cards flex flex-col items-center gap-2 self-stretch p-0 bg-white relative\">\n    <div class=\"bg-transparent py-16  w-full   z-10\">\n\n        <div class=\"w-full max-w-container px-4 bg-dwhite rounded-mmd lg:rounded-lg rounded-tr lg:rounded-tr-large mx-auto flex flex-col items-center justify-center py-8 lg:py-12\">\n            <div class=\"w-full text-white flex flex-nowrap justify-center items-center mb-2 \">\n\n                <div class=\"flex flex-col w-full\">\n                    <div class=\"flex flex-col gap-4\">\n\n                        <h2 class=\"text-center text-primary-blue-950\">\n                            <span class=\"font-fraunces font-bold italic text-[2.125rem] lg:text-42 \" style=\"\">\n            Come funziona\n                                <\/span>\n                <span class=\"font-montserrat font-bold  text-[1.75rem] lg:text-36 \" style=\"\">il percorso con noi<\/span>\n                            <\/h2>\n\n                        \n                        <div class=\"mt-6 grid gap-6 sm:mt-6 lg:grid-cols-4\">\n                                                            <div class=\"relative flex flex-col flex-start lg:col-span-1 lg:row-span-1 rounded-md gap-2 py-6 px-6 bg-[#EFF4FF]  \">\n                                                                            <div class=\"h-[48px] lg:h-[64px] mobile-icon\">\n                                            <picture class=\"\">\n    <img decoding=\"async\" loading=\"lazy\" alt=\"icona per indicare corsi di studi finanziati con prestiti studenti\" height=\"40px\" src=\"https:\/\/habacus.com\/app\/uploads\/2025\/06\/v2_icon_bullseye-pointer_h64.webp\" class=\"\">\n<\/picture>\n                                        <\/div>\n                                                                                                                                                    <p class=\"mt-2 font-normal text-base text-primary-blue-950 font-inter\">\n                                            Scegli cosa vuoi finanziare\n                                        <\/p>\n                                                                                                        <\/div>\n                                                            <div class=\"relative flex flex-col flex-start lg:col-span-1 lg:row-span-1 rounded-md gap-2 py-6 px-6 bg-[#EFF4FF]  \">\n                                                                            <div class=\"h-[48px] lg:h-[64px] mobile-icon\">\n                                            <picture class=\"\">\n    <img decoding=\"async\" loading=\"lazy\" alt=\"icona per scoprire se si hanno i requisiti per accedere a prestiti studenti\" height=\"40px\" src=\"https:\/\/habacus.com\/app\/uploads\/2025\/06\/v2_icon_badge-check_h64.webp\" class=\"\">\n<\/picture>\n                                        <\/div>\n                                                                                                                                                    <p class=\"mt-2 font-normal text-base text-primary-blue-950 font-inter\">\n                                            Scopri le soluzioni disponibili per chi \u00e8 al primo anno  \n                                        <\/p>\n                                                                                                        <\/div>\n                                                            <div class=\"relative flex flex-col flex-start lg:col-span-1 lg:row-span-1 rounded-md gap-2 py-6 px-6 bg-[#EFF4FF]  \">\n                                                                            <div class=\"h-[48px] lg:h-[64px] mobile-icon\">\n                                            <picture class=\"\">\n    <img decoding=\"async\" loading=\"lazy\" alt=\"icona per confrontare informazioni con il comparatore di prestiti studenti di habacus\" height=\"40px\" src=\"https:\/\/habacus.com\/app\/uploads\/2025\/06\/v2_icon_scale-balanced_h64.webp\" class=\"\">\n<\/picture>\n                                        <\/div>\n                                                                                                                                                    <p class=\"mt-2 font-normal text-base text-primary-blue-950 font-inter\">\n                                            Confronta tassi, tempi e modalit\u00e0 di rimborso  \n                                        <\/p>\n                                                                                                        <\/div>\n                                                            <div class=\"relative flex flex-col flex-start lg:col-span-1 lg:row-span-1 rounded-md gap-2 py-6 px-6 bg-[#EFF4FF]  \">\n                                                                            <div class=\"h-[48px] lg:h-[64px] mobile-icon\">\n                                            <picture class=\"\">\n    <img decoding=\"async\" loading=\"lazy\" alt=\"icona di un pollice che approva la scelta dei prestiti studenti scoperti con il comparatore habacus\" height=\"40px\" src=\"https:\/\/habacus.com\/app\/uploads\/2025\/06\/v2_icon_thumbs-up_h64.webp\" class=\"\">\n<\/picture>\n                                        <\/div>\n                                                                                                                                                    <p class=\"mt-2 font-normal text-base text-primary-blue-950 font-inter\">\n                                            Scegli in base al tuo obiettivo e avvia la richiesta (sul sito dell\u2019ente erogatore)\n                                        <\/p>\n                                                                                                        <\/div>\n                                                    <\/div>\n                                                <div class=\"flex justify-center mt-4\">\n                                                            <a href=\"http:\/\/comparatore.habacus.com\/it\/habacus\/2\/intro?utmSource=website&#038;utmMedium=newsub&#038;utmContent=cta2&#038;utmTerm=ita\" id=\"\" class=\"btn btn-primary\" style=\"max-width: 300px; border: 1px solid #2043D5; border-radius: 0.375rem; padding: 25px; font-size: 16px; white-space: nowrap; \" >\n    <span class=\"\">Vai al comparatore<\/span>\n            <i class=\"fa-solid fa-arrow-right primary\"><\/i>\n    <\/a>\n                                                    <\/div>\n                    <\/div>\n\n\n\n                <\/div>\n\n\n            <\/div>\n\n        <\/div>\n\n\n    <\/div>\n\n<\/section>\n\n\n<section class=\"block-v2-text-and-image flex flex-col items-center gap-2 self-stretch p-0 bg-v2-l-blue\">\n    <div class=\"w-full z-10 relative     \">\n        <div class=\"bg-transparent  m-auto  w-full max-w-container px-4    \" style=\" \">\n            <div class=\"w-full  bg-transparent    rounded-md lg:rounded-lg rounded-tr lg:rounded-tr-large mx-auto flex flex-col items-center justify-center py-20\">\n\n\n                \n                                                \n                                    <div class=\"slide-0 flex md:w-6xl items-center gap-8 lg:gap-16 px-4 flex-col lg:flex-row-reverse  xl:px-20\">\n                        <div class=\"w-full lg:w-1\/2 lg:m-auto flex flex-col\" style=\"gap: 20px;\">\n                                                        <h2 class=\"self-stretch text-primary-blue-950 leading-10\">\n                                <span class=\"font-montserrat font-bold  text-[1.75rem] lg:text-40 \" style=\"\">Ricerca <\/span>\n                <span class=\"font-fraunces font-bold italic text-[2.125rem] lg:text-46 \" style=\"\">\n             ente formativo\n                                <\/span>\n                                <\/h2>\n                                                            <p class=\"text-primary-blue-950 font-normal text-base leading-6 font-inter\">Scopri i prestiti studenteschi disponibili per chi \u00e8 una matricola o si sta iscrivendo in questo momento: seleziona la tua universit\u00e0 e visualizza le opzioni su misura per te.<\/p>\n                                                                                                                    <div class=\"lg:w-full flex space-x-6 lg:justify-start font-semibold py-4 \">\n                                                                            <a href=\"http:\/\/comparatore.habacus.com\/it\/habacus\/2\/intro?utmSource=website&#038;utmMedium=newsub&#038;utmContent=cta3&#038;utmTerm=ita\" id=\"\" class=\"btn btn-primary\" style=\"max-width: 300px; border: 1px solid #2043D5; border-radius: 0.375rem; padding: 25px; font-size: 16px; white-space: nowrap; \" >\n    <span class=\"\">Inizia il confronto<\/span>\n            <i class=\"fa-solid fa-arrow-right primary\"><\/i>\n    <\/a>\n                                                                                                        <\/div>\n                                                    <\/div>\n                        <picture class=\"w-full md:w-1\/2 flex justify-center items-center\">\n                            <img decoding=\"async\" class=\"object-cover rounded-md w-auto max-h-[260px] lg:max-h-[400px]\" loading=\"lazy\" alt=\"Studente universitario concentrato al computer, impegnato nella ricerca e nel confronto di soluzioni finanziarie sulla guida prestiti studenti di Habacus\" width=\"\" height=\"\" src=\"https:\/\/habacus.com\/app\/uploads\/2025\/06\/v2_homepage_section_5.webp\">\n                        <\/picture>\n                    <\/div>\n                                    \n            <\/div>\n        <\/div>\n    <\/div>\n<\/section>\n\n\n<section class=\"block-v2-card-wall relative panel home-hero bg-v2-l-blue flex items-center justify-center overflow-hidden p-8 lg:p-14\">\n\n    <div class=\"relative w-full max-w-container px-4 bg-white rounded-mmd lg:rounded-lg rounded-tr border border-v2-l-blue lg:rounded-tr-large text-center mx-auto flex flex-col gap-8 items-center justify-center py-12 lg:py-40 overflow-hidden\">\n                    <div class=\"absolute flex flex-wrap top-0 left-0 -translate-x-1\/4 -translate-y-1\/4 w-3\/5 lg:w-2\/5 overflow-hidden\">\n\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" version=\"1.1\" viewBox=\"0 0 976.3 976.2\" class=\"fill-primary-blue-700\/10 w-1\/2\">\n\t\t<path d=\"M380,0H0v380c0,329.3,266.9,596.2,596.2,596.2h380v-380C976.3,266.9,709.3,0,380,0h0Z\" \/>\n\t<\/svg>\n\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" version=\"1.1\" viewBox=\"0 0 976.3 976.2\" class=\"fill-primary-blue-700\/30 w-1\/2\">\n\t\t<path d=\"M380,0H0v380c0,329.3,266.9,596.2,596.2,596.2h380v-380C976.3,266.9,709.3,0,380,0h0Z\" \/>\n\t<\/svg>\n\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" version=\"1.1\" viewBox=\"0 0 976.3 976.2\" class=\"fill-primary-blue-700\/30 w-1\/2\">\n\t\t<path d=\"M380,0H0v380c0,329.3,266.9,596.2,596.2,596.2h380v-380C976.3,266.9,709.3,0,380,0h0Z\" \/>\n\t<\/svg>\n<\/div>\n\n<div class=\"absolute flex flex-wrap bottom-0 right-0 translate-y-1\/4 translate-x-1\/4 w-3\/5 lg:w-2\/5 overflow-hidden\">\n\t<span class=\"w-1\/2\"><\/span>\n\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" version=\"1.1\" viewBox=\"0 0 976.3 976.2\" class=\"fill-primary-blue-700\/10 w-1\/2\">\n\t\t<path d=\"M380,0H0v380c0,329.3,266.9,596.2,596.2,596.2h380v-380C976.3,266.9,709.3,0,380,0h0Z\" \/>\n\t<\/svg>\n\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" version=\"1.1\" viewBox=\"0 0 976.3 976.2\" class=\"fill-primary-blue-700\/10 w-1\/2\">\n\t\t<path d=\"M380,0H0v380c0,329.3,266.9,596.2,596.2,596.2h380v-380C976.3,266.9,709.3,0,380,0h0Z\" \/>\n\t<\/svg>\n\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" version=\"1.1\" viewBox=\"0 0 976.3 976.2\" class=\"fill-primary-blue-700\/30 w-1\/2\">\n\t\t<path d=\"M380,0H0v380c0,329.3,266.9,596.2,596.2,596.2h380v-380C976.3,266.9,709.3,0,380,0h0Z\" \/>\n\t<\/svg>\n<\/div>        \n        \n        <div class=\"w-4\/5 z-10 text-white flex flex-nowrap justify-center items-center\">\n            <div class=\"flex flex-col gap-2\">\n                <h2 class=\"leading-10 lg:leading-12 font-bold text-primary-blue-950\">\n                    <span class=\"font-fraunces font-bold italic text-[2.125rem] lg:text-50 \" style=\"\">\n            Stai costruendo il tuo percorso.\n                                <\/span>\n                <span class=\"font-montserrat font-bold  text-[1.75rem] lg:text-44 \" style=\"\">Parti con le idee chiare.<\/span>\n                    <\/h2>\n                            <\/div>\n        <\/div>\n        \n        \n    <\/div>\n\n<\/section>\n\n\n<section class=\"block-v2-faq bg-white flex justify-center pb-16 w-screen rounded-b-lg lg:rounded-b\">\n\n    <div class=\"flex flex-col justify-center items-center text-center lg:text-left lg:justify-between max-w-full pt-16 lg:pt-32 w-4\/5 \">\n        <div class=\"pb-10 lg:pb-10 w-full text-center\">\n            <h2 class=\"text-primary-blue-950\">\n                <span class=\"font-montserrat font-bold  text-[1.75rem] lg:text-40 \" style=\"\">F.A.Q. &#8211; Domande Frequenti<\/span>\n                <\/h2>\n        <\/div>\n        <div class=\"w-full pb-10\">\n                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            \n                \n                <div class=\"w-full flex p-1 bg-white rounded-mmd mb-6 lg:w-[450px] lg:mx-auto\">\n                                            <button id=\"b636e2-faq-button-4\" onclick=\"onChangeFaq('b636e2', 4)\" class=\"w-1\/2 py-2 font-montserrat font-semibold text-sm text-dddblue text-center rounded-md text-white bg-mediumblue\">Prestiti<\/button>\n                                            <button id=\"b636e2-faq-button-3\" onclick=\"onChangeFaq('b636e2', 3)\" class=\"w-1\/2 py-2 font-montserrat font-semibold text-sm text-dddblue text-center rounded-md \">Servizi<\/button>\n                                    <\/div>\n\n                \n                                    <div id=\"b636e2-faq-content-4\" class=\"lg:w-4\/5 lg:mx-auto \">\n                                                    <div class=\"accordion pointer border rounded-mmd mb-3\">\n                                <h2>\n                                    <button type=\"button\" class=\"button-accordion text-base font-montserrat font-semibold bg-white flex items-center justify-between w-full p-6 text-primary-blue-950 lg:text-lg rounded-b-mmd rounded-t-mmd gap-3\" data-accordion-target=\"#accordion-open-body-1\" aria-expanded=\"true\" aria-controls=\"accordion-open-body-1\">\n                                        <span class=\"flex items-center text-20 text-left\">Come posso capire a quali prestiti posso accedere?<\/span>\n\n                                        <i class=\"fa-solid fa-plus text-primary-blue-950\"><\/i>\n                                        <i class=\"fa-solid fa-minus hidden lg:hidden text-primary-blue-950\"><\/i>\n                                    <\/button>\n                                <\/h2>\n                                <div id=\"\" class=\"accordion-content hidden w-full relative\" aria-labelledby=\"\">\n                                    <div class=\"p-5 lg:pt-0 bg-white rounded-b-mmd flex flex-col\">\n                                        <div class=\"font-inter text-base text-primary-blue-950 text-left\">\n                                            <p>Se vuoi sapere a quali prestiti studenteschi potresti avere accesso prima di fare una richiesta ufficiale, Habacus offre un utile strumento di pre-verifica formato da 3 step:<\/p>\n<p>1- Accesso al test: puoi utilizzare il test di pre-verifica disponibile sul sito di Habacus<\/p>\n<p>2- Funzionamento: dopo aver risposto a una serie di semplici domande riguardanti i tuoi dati personali e il tuo percorso accademico, il tool fornir\u00e0 un elenco di prestiti studenteschi presenti sul mercato che potrebbero essere disponibili per te.<\/p>\n<p>3- Risultati: il test ti aiuter\u00e0 a capire quali opzioni di finanziamento sono adatte al tuo profilo accademico, facilitando la tua scelta e la preparazione della richiesta ufficiale.<\/p>\n<p>&nbsp;<\/p>\n\n                                        <\/div>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                                                    <div class=\"accordion pointer border rounded-mmd mb-3\">\n                                <h2>\n                                    <button type=\"button\" class=\"button-accordion text-base font-montserrat font-semibold bg-white flex items-center justify-between w-full p-6 text-primary-blue-950 lg:text-lg rounded-b-mmd rounded-t-mmd gap-3\" data-accordion-target=\"#accordion-open-body-1\" aria-expanded=\"true\" aria-controls=\"accordion-open-body-1\">\n                                        <span class=\"flex items-center text-20 text-left\">Come posso confrontare i prestiti studenteschi?<\/span>\n\n                                        <i class=\"fa-solid fa-plus text-primary-blue-950\"><\/i>\n                                        <i class=\"fa-solid fa-minus hidden lg:hidden text-primary-blue-950\"><\/i>\n                                    <\/button>\n                                <\/h2>\n                                <div id=\"\" class=\"accordion-content hidden w-full relative\" aria-labelledby=\"\">\n                                    <div class=\"p-5 lg:pt-0 bg-white rounded-b-mmd flex flex-col\">\n                                        <div class=\"font-inter text-base text-primary-blue-950 text-left\">\n                                            <p>In generale per valutare un prestito studentesco sar\u00e0 importante per te comprendere quale tasso di interesse ti viene offerto e con quale durata massima di restituzione. Ciascun prestito studentesco prevede che ci si rechi in filiale per la sottoscrizione del contratto. Quindi potresti voler scegliere la banca anche in base alla vicinanza geografica delle sue filiali.<\/p>\n<p>&nbsp;<\/p>\n\n                                        <\/div>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                                            <\/div>\n                                    <div id=\"b636e2-faq-content-3\" class=\"lg:w-4\/5 lg:mx-auto hidden\">\n                                                    <div class=\"accordion pointer border rounded-mmd mb-3\">\n                                <h2>\n                                    <button type=\"button\" class=\"button-accordion text-base font-montserrat font-semibold bg-white flex items-center justify-between w-full p-6 text-primary-blue-950 lg:text-lg rounded-b-mmd rounded-t-mmd gap-3\" data-accordion-target=\"#accordion-open-body-1\" aria-expanded=\"true\" aria-controls=\"accordion-open-body-1\">\n                                        <span class=\"flex items-center text-20 text-left\">Ci sono requisiti di reddito per fare richiesta di prestito studentesco?<\/span>\n\n                                        <i class=\"fa-solid fa-plus text-primary-blue-950\"><\/i>\n                                        <i class=\"fa-solid fa-minus hidden lg:hidden text-primary-blue-950\"><\/i>\n                                    <\/button>\n                                <\/h2>\n                                <div id=\"\" class=\"accordion-content hidden w-full relative\" aria-labelledby=\"\">\n                                    <div class=\"p-5 lg:pt-0 bg-white rounded-b-mmd flex flex-col\">\n                                        <div class=\"font-inter text-base text-primary-blue-950 text-left\">\n                                            <p>No, non sono previsti requisiti di reddito per richiedere un prestito studentesco.<br \/>\nL\u2019accesso al prestito si basa principalmente sulla valutazione della performance accademica. La decisione finale sull\u2019erogazione del finanziamento spetta comunque alla banca, che pu\u00f2 effettuare ulteriori verifiche di tipo creditizio.<\/p>\n<p>&nbsp;<\/p>\n\n                                        <\/div>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                                                    <div class=\"accordion pointer border rounded-mmd mb-3\">\n                                <h2>\n                                    <button type=\"button\" class=\"button-accordion text-base font-montserrat font-semibold bg-white flex items-center justify-between w-full p-6 text-primary-blue-950 lg:text-lg rounded-b-mmd rounded-t-mmd gap-3\" data-accordion-target=\"#accordion-open-body-1\" aria-expanded=\"true\" aria-controls=\"accordion-open-body-1\">\n                                        <span class=\"flex items-center text-20 text-left\">Quali sono i requisiti per accedere a un prestito studentesco con garanzia dello stato?<\/span>\n\n                                        <i class=\"fa-solid fa-plus text-primary-blue-950\"><\/i>\n                                        <i class=\"fa-solid fa-minus hidden lg:hidden text-primary-blue-950\"><\/i>\n                                    <\/button>\n                                <\/h2>\n                                <div id=\"\" class=\"accordion-content hidden w-full relative\" aria-labelledby=\"\">\n                                    <div class=\"p-5 lg:pt-0 bg-white rounded-b-mmd flex flex-col\">\n                                        <div class=\"font-inter text-base text-primary-blue-950 text-left\">\n                                            <table width=\"765\">\n<tbody>\n<tr>\n<td width=\"765\">Per poter accedere a un prestito studentesco con garanzia dello Stato, \u00e8 necessario rispettare le seguenti condizioni:<\/p>\n<p>&#8211; Et\u00e0 compresa tra 18 e 40 anni;<\/p>\n<p>&#8211; Iscrizione regolare presso un ente formativo incluso nel perimetro convenzionato;<\/p>\n<p>&#8211; Assenza di pendenze economiche nei confronti dell\u2019ente formativo;<\/p>\n<p>&#8211; Non essere fuori corso;<\/p>\n<p>&#8211; Conseguimento del titolo di studio precedente con voto minimo: diploma \u2265 75\/100 (per finanziare una laurea triennale, magistrale a ciclo unico o un corso its), oppure laurea propedeutica \u2265 100\/110 (per finanziare una laurea magistrale, un master di I o II livello o una scuola di specializzazione);<\/p>\n<p>In aggiunta ai requisiti sopra menzionati, le banche possono richiedere ulteriori requisiti (es. residenza in Italia) come condizione fondamentale per concedere un finanziamento.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n                                        <\/div>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                                                    <div class=\"accordion pointer border rounded-mmd mb-3\">\n                                <h2>\n                                    <button type=\"button\" class=\"button-accordion text-base font-montserrat font-semibold bg-white flex items-center justify-between w-full p-6 text-primary-blue-950 lg:text-lg rounded-b-mmd rounded-t-mmd gap-3\" data-accordion-target=\"#accordion-open-body-1\" aria-expanded=\"true\" aria-controls=\"accordion-open-body-1\">\n                                        <span class=\"flex items-center text-20 text-left\">I prestiti studenteschi sono cumulabili con la borsa di studio?<\/span>\n\n                                        <i class=\"fa-solid fa-plus text-primary-blue-950\"><\/i>\n                                        <i class=\"fa-solid fa-minus hidden lg:hidden text-primary-blue-950\"><\/i>\n                                    <\/button>\n                                <\/h2>\n                                <div id=\"\" class=\"accordion-content hidden w-full relative\" aria-labelledby=\"\">\n                                    <div class=\"p-5 lg:pt-0 bg-white rounded-b-mmd flex flex-col\">\n                                        <div class=\"font-inter text-base text-primary-blue-950 text-left\">\n                                            <p>S\u00ec, richiedere o aver ottenuto una borsa di studio non impedisce la richiesta di un prestito studentesco.<\/p>\n<p>&nbsp;<\/p>\n\n                                        <\/div>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                                                    <div class=\"accordion pointer border rounded-mmd mb-3\">\n                                <h2>\n                                    <button type=\"button\" class=\"button-accordion text-base font-montserrat font-semibold bg-white flex items-center justify-between w-full p-6 text-primary-blue-950 lg:text-lg rounded-b-mmd rounded-t-mmd gap-3\" data-accordion-target=\"#accordion-open-body-1\" aria-expanded=\"true\" aria-controls=\"accordion-open-body-1\">\n                                        <span class=\"flex items-center text-20 text-left\">Cosa si pu\u00f2 pagare con un prestito studentesco?<\/span>\n\n                                        <i class=\"fa-solid fa-plus text-primary-blue-950\"><\/i>\n                                        <i class=\"fa-solid fa-minus hidden lg:hidden text-primary-blue-950\"><\/i>\n                                    <\/button>\n                                <\/h2>\n                                <div id=\"\" class=\"accordion-content hidden w-full relative\" aria-labelledby=\"\">\n                                    <div class=\"p-5 lg:pt-0 bg-white rounded-b-mmd flex flex-col\">\n                                        <div class=\"font-inter text-base text-primary-blue-950 text-left\">\n                                            <p>Il prestito studentesco non \u00e8 destinato esclusivamente alle tasse universitarie: lo studente potr\u00e0 ad esempio usarlo per pagare l\u2019affitto, le spese dei libri, strumenti come pc o tablet, le spese di trasporto\u2026<\/p>\n<p>&nbsp;<\/p>\n\n                                        <\/div>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                                                    <div class=\"accordion pointer border rounded-mmd mb-3\">\n                                <h2>\n                                    <button type=\"button\" class=\"button-accordion text-base font-montserrat font-semibold bg-white flex items-center justify-between w-full p-6 text-primary-blue-950 lg:text-lg rounded-b-mmd rounded-t-mmd gap-3\" data-accordion-target=\"#accordion-open-body-1\" aria-expanded=\"true\" aria-controls=\"accordion-open-body-1\">\n                                        <span class=\"flex items-center text-20 text-left\">\u00c8 necessario che il genitore firmi qualcosa?<\/span>\n\n                                        <i class=\"fa-solid fa-plus text-primary-blue-950\"><\/i>\n                                        <i class=\"fa-solid fa-minus hidden lg:hidden text-primary-blue-950\"><\/i>\n                                    <\/button>\n                                <\/h2>\n                                <div id=\"\" class=\"accordion-content hidden w-full relative\" aria-labelledby=\"\">\n                                    <div class=\"p-5 lg:pt-0 bg-white rounded-b-mmd flex flex-col\">\n                                        <div class=\"font-inter text-base text-primary-blue-950 text-left\">\n                                            <p>No. Il prestito studentesco \u00e8 personale. Per la maggior parte dei prestiti studenteschi non \u00e8 richiesta la firma del genitore.<\/p>\n<p>&nbsp;<\/p>\n\n                                        <\/div>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                                                    <div class=\"accordion pointer border rounded-mmd mb-3\">\n                                <h2>\n                                    <button type=\"button\" class=\"button-accordion text-base font-montserrat font-semibold bg-white flex items-center justify-between w-full p-6 text-primary-blue-950 lg:text-lg rounded-b-mmd rounded-t-mmd gap-3\" data-accordion-target=\"#accordion-open-body-1\" aria-expanded=\"true\" aria-controls=\"accordion-open-body-1\">\n                                        <span class=\"flex items-center text-20 text-left\">La lettera di ammissione all\u2019universit\u00e0 \u00e8 sufficiente per accedere al prestito studentesco?<\/span>\n\n                                        <i class=\"fa-solid fa-plus text-primary-blue-950\"><\/i>\n                                        <i class=\"fa-solid fa-minus hidden lg:hidden text-primary-blue-950\"><\/i>\n                                    <\/button>\n                                <\/h2>\n                                <div id=\"\" class=\"accordion-content hidden w-full relative\" aria-labelledby=\"\">\n                                    <div class=\"p-5 lg:pt-0 bg-white rounded-b-mmd flex flex-col\">\n                                        <div class=\"font-inter text-base text-primary-blue-950 text-left\">\n                                            <p>No. \u00c8 necessario che l\u2019iscrizione sia formalizzata tramite il pagamento della tassa d\u2019iscrizione.<\/p>\n<p>&nbsp;<\/p>\n\n                                        <\/div>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                                                    <div class=\"accordion pointer border rounded-mmd mb-3\">\n                                <h2>\n                                    <button type=\"button\" class=\"button-accordion text-base font-montserrat font-semibold bg-white flex items-center justify-between w-full p-6 text-primary-blue-950 lg:text-lg rounded-b-mmd rounded-t-mmd gap-3\" data-accordion-target=\"#accordion-open-body-1\" aria-expanded=\"true\" aria-controls=\"accordion-open-body-1\">\n                                        <span class=\"flex items-center text-20 text-left\">Perch\u00e8 \u00e8 necessario essere gi\u00e0 iscritti presso un ente formativo per accedere a un prestito studentesco?<\/span>\n\n                                        <i class=\"fa-solid fa-plus text-primary-blue-950\"><\/i>\n                                        <i class=\"fa-solid fa-minus hidden lg:hidden text-primary-blue-950\"><\/i>\n                                    <\/button>\n                                <\/h2>\n                                <div id=\"\" class=\"accordion-content hidden w-full relative\" aria-labelledby=\"\">\n                                    <div class=\"p-5 lg:pt-0 bg-white rounded-b-mmd flex flex-col\">\n                                        <div class=\"font-inter text-base text-primary-blue-950 text-left\">\n                                            <p>Quando si richiede un prestito personale tradizionale, le banche chiedono garanzie, come un contratto di lavoro o un conto bancario stabile, anche da parte di un eventuale garante.<br \/>\nNel caso dei prestiti studenteschi, invece, queste garanzie non sono richieste: tuttavia, \u00e8 fondamentale essere regolarmente iscritti presso un ente formativo riconosciuto, oltre a rispettare alcuni requisiti di base come la maggiore et\u00e0 e, per alcuni prestiti, un voto minimo al diploma o alla laurea.<\/p>\n<p>&nbsp;<\/p>\n\n                                        <\/div>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                                                    <div class=\"accordion pointer border rounded-mmd mb-3\">\n                                <h2>\n                                    <button type=\"button\" class=\"button-accordion text-base font-montserrat font-semibold bg-white flex items-center justify-between w-full p-6 text-primary-blue-950 lg:text-lg rounded-b-mmd rounded-t-mmd gap-3\" data-accordion-target=\"#accordion-open-body-1\" aria-expanded=\"true\" aria-controls=\"accordion-open-body-1\">\n                                        <span class=\"flex items-center text-20 text-left\">Posso chiedere un prestito anche se non ho ancora deciso in quale universit\u00e0 andare?<\/span>\n\n                                        <i class=\"fa-solid fa-plus text-primary-blue-950\"><\/i>\n                                        <i class=\"fa-solid fa-minus hidden lg:hidden text-primary-blue-950\"><\/i>\n                                    <\/button>\n                                <\/h2>\n                                <div id=\"\" class=\"accordion-content hidden w-full relative\" aria-labelledby=\"\">\n                                    <div class=\"p-5 lg:pt-0 bg-white rounded-b-mmd flex flex-col\">\n                                        <div class=\"font-inter text-base text-primary-blue-950 text-left\">\n                                            <p>Per richiedere un prestito studentesco \u00e8 necessario essere iscritti presso un ente formativo post-diploma. Attraverso il nostro tool puoi verificare quali enti rientrano tra quelli finanziabili.<\/p>\n<p>&nbsp;<\/p>\n\n                                        <\/div>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                                                    <div class=\"accordion pointer border rounded-mmd mb-3\">\n                                <h2>\n                                    <button type=\"button\" class=\"button-accordion text-base font-montserrat font-semibold bg-white flex items-center justify-between w-full p-6 text-primary-blue-950 lg:text-lg rounded-b-mmd rounded-t-mmd gap-3\" data-accordion-target=\"#accordion-open-body-1\" aria-expanded=\"true\" aria-controls=\"accordion-open-body-1\">\n                                        <span class=\"flex items-center text-20 text-left\">Il mio diploma non ha un voto alto: posso comunque accedere a qualche tipo di prestito?<\/span>\n\n                                        <i class=\"fa-solid fa-plus text-primary-blue-950\"><\/i>\n                                        <i class=\"fa-solid fa-minus hidden lg:hidden text-primary-blue-950\"><\/i>\n                                    <\/button>\n                                <\/h2>\n                                <div id=\"\" class=\"accordion-content hidden w-full relative\" aria-labelledby=\"\">\n                                    <div class=\"p-5 lg:pt-0 bg-white rounded-b-mmd flex flex-col\">\n                                        <div class=\"font-inter text-base text-primary-blue-950 text-left\">\n                                            <p>I prestiti studenteschi con garanzia statale richiedono un voto minimo per il diploma (\u2265 75\/100) o, per corsi post-laurea, un voto minimo di laurea (\u2265 100\/110). Alcune banche offrono comunque prestiti studenteschi senza garanzia statale, con criteri pi\u00f9 flessibili.<\/p>\n<p>&nbsp;<\/p>\n\n                                        <\/div>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                                                    <div class=\"accordion pointer border rounded-mmd mb-3\">\n                                <h2>\n                                    <button type=\"button\" class=\"button-accordion text-base font-montserrat font-semibold bg-white flex items-center justify-between w-full p-6 text-primary-blue-950 lg:text-lg rounded-b-mmd rounded-t-mmd gap-3\" data-accordion-target=\"#accordion-open-body-1\" aria-expanded=\"true\" aria-controls=\"accordion-open-body-1\">\n                                        <span class=\"flex items-center text-20 text-left\">Ci sono differenze se vado in un\u2019universit\u00e0 pubblica o privata?<\/span>\n\n                                        <i class=\"fa-solid fa-plus text-primary-blue-950\"><\/i>\n                                        <i class=\"fa-solid fa-minus hidden lg:hidden text-primary-blue-950\"><\/i>\n                                    <\/button>\n                                <\/h2>\n                                <div id=\"\" class=\"accordion-content hidden w-full relative\" aria-labelledby=\"\">\n                                    <div class=\"p-5 lg:pt-0 bg-white rounded-b-mmd flex flex-col\">\n                                        <div class=\"font-inter text-base text-primary-blue-950 text-left\">\n                                            <p>No, non ci sono differenze. L\u2019unico vincolo \u00e8 che l\u2019universit\u00e0 sia nel perimetro di finanziabilit\u00e0. Puoi verificarlo compilando il nostro tool per la verifica dei requisiti di accesso ai prestiti studenteschi<\/p>\n<p>&nbsp;<\/p>\n\n                                        <\/div>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                                                    <div class=\"accordion pointer border rounded-mmd mb-3\">\n                                <h2>\n                                    <button type=\"button\" class=\"button-accordion text-base font-montserrat font-semibold bg-white flex items-center justify-between w-full p-6 text-primary-blue-950 lg:text-lg rounded-b-mmd rounded-t-mmd gap-3\" data-accordion-target=\"#accordion-open-body-1\" aria-expanded=\"true\" aria-controls=\"accordion-open-body-1\">\n                                        <span class=\"flex items-center text-20 text-left\">Il prestito copre solo le tasse o anche l\u2019affitto e la vita quotidiana?<\/span>\n\n                                        <i class=\"fa-solid fa-plus text-primary-blue-950\"><\/i>\n                                        <i class=\"fa-solid fa-minus hidden lg:hidden text-primary-blue-950\"><\/i>\n                                    <\/button>\n                                <\/h2>\n                                <div id=\"\" class=\"accordion-content hidden w-full relative\" aria-labelledby=\"\">\n                                    <div class=\"p-5 lg:pt-0 bg-white rounded-b-mmd flex flex-col\">\n                                        <div class=\"font-inter text-base text-primary-blue-950 text-left\">\n                                            <p>Puoi utilizzare il prestito studentesco per tutte le spese legate alla tua formazione, comprese spese di vita, affitto, caparre e materiali. Il prestito non \u00e8 vincolato a una destinazione d\u2019uso specifica. Spesso per un affitto \u00e8 necessario anticipare caparra e alcune mensilit\u00e0. Con un prestito studentesco potrai far fronte a queste spese.<\/p>\n<p>&nbsp;<\/p>\n\n                                        <\/div>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                                                    <div class=\"accordion pointer border rounded-mmd mb-3\">\n                                <h2>\n                                    <button type=\"button\" class=\"button-accordion text-base font-montserrat font-semibold bg-white flex items-center justify-between w-full p-6 text-primary-blue-950 lg:text-lg rounded-b-mmd rounded-t-mmd gap-3\" data-accordion-target=\"#accordion-open-body-1\" aria-expanded=\"true\" aria-controls=\"accordion-open-body-1\">\n                                        <span class=\"flex items-center text-20 text-left\">Quando arrivano i soldi dopo la richiesta del prestito studentesco?<\/span>\n\n                                        <i class=\"fa-solid fa-plus text-primary-blue-950\"><\/i>\n                                        <i class=\"fa-solid fa-minus hidden lg:hidden text-primary-blue-950\"><\/i>\n                                    <\/button>\n                                <\/h2>\n                                <div id=\"\" class=\"accordion-content hidden w-full relative\" aria-labelledby=\"\">\n                                    <div class=\"p-5 lg:pt-0 bg-white rounded-b-mmd flex flex-col\">\n                                        <div class=\"font-inter text-base text-primary-blue-950 text-left\">\n                                            <p>Dopo aver presentato la domanda, la banca verifica i documenti e, in caso di prestito studentesco con garanzia dello Stato, attende risposta sulla disponibilit\u00e0 di fondi per la garanzia. Al termine di queste verifiche, e a seguito di una verifica sulla tua buona condizione creditizia il prestito viene erogato. \u00c8 richiesto un passaggio in filiale per la firma del contratto.<\/p>\n\n                                        <\/div>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                                                    <div class=\"accordion pointer border rounded-mmd mb-3\">\n                                <h2>\n                                    <button type=\"button\" class=\"button-accordion text-base font-montserrat font-semibold bg-white flex items-center justify-between w-full p-6 text-primary-blue-950 lg:text-lg rounded-b-mmd rounded-t-mmd gap-3\" data-accordion-target=\"#accordion-open-body-1\" aria-expanded=\"true\" aria-controls=\"accordion-open-body-1\">\n                                        <span class=\"flex items-center text-20 text-left\">Se il prestito \u00e8 in tranche, posso sapere in anticipo le date?<\/span>\n\n                                        <i class=\"fa-solid fa-plus text-primary-blue-950\"><\/i>\n                                        <i class=\"fa-solid fa-minus hidden lg:hidden text-primary-blue-950\"><\/i>\n                                    <\/button>\n                                <\/h2>\n                                <div id=\"\" class=\"accordion-content hidden w-full relative\" aria-labelledby=\"\">\n                                    <div class=\"p-5 lg:pt-0 bg-white rounded-b-mmd flex flex-col\">\n                                        <div class=\"font-inter text-base text-primary-blue-950 text-left\">\n                                            <p>S\u00ec, puoi richiedere indicazioni generali su quando avverranno le verifiche annuali per l\u2019erogazione delle tranche. Le date possono variare da banca a banca. Generalmente dipendono dalla data di apertura del finanziamento.<\/p>\n<p>&nbsp;<\/p>\n\n                                        <\/div>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                                                    <div class=\"accordion pointer border rounded-mmd mb-3\">\n                                <h2>\n                                    <button type=\"button\" class=\"button-accordion text-base font-montserrat font-semibold bg-white flex items-center justify-between w-full p-6 text-primary-blue-950 lg:text-lg rounded-b-mmd rounded-t-mmd gap-3\" data-accordion-target=\"#accordion-open-body-1\" aria-expanded=\"true\" aria-controls=\"accordion-open-body-1\">\n                                        <span class=\"flex items-center text-20 text-left\">Cosa succede se cambio Universit\u00e0 e ho un prestito studentesco?<\/span>\n\n                                        <i class=\"fa-solid fa-plus text-primary-blue-950\"><\/i>\n                                        <i class=\"fa-solid fa-minus hidden lg:hidden text-primary-blue-950\"><\/i>\n                                    <\/button>\n                                <\/h2>\n                                <div id=\"\" class=\"accordion-content hidden w-full relative\" aria-labelledby=\"\">\n                                    <div class=\"p-5 lg:pt-0 bg-white rounded-b-mmd flex flex-col\">\n                                        <div class=\"font-inter text-base text-primary-blue-950 text-left\">\n                                            <p>Il prestito studentesco \u00e8 vincolato alla tua iscrizione presso uno specifico corso di studi. In caso di interruzione del corso anche il finanziamento verr\u00e0 sospeso e inizier\u00e0 la fase di preammortamento.<\/p>\n<p>&nbsp;<\/p>\n\n                                        <\/div>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                                            <\/div>\n                                    <\/div>\n    <\/div>\n<\/section>\n\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":2,"featured_media":0,"parent":3378,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-3363","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Nuovi iscritti - Habacus<\/title>\n<meta name=\"description\" content=\"Scopri i prestiti studenti pensati per i nuovi iscritti all\u2019universit\u00e0. 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