{"id":6527,"date":"2026-05-18T17:11:08","date_gmt":"2026-05-18T15:11:08","guid":{"rendered":"https:\/\/habacus.com\/?page_id=6527"},"modified":"2026-05-18T23:51:32","modified_gmt":"2026-05-18T21:51:32","slug":"student-loans-for-families","status":"publish","type":"page","link":"https:\/\/habacus.com\/en\/student-loans-for-families\/","title":{"rendered":"Student loans &#8211; for families"},"content":{"rendered":"<section id=\"\"\n    class=\"block-v3-hero-text-and-image relative isolate w-full flex justify-center pb-8 pt-0 pb-0 lg:pt-0 lg:pb-0\">\n    <div class=\"absolute inset-0 -z-10 rounded-[inherit] overflow-hidden\" style=\"background-color: rgb(241,244,252);\">\n    <\/div>\n\n\n\n\n\n    <div class=\"relative w-full flex justify-center rounded-b-mml overflow-hidden px-4 lg:px-0 pt-21 pb-16 lg:pb-36\">\n        <div class=\"max-w-full-block\">\n                            <div class=\"absolute inset-0 rounded-[inherit] pointer-events-none\" style=\"background: conic-gradient(rgb(20,50,143) 0deg, rgb(55,188,151) 51.43deg, rgb(4,25,91) 102.86deg, rgb(20,50,143) 154.29deg, rgb(4,25,91) 205.71deg, rgb(20,50,143) 257.14deg, rgb(20,50,143) 308.57deg, rgb(20,50,143) 360deg); filter: blur(25px); transform: scale(1.1);\"><\/div>\n            \n            \n            <div\n                class=\"relative flex flex-col min-h-[50vh] justify-end lg:min-h-[600px] lg:flex-row lg:items-center lg:justify-start lg:gap-12 lg:pr-10\">\n\n                <div\n                    class=\"relative flex flex-col items-start text-left gap-6 lg:pl-28 max-w-4xl\">\n\n                                                                    <span\n                            class=\"inline-flex items-center gap-2 font-dm-sans text-sm not-italic font-normal leading-normal\"\n                            style=\"color: rgb(55,188,151);\">\n                            <span class=\"inline-block w-1 h-1 rounded-full bg-white shrink-0\" aria-hidden=\"true\"><\/span>\n                            Information for families\n                        <\/span>\n                    \n                    \n                                                                    <h1 class=\"text-white leading-tight\">\n                            <span\n            class=\"relative antialiased  font-fraunces-wonky font-bold text-38 lg:text-86 leading-none \"\n            style=\"color: #FFF;\">\n                                    <span class=\"relative z-10\">Is it time to support<\/span>\n        <\/span>\n        \n            <span\n            class=\"relative antialiased  font-fraunces-wonky font-bold text-38 lg:text-86 leading-none \"\n            style=\"color: #FFF;\">\n                                    <span class=\"relative z-10\">your child\u2019s future?<\/span>\n        <\/span>\n                            <\/h1>\n                    \n                                            <div\n                            class=\"text-white\/90 font-dm-sans text-base lg:text-xl font-normal leading-[130%] max-w-2xl\">\n                            <p>Helping your child continue their education after high school is possible, without putting pressure on the family budget.<\/p>\n\n                        <\/div>\n                    \n                                            <div\n                            class=\"show-sticky-cta w-full flex flex-col sm:flex-row flex-wrap items-stretch sm:items-center justify-start gap-6 lg:gap-6 pt-2\">\n                                                            <a href=\"https:\/\/comparatore.habacus.com\/en\/\" id=\"\"\n    class=\"btn btn-primary group\"\n    style=\"max-width: 319px; padding: 25px; font-size: 16px; white-space: nowrap; max-width: none; width: auto; padding: 25px 60px;\"\n    >\n    <span class=\"\">Explore student loans<\/span>\n            <i\n            class=\"fa-solid fa-arrow-right inline-block shrink-0 motion-safe:group-hover:animate-btn-arrow-pulse primary\"><\/i>\n    <\/a>\n                                                                                                                                                <div\n                                    class=\"w-full lg:w-auto flex flex-wrap items-center justify-center lg:justify-normal gap-x-4 gap-y-1\">\n                                                                            <span\n                                            class=\"font-dm-sans text-xs lg:text-base font-medium lg:font-normal text-white text-center lg:text-left leading-normal lg:leading-[140%]\">\n                                            No commitment\n                                        <\/span>\n                                                                                    <span\n                                                class=\"text-white font-dm-sans text-base font-normal leading-[140%] select-none\"\n                                                aria-hidden=\"true\">&middot;<\/span>\n                                                                                                                    <span\n                                            class=\"font-dm-sans text-xs lg:text-base font-medium lg:font-normal text-white text-center lg:text-left leading-normal lg:leading-[140%]\">\n                                            No bank details required\n                                        <\/span>\n                                                                                    <span\n                                                class=\"text-white font-dm-sans text-base font-normal leading-[140%] select-none\"\n                                                aria-hidden=\"true\">&middot;<\/span>\n                                                                                                                    <span\n                                            class=\"font-dm-sans text-xs lg:text-base font-medium lg:font-normal text-white text-center lg:text-left leading-normal lg:leading-[140%]\">\n                                            You stay in control\n                                        <\/span>\n                                                                                                            <\/div>\n                                                    <\/div>\n                    \n                                            <div class=\"w-full lg:w-auto flex flex-wrap items-center justify-center gap-2 pt-4 text-white\">\n                                                            <div class=\"flex items-center gap-1.5\">\n                                                                            <i class=\"fa-solid fa-lock text-v3-green text-sm lg:text-base leading-none shrink-0\"\n                                            aria-hidden=\"true\"><\/i>\n                                                                        <span\n                                        class=\"font-dm-sans text-sm lg:text-base font-semibold lg:font-normal leading-normal lg:leading-[140%]\">Certified brokers<\/span>\n                                <\/div>\n                                                                    <span class=\"block w-px h-[25px] bg-lightblue\" aria-hidden=\"true\"><\/span>\n                                                                                            <div class=\"flex items-center gap-1.5\">\n                                                                            <i class=\"fa-solid fa-graduation-cap text-v3-green text-sm lg:text-base leading-none shrink-0\"\n                                            aria-hidden=\"true\"><\/i>\n                                                                        <span\n                                        class=\"font-dm-sans text-sm lg:text-base font-semibold lg:font-normal leading-normal lg:leading-[140%]\">20+ banks<\/span>\n                                <\/div>\n                                                                    <span class=\"block w-px h-[25px] bg-lightblue\" aria-hidden=\"true\"><\/span>\n                                                                                            <div class=\"flex items-center gap-1.5\">\n                                                                            <i class=\"fa-solid fa-bolt text-v3-green text-sm lg:text-base leading-none shrink-0\"\n                                            aria-hidden=\"true\"><\/i>\n                                                                        <span\n                                        class=\"font-dm-sans text-sm lg:text-base font-semibold lg:font-normal leading-normal lg:leading-[140%]\">Complete it in 2 minutes<\/span>\n                                <\/div>\n                                                                                    <\/div>\n                    \n                <\/div>\n\n                \n            <\/div>\n        <\/div>\n    <\/div>\n<\/section>\n\n\n<section id=\"\"\n    class=\"acf-block-reveal block-v3-cards relative isolate w-full flex justify-center\">\n\n    <div class=\"absolute inset-0 -z-10 rounded-[inherit] overflow-hidden\" style=\"background: linear-gradient(to bottom, #F1F4FC, #E9EFFD);\">\n    <\/div>\n\n\n\n\n\n    <div class=\"acf-block-reveal-content max-w-full-block pt-0 pb-0 lg:pt-14 lg:pb-0\">\n        <div class=\"w-full mx-auto px-4 lg:px-10\">\n\n                            <span\n                    class=\"inline-block text-primary-blue-950 font-dm-sans text-sm font-semibold leading-normal mb-3 lg:mb-1.5\">\n                    Cosa serve davvero\n                <\/span>\n            \n                                            <h2 class=\"text-primary-blue-950 leading-tight\">\n                    <span class=\"block mb-4 lg:mb-2.5\">\n                        <span\n            class=\"relative antialiased  font-fraunces-wonky font-bold text-38 lg:text-51 leading-none \"\n            style=\"color: #04195B;\">\n                                    <span class=\"relative z-10\">Student loans can be<\/span>\n        <\/span>\n        \n            <br \/>\n        \n            <span\n            class=\"relative antialiased inline-block font-fraunces-wonky font-bold text-38 lg:text-51 leading-none \"\n            style=\"color: #04195B;\">\n                            <img decoding=\"async\" src=\"https:\/\/habacus.com\/app\/themes\/habacus\/public\/build\/assets\/svg-rectangle-DKdeVpmy.svg\" alt=\"rectangle\"\n                    class=\"pointer-events-none absolute top-1\/2 left-1\/2 z-0 h-auto w-[93%] sm:w-[97%] lg:w-[120%] max-lg:[transform:translate(-50%,calc(-50%+0.5rem))] lg:[transform:translate(-50%,calc(-50%-0.25rem))]\">\n                                    <span class=\"relative z-10\">simple<\/span>\n        <\/span>\n        \n            <span\n            class=\"relative antialiased  font-fraunces-wonky font-bold text-38 lg:text-51 leading-none \"\n            style=\"color: #04195B;\">\n                                    <span class=\"relative z-10\">to access<\/span>\n        <\/span>\n                        <\/span>\n                <\/h2>\n            \n                            <div\n                    class=\"text-primary-blue-950 font-dm-sans text-base lg:text-xl font-normal leading-[130%] mb-6 lg:mb-6\">\n                    <p>It does not take much to get started. Here is what you need, and what you do not need.<\/p>\n\n                <\/div>\n            \n                            <div class=\"composable-card-list grid grid-cols-1 lg:grid-cols-3 gap-x-4 gap-y-2.5 lg:gap-x-5\">\n                    \n            <article\n                class=\"composable-card w-full rounded-mml border border-v2-light-blue bg-white px-6 py-5 lg:px-6 lg:py-8 shadow-[0_4px_20px_0_rgba(5,29,104,0.06)]\"\n                >\n                <div class=\"flex items-start gap-5\">\n                                            <img src=\"https:\/\/habacus.com\/app\/themes\/habacus\/public\/build\/assets\/check_svg_with_circle-DnmzYJ3l.svg\" alt=\"\" loading=\"lazy\" decoding=\"async\"\n        class=\"composable-card-icon-svg shrink-0 h-6 w-auto object-contain object-left lg:h-7\" \/>\n                                        <div class=\"flex-1 min-w-0\">\n                                                    <h3\n                                class=\"composable-card-title text-primary-blue-950 lg:text-lg font-dm-sans font-semibold leading-[140%] mb-2 text-base lg:text-base\">\n                                Enrolled in a university, master\u2019s programme, academy, or conservatory\n                            <\/h3>\n                        \n                                            <\/div>\n                <\/div>\n            <\/article>\n                    \n            <article\n                class=\"composable-card w-full rounded-mml border border-v2-light-blue bg-white px-6 py-5 lg:px-6 lg:py-8 shadow-[0_4px_20px_0_rgba(5,29,104,0.06)]\"\n                >\n                <div class=\"flex items-start gap-5\">\n                                            <img src=\"https:\/\/habacus.com\/app\/themes\/habacus\/public\/build\/assets\/check_svg_with_circle-DnmzYJ3l.svg\" alt=\"\" loading=\"lazy\" decoding=\"async\"\n        class=\"composable-card-icon-svg shrink-0 h-6 w-auto object-contain object-left lg:h-7\" \/>\n                                        <div class=\"flex-1 min-w-0\">\n                                                    <h3\n                                class=\"composable-card-title text-primary-blue-950 lg:text-lg font-dm-sans font-semibold leading-[140%] mb-2 text-base lg:text-base\">\n                                Have paid the enrolment fee for the current year\n                            <\/h3>\n                        \n                                            <\/div>\n                <\/div>\n            <\/article>\n                    \n            <article\n                class=\"composable-card w-full rounded-mml border border-v2-light-blue bg-white px-6 py-5 lg:px-6 lg:py-8 shadow-[0_4px_20px_0_rgba(5,29,104,0.06)]\"\n                >\n                <div class=\"flex items-start gap-5\">\n                                            <img src=\"https:\/\/habacus.com\/app\/themes\/habacus\/public\/build\/assets\/check_svg_with_circle-DnmzYJ3l.svg\" alt=\"\" loading=\"lazy\" decoding=\"async\"\n        class=\"composable-card-icon-svg shrink-0 h-6 w-auto object-contain object-left lg:h-7\" \/>\n                                        <div class=\"flex-1 min-w-0\">\n                                                    <h3\n                                class=\"composable-card-title text-primary-blue-950 lg:text-lg font-dm-sans font-semibold leading-[140%] mb-2 text-base lg:text-base\">\n                                Attend regularly and not be behind schedule in your studies\n                            <\/h3>\n                        \n                                            <\/div>\n                <\/div>\n            <\/article>\n                    \n            <article\n                class=\"composable-card w-full rounded-mml border border-v2-light-blue  px-6 py-5 lg:px-6 lg:py-8 shadow-[0_4px_20px_0_rgba(5,29,104,0.06)]\"\n                 style=\"background-color: rgba(255,255,255,0.5);\" >\n                <div class=\"flex items-start gap-5\">\n                                            <img src=\"https:\/\/habacus.com\/app\/themes\/habacus\/public\/build\/assets\/clear_svg_with_circle-CndEHFkS.svg\" alt=\"\" loading=\"lazy\" decoding=\"async\"\n        class=\"composable-card-icon-svg shrink-0 h-6 w-auto object-contain object-left lg:h-7\" \/>\n                                        <div class=\"flex-1 min-w-0\">\n                                                    <h3\n                                class=\"composable-card-title text-primary-blue-950 lg:text-lg font-dm-sans font-semibold leading-[140%] mb-2 text-base lg:text-base\">\n                                Rankings or minimum score requirements\n                            <\/h3>\n                        \n                                            <\/div>\n                <\/div>\n            <\/article>\n                    \n            <article\n                class=\"composable-card w-full rounded-mml border border-v2-light-blue  px-6 py-5 lg:px-6 lg:py-8 shadow-[0_4px_20px_0_rgba(5,29,104,0.06)]\"\n                 style=\"background-color: rgba(255,255,255,0.5);\" >\n                <div class=\"flex items-start gap-5\">\n                                            <img src=\"https:\/\/habacus.com\/app\/themes\/habacus\/public\/build\/assets\/clear_svg_with_circle-CndEHFkS.svg\" alt=\"\" loading=\"lazy\" decoding=\"async\"\n        class=\"composable-card-icon-svg shrink-0 h-6 w-auto object-contain object-left lg:h-7\" \/>\n                                        <div class=\"flex-1 min-w-0\">\n                                                    <h3\n                                class=\"composable-card-title text-primary-blue-950 lg:text-lg font-dm-sans font-semibold leading-[140%] mb-2 text-base lg:text-base\">\n                                High exam grades\n                            <\/h3>\n                        \n                                            <\/div>\n                <\/div>\n            <\/article>\n                    \n            <article\n                class=\"composable-card w-full rounded-mml border border-v2-light-blue  px-6 py-5 lg:px-6 lg:py-8 shadow-[0_4px_20px_0_rgba(5,29,104,0.06)]\"\n                 style=\"background-color: rgba(255,255,255,0.5);\" >\n                <div class=\"flex items-start gap-5\">\n                                            <img src=\"https:\/\/habacus.com\/app\/themes\/habacus\/public\/build\/assets\/clear_svg_with_circle-CndEHFkS.svg\" alt=\"\" loading=\"lazy\" decoding=\"async\"\n        class=\"composable-card-icon-svg shrink-0 h-6 w-auto object-contain object-left lg:h-7\" \/>\n                                        <div class=\"flex-1 min-w-0\">\n                                                    <h3\n                                class=\"composable-card-title text-primary-blue-950 lg:text-lg font-dm-sans font-semibold leading-[140%] mb-2 text-base lg:text-base\">\n                                Italian ISEE income declaration\n                            <\/h3>\n                        \n                                            <\/div>\n                <\/div>\n            <\/article>\n            <\/div>\n            \n        <\/div>\n    <\/div>\n<\/section>\n\n\n<section id=\"\"\n    class=\"acf-block-reveal block-v3-card-wall relative isolate w-full py-10 flex justify-center pt-12 pb-12 lg:pt-18 lg:pb-18\">\n    <div class=\"absolute inset-0 -z-10 rounded-[inherit] overflow-hidden\" style=\"background: linear-gradient(to bottom, #E9EFFD, #D9E3FE);\">\n    <\/div>\n\n\n\n\n    <div class=\"acf-block-reveal-content max-w-full-block\">\n        <div class=\"w-full mx-auto px-4 lg:px-10\">\n            <div class=\"rounded-mml px-6 py-10 lg:px-12 lg:py-14 flex flex-col items-center text-center\"\n                style=\"background-color: rgba(251,251,251,0.80);\">\n\n                                                        <h2 class=\"text-primary-blue-950 leading-tight mb-5\">\n                        <span\n            class=\"relative antialiased  font-fraunces-wonky font-bold text-38 lg:text-51 leading-none \"\n            style=\"color: #051D68; text-align: center;\">\n                                    <span class=\"relative z-10\">Free eligibility check tool<\/span>\n        <\/span>\n                        <\/h2>\n                \n                                    <div\n                        class=\"text-primary-blue-950 text-center font-dm-sans text-base lg:text-lg font-normal leading-[130%] mb-7\">\n                        <p>Check together whether a funding option is available for your path. In 2 minutes, with no bank details required.<\/p>\n\n                    <\/div>\n                \n                                    <div\n                        class=\"w-full self-stretch flex justify-center [&#038;_a]:w-full [&#038;_a]:min-w-[319px] lg:[&#038;_a]:w-auto\">\n                        <a href=\"https:\/\/comparatore.habacus.com\/en\/\" id=\"\"\n    class=\"btn btn-primary group\"\n    style=\"max-width: 319px; padding: 25px; font-size: 16px; white-space: nowrap; \"\n    >\n    <span class=\"\">Check the requirements<\/span>\n            <i\n            class=\"fa-solid fa-arrow-right inline-block shrink-0 motion-safe:group-hover:animate-btn-arrow-pulse primary\"><\/i>\n    <\/a>\n                    <\/div>\n                            <\/div>\n        <\/div>\n    <\/div>\n<\/section>\n\n\n<section id=\"\"\n    class=\"acf-block-reveal lg:h-screen block-v3-cards-with-lists relative isolate w-full flex justify-center pt-0 pb-0 lg:pt-0 lg:pb-0\">\n\n    <div class=\"absolute inset-0 -z-10 rounded-[inherit] overflow-hidden\" style=\"background: linear-gradient(to bottom, #D9E3FE, rgb(202,217,255));\">\n                                            <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/habacus.com\/app\/themes\/habacus\/public\/build\/assets\/svg-wave-BLmeV-OU.svg\" alt=\"\" width=\"1543\" height=\"510\"\n                class=\"absolute left-1\/2 block w-full min-w-[1543px] max-w-none aspect-[1543\/510] max-h-none pointer-events-none select-none bottom-0\"\n                style=\"transform: translate(-50%, 30%); transform-origin: center bottom;\"\n                aria-hidden=\"true\">\n            <\/div>\n\n\n\n\n\n    <div class=\"acf-block-reveal-content max-w-full-block\">\n        <div class=\"w-full max-w-[968px] mx-auto px-4 lg:px-0\">\n\n                            <span\n                    class=\"inline-block text-primary-blue-950 font-dm-sans text-sm font-semibold leading-normal mb-3 lg:mb-1.5\">\n                    Perch\u00e8 \u00e8 diverso\n                <\/span>\n            \n                                            <h2 class=\"text-primary-blue-950 leading-tight mb-4 lg:mb-5\">\n                    <span\n            class=\"relative antialiased  font-fraunces-wonky font-bold text-38 lg:text-51 leading-none \"\n            style=\"color: #04195B;\">\n                                    <span class=\"relative z-10\">How<\/span>\n        <\/span>\n        \n            <span\n            class=\"relative antialiased inline-block font-fraunces-wonky font-bold text-38 lg:text-51 leading-none \"\n            style=\"color: #04195B;\">\n                            <img decoding=\"async\" src=\"https:\/\/habacus.com\/app\/themes\/habacus\/public\/build\/assets\/svg-circle-yellow-Bqd4NbKU.svg\" alt=\"circle-yellow\"\n                    class=\"pointer-events-none absolute top-1\/2 left-1\/2 z-0 h-auto w-[93%] sm:w-[97%] lg:w-[120%] max-lg:[transform:translate(-50%,calc(-50%+0.5rem))] lg:[transform:translate(-50%,calc(-50%-0.25rem))]\">\n                                    <span class=\"relative z-10\">a student loan <\/span>\n        <\/span>\n        \n            <span\n            class=\"relative antialiased  font-fraunces-wonky font-bold text-38 lg:text-51 leading-none \"\n            style=\"color: #04195B;\">\n                                    <span class=\"relative z-10\">really<\/span>\n        <\/span>\n        \n            <br \/>\n        \n            <span\n            class=\"relative antialiased  font-fraunces-wonky font-bold text-38 lg:text-51 leading-none \"\n            style=\"color: #04195B;\">\n                                    <span class=\"relative z-10\">works<\/span>\n        <\/span>\n                    <\/h2>\n            \n                            <div\n                    class=\"text-primary-blue-950 font-dm-sans text-base lg:text-xl font-normal leading-[130%] mb-6 lg:mb-10\">\n                    <p>Good to know: it is very different from a personal loan.<\/p>\n\n                <\/div>\n            \n                            <div class=\"grid grid-cols-1 lg:grid-cols-2 gap-5 lg:gap-6\">\n                                            \n                        <article\n                            class=\"composable-card-with-list w-full rounded-mml overflow-hidden shadow-[0_0_50px_0_rgba(0,0,0,0.15)] flex flex-col\"\n                            style=\"background-color: rgb(255,255,255);\">\n\n                            <div class=\"composable-card-with-list__header flex items-center justify-between gap-3 px-5 lg:px-6 h-[70px] max-h-[70px] overflow-hidden\"\n                                style=\"background-color: rgb(20,50,143); color: rgb(236,239,246);\">\n                                                                    <h3 class=\"font-dm-sans text-base lg:text-lg font-extrabold leading-[120%] m-0\">\n                                        Student loan\n                                    <\/h3>\n                                \n                                                                    <div class=\"flex flex-wrap gap-2\">\n                                                                                                                                <span\n                                                class=\"inline-flex items-center gap-1.5 py-1 px-2.5 font-dm-sans text-sm font-bold leading-normal uppercase\"\n                                                style=\"background-color: rgb(202,217,255); color: rgb(5,29,104);\">\n                                                                                                Fondo Studio\n                                            <\/span>\n                                                                            <\/div>\n                                                            <\/div>\n\n                                                            <div class=\"flex-1 px-5\" style=\"background-color: rgb(255,255,255); color: #04195B;\">\n                                    <ul class=\"m-0 p-0 list-none\">\n                                                                                                                                <li\n                                                class=\"flex flex-wrap items-center justify-between gap-3 pt-4 pb-5 h-[70px] overflow-hidden font-dm-sans text-base lg:text-lg leading-[120%] \">\n                                                                                                    <span class=\"font-semibold\">\n                                                        Guarantee\n                                                    <\/span>\n                                                \n                                                                                                    <span class=\"flex flex-col items-end text-right max-w-[60%]\">\n                                                                                                                    <span\n                                                                class=\"inline-flex items-center gap-2 font-dm-sans text-base not-italic leading-[120%] font-bold\">\n                                                                                                                                    <img src=\"https:\/\/habacus.com\/app\/themes\/habacus\/public\/build\/assets\/check_svg_small-B81LBGvn.svg\" alt=\"\" loading=\"lazy\" decoding=\"async\"\n        class=\"shrink-0 h-3.5 max-h-3.5 w-auto object-contain object-left self-center lg:h-4 lg:max-h-4\" \/>\n                                                                                                                                <span>Not required<\/span>\n                                                            <\/span>\n                                                        \n                                                                                                            <\/span>\n                                                                                            <\/li>\n                                                                                                                                <li\n                                                class=\"flex flex-wrap items-center justify-between gap-3 pt-4 pb-5 h-[70px] overflow-hidden font-dm-sans text-base lg:text-lg leading-[120%] border-t border-black\/10\">\n                                                                                                    <span class=\"font-semibold\">\n                                                        Repayment\n                                                    <\/span>\n                                                \n                                                                                                    <span class=\"flex flex-col items-end text-right max-w-[60%]\">\n                                                                                                                    <span\n                                                                class=\"inline-flex items-center gap-2 font-dm-sans text-base not-italic leading-[120%] font-bold\">\n                                                                                                                                    <img src=\"https:\/\/habacus.com\/app\/themes\/habacus\/public\/build\/assets\/check_svg_small-B81LBGvn.svg\" alt=\"\" loading=\"lazy\" decoding=\"async\"\n        class=\"shrink-0 h-3.5 max-h-3.5 w-auto object-contain object-left self-center lg:h-4 lg:max-h-4\" \/>\n                                                                                                                                <span>After graduation<\/span>\n                                                            <\/span>\n                                                        \n                                                                                                                    <span\n                                                                class=\"font-dm-sans text-xs font-medium mt-1 leading-[140%]\">\n                                                                At least 30 month after disbursment\n                                                            <\/span>\n                                                                                                            <\/span>\n                                                                                            <\/li>\n                                                                                                                                <li\n                                                class=\"flex flex-wrap items-center justify-between gap-3 pt-4 pb-5 h-[70px] overflow-hidden font-dm-sans text-base lg:text-lg leading-[120%] border-t border-black\/10\">\n                                                                                                    <span class=\"font-semibold\">\n                                                        Interest rate\n                                                    <\/span>\n                                                \n                                                                                                    <span class=\"flex flex-col items-end text-right max-w-[60%]\">\n                                                                                                                    <span\n                                                                class=\"inline-flex items-center gap-2 font-dm-sans text-base not-italic leading-[120%] font-bold\">\n                                                                                                                                    <img src=\"https:\/\/habacus.com\/app\/themes\/habacus\/public\/build\/assets\/check_svg_small-B81LBGvn.svg\" alt=\"\" loading=\"lazy\" decoding=\"async\"\n        class=\"shrink-0 h-3.5 max-h-3.5 w-auto object-contain object-left self-center lg:h-4 lg:max-h-4\" \/>\n                                                                                                                                <span>Less than 7%<\/span>\n                                                            <\/span>\n                                                        \n                                                                                                            <\/span>\n                                                                                            <\/li>\n                                                                                                                                <li\n                                                class=\"flex flex-wrap items-center justify-between gap-3 pt-4 pb-5 h-[70px] overflow-hidden font-dm-sans text-base lg:text-lg leading-[120%] border-t border-black\/10\">\n                                                                                                    <span class=\"font-semibold\">\n                                                        ISEE\n                                                    <\/span>\n                                                \n                                                                                                    <span class=\"flex flex-col items-end text-right max-w-[60%]\">\n                                                                                                                    <span\n                                                                class=\"inline-flex items-center gap-2 font-dm-sans text-base not-italic leading-[120%] font-bold\">\n                                                                                                                                    <img src=\"https:\/\/habacus.com\/app\/themes\/habacus\/public\/build\/assets\/check_svg_small-B81LBGvn.svg\" alt=\"\" loading=\"lazy\" decoding=\"async\"\n        class=\"shrink-0 h-3.5 max-h-3.5 w-auto object-contain object-left self-center lg:h-4 lg:max-h-4\" \/>\n                                                                                                                                <span>Not required<\/span>\n                                                            <\/span>\n                                                        \n                                                                                                            <\/span>\n                                                                                            <\/li>\n                                                                            <\/ul>\n                                <\/div>\n                                                    <\/article>\n                                            \n                        <article\n                            class=\"composable-card-with-list w-full rounded-mml overflow-hidden shadow-[0_0_50px_0_rgba(0,0,0,0.15)] flex flex-col\"\n                            style=\"background-color: rgb(241,244,252); border: 2px solid rgb(255,255,255);\">\n\n                            <div class=\"composable-card-with-list__header flex items-center justify-between gap-3 px-5 lg:px-6 h-[70px] max-h-[70px] overflow-hidden\"\n                                style=\"background-color: rgb(255,255,255); color: rgb(5,29,104);\">\n                                                                    <h3 class=\"font-dm-sans text-base lg:text-lg font-extrabold leading-[120%] m-0\">\n                                        Personal loan\n                                    <\/h3>\n                                \n                                                            <\/div>\n\n                                                            <div class=\"flex-1 px-5\" style=\"background-color: rgb(241,244,252); color: #04195B;\">\n                                    <ul class=\"m-0 p-0 list-none\">\n                                                                                                                                <li\n                                                class=\"flex flex-wrap items-center justify-between gap-3 pt-4 pb-5 h-[70px] overflow-hidden font-dm-sans text-base lg:text-lg leading-[120%] \">\n                                                                                                    <span class=\"font-semibold\">\n                                                        Guarantee\n                                                    <\/span>\n                                                \n                                                                                                    <span class=\"flex flex-col items-end text-right max-w-[60%]\">\n                                                                                                                    <span\n                                                                class=\"inline-flex items-center gap-2 font-dm-sans text-base not-italic leading-[120%] font-bold\">\n                                                                                                                                <span>Payslip \/ required<\/span>\n                                                            <\/span>\n                                                        \n                                                                                                            <\/span>\n                                                                                            <\/li>\n                                                                                                                                <li\n                                                class=\"flex flex-wrap items-center justify-between gap-3 pt-4 pb-5 h-[70px] overflow-hidden font-dm-sans text-base lg:text-lg leading-[120%] border-t border-black\/10\">\n                                                                                                    <span class=\"font-semibold\">\n                                                        Repayment\n                                                    <\/span>\n                                                \n                                                                                                    <span class=\"flex flex-col items-end text-right max-w-[60%]\">\n                                                                                                                    <span\n                                                                class=\"inline-flex items-center gap-2 font-dm-sans text-base not-italic leading-[120%] font-bold\">\n                                                                                                                                <span>Immediately, from the first instalment<\/span>\n                                                            <\/span>\n                                                        \n                                                                                                            <\/span>\n                                                                                            <\/li>\n                                                                                                                                <li\n                                                class=\"flex flex-wrap items-center justify-between gap-3 pt-4 pb-5 h-[70px] overflow-hidden font-dm-sans text-base lg:text-lg leading-[120%] border-t border-black\/10\">\n                                                                                                    <span class=\"font-semibold\">\n                                                        Tasso\n                                                    <\/span>\n                                                \n                                                                                                    <span class=\"flex flex-col items-end text-right max-w-[60%]\">\n                                                                                                                    <span\n                                                                class=\"inline-flex items-center gap-2 font-dm-sans text-base not-italic leading-[120%] font-bold\">\n                                                                                                                                <span>More than 8%<\/span>\n                                                            <\/span>\n                                                        \n                                                                                                            <\/span>\n                                                                                            <\/li>\n                                                                                                                                <li\n                                                class=\"flex flex-wrap items-center justify-between gap-3 pt-4 pb-5 h-[70px] overflow-hidden font-dm-sans text-base lg:text-lg leading-[120%] border-t border-black\/10\">\n                                                                                                    <span class=\"font-semibold\">\n                                                        ISEE\n                                                    <\/span>\n                                                \n                                                                                                    <span class=\"flex flex-col items-end text-right max-w-[60%]\">\n                                                                                                                    <span\n                                                                class=\"inline-flex items-center gap-2 font-dm-sans text-base not-italic leading-[120%] font-bold\">\n                                                                                                                                <span>Often required<\/span>\n                                                            <\/span>\n                                                        \n                                                                                                            <\/span>\n                                                                                            <\/li>\n                                                                            <\/ul>\n                                <\/div>\n                                                    <\/article>\n                                    <\/div>\n            \n                            <div\n                    class=\"text-center text-primary-blue-950 font-dm-sans text-sm font-normal leading-[100%] mt-6 lg:mt-8\">\n                    <p>Repayment starts 30 months after the last disbursement. Learn more in the FAQs.<\/p>\n\n                <\/div>\n            \n        <\/div>\n    <\/div>\n<\/section>\n\n\n<section id=\"\"\n    class=\"acf-block-reveal block-v3-cards relative isolate w-full flex justify-center\">\n\n    <div class=\"absolute inset-0 -z-10 rounded-[inherit] overflow-hidden\" style=\"background-color: rgba(251,251,251,0.8);\">\n    <\/div>\n\n\n\n        <img decoding=\"async\" src=\"https:\/\/habacus.com\/app\/themes\/habacus\/public\/build\/assets\/svg-line-zc-lightblue-cards-ClNXx7VM.svg\" alt=\"\"\n        class=\"absolute right-0 top-1\/2 pointer-events-none block max-w-none\"\n        style=\"z-index: -5; width: auto; height: clamp(720px, 128vh, 1680px); max-width: min(560px, 92vw); transform: translateY(-50%); mix-blend-mode: multiply;\">\n\n\n    <div class=\"acf-block-reveal-content max-w-full-block pt-16 pb-18 lg:pt-36 lg:pb-32\">\n        <div class=\"w-full mx-auto px-4 lg:px-10\">\n\n                            <span\n                    class=\"inline-block text-primary-blue-950 font-dm-sans text-sm font-semibold leading-normal mb-3 lg:mb-1.5\">\n                    Why it is sustainable\n                <\/span>\n            \n                                            <h2 class=\"text-primary-blue-950 leading-tight\">\n                    <span class=\"block mb-6 lg:mb-6\">\n                        <span\n            class=\"relative antialiased  font-fraunces-wonky font-bold text-38 lg:text-51 leading-none \"\n            style=\"color: #04195B;\">\n                                    <span class=\"relative z-10\">A smart choice<\/span>\n        <\/span>\n                        <\/span>\n                <\/h2>\n            \n            \n                            <div class=\"composable-card-list grid grid-cols-1 lg:grid-cols-2 gap-x-4 gap-y-2.5 lg:gap-x-5\">\n                    \n            <article\n                class=\"composable-card w-full rounded-mml border border-v2-light-blue bg-white px-6 py-5 lg:px-6 lg:py-8 shadow-[0_4px_20px_0_rgba(5,29,104,0.06)]\"\n                >\n                <div class=\"flex items-start gap-5\">\n                                            <i\n                            class=\"fa-solid fa-puzzle-piece text-primary-blue-950 text-lg lg:text-xl shrink-0 leading-none mt-1\"><\/i>\n                                        <div class=\"flex-1 min-w-0\">\n                                                    <h3\n                                class=\"composable-card-title text-primary-blue-950 lg:text-lg font-dm-sans font-semibold leading-[140%] mb-2 text-base lg:text-xl\">\n                                Disbursement in instalments\n                            <\/h3>\n                        \n                                                    <div\n                                class=\"composable-card-subtitle text-primary-blue-950 font-dm-sans font-semibold leading-[160%] text-sm lg:text-lg\">\n                                <div class=\"qMYqUG_convSearchResultHighlightRoot\">\n<div class=\"\" data-turn-id-container=\"request-WEB:5a115e9a-89d8-470f-820c-4e649c25d33b-66\" data-is-intersecting=\"true\">\n<div class=\"relative w-full overflow-visible\">\n<section class=\"text-token-text-primary w-full focus:outline-none has-data-writing-block:pointer-events-none [&amp;:has([data-writing-block])&gt;*]:pointer-events-auto R6Vx5W_threadScrollVars scroll-mb-[calc(var(--scroll-root-safe-area-inset-bottom,0px)+var(--thread-response-height))] scroll-mt-[calc(var(--header-height)+min(200px,max(70px,20svh)))]\" dir=\"auto\" data-turn-id=\"request-WEB:5a115e9a-89d8-470f-820c-4e649c25d33b-66\" data-turn-id-container=\"request-WEB:5a115e9a-89d8-470f-820c-4e649c25d33b-66\" data-testid=\"conversation-turn-134\" data-scroll-anchor=\"false\" data-turn=\"assistant\">\n<div class=\"text-base my-auto mx-auto pb-10 [--thread-content-margin:var(--thread-content-margin-xs,calc(var(--spacing)*4))] @w-sm\/main:[--thread-content-margin:var(--thread-content-margin-sm,calc(var(--spacing)*6))] @w-lg\/main:[--thread-content-margin:var(--thread-content-margin-lg,calc(var(--spacing)*16))] px-(--thread-content-margin)\">\n<div class=\"[--thread-content-max-width:40rem] @w-lg\/main:[--thread-content-max-width:48rem] mx-auto max-w-(--thread-content-max-width) flex-1 group\/turn-messages focus-visible:outline-hidden relative flex w-full min-w-0 flex-col agent-turn\">\n<div class=\"flex max-w-full flex-col gap-4 grow\">\n<div class=\"min-h-8 text-message relative flex w-full flex-col items-end gap-2 text-start break-words whitespace-normal outline-none keyboard-focused:focus-ring [.text-message+&amp;]:mt-1\" dir=\"auto\" tabindex=\"0\" data-message-author-role=\"assistant\" data-message-id=\"8e63a613-9b10-4d55-b464-9b76a7d2bc71\" data-message-model-slug=\"gpt-5-5-thinking\" data-turn-start-message=\"true\">\n<div class=\"flex w-full flex-col gap-1 empty:hidden\">\n<div class=\"streaming-animation markdown prose dark:prose-invert wrap-break-word w-full light markdown-new-styling\">\n<p data-start=\"0\" data-end=\"170\" data-is-last-node=\"\" data-is-only-node=\"\">The amount is paid in separate steps, after each check confirms active student status. You receive only what you need, when you need it.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n<\/div>\n<\/div>\n<\/div>\n\n                            <\/div>\n                                            <\/div>\n                <\/div>\n            <\/article>\n                    \n            <article\n                class=\"composable-card w-full rounded-mml border border-v2-light-blue bg-white px-6 py-5 lg:px-6 lg:py-8 shadow-[0_4px_20px_0_rgba(5,29,104,0.06)]\"\n                >\n                <div class=\"flex items-start gap-5\">\n                                            <i\n                            class=\"fa-solid fa-graduation-cap text-primary-blue-950 text-lg lg:text-xl shrink-0 leading-none mt-1\"><\/i>\n                                        <div class=\"flex-1 min-w-0\">\n                                                    <h3\n                                class=\"composable-card-title text-primary-blue-950 lg:text-lg font-dm-sans font-semibold leading-[140%] mb-2 text-base lg:text-xl\">\n                                Post-graduation repayment\n                            <\/h3>\n                        \n                                                    <div\n                                class=\"composable-card-subtitle text-primary-blue-950 font-dm-sans font-semibold leading-[160%] text-sm lg:text-lg\">\n                                <p>Repayment can start up to 24 months after completing the study programme. This allows for a more gradual and sustainable plan for the family.<\/p>\n\n                            <\/div>\n                                            <\/div>\n                <\/div>\n            <\/article>\n                    \n            <article\n                class=\"composable-card w-full rounded-mml border border-v2-light-blue bg-white px-6 py-5 lg:px-6 lg:py-8 shadow-[0_4px_20px_0_rgba(5,29,104,0.06)]\"\n                >\n                <div class=\"flex items-start gap-5\">\n                                            <i\n                            class=\"fa-solid fa-percent text-primary-blue-950 text-lg lg:text-xl shrink-0 leading-none mt-1\"><\/i>\n                                        <div class=\"flex-1 min-w-0\">\n                                                    <h3\n                                class=\"composable-card-title text-primary-blue-950 lg:text-lg font-dm-sans font-semibold leading-[140%] mb-2 text-base lg:text-xl\">\n                                Preferential rates\n                            <\/h3>\n                        \n                                                    <div\n                                class=\"composable-card-subtitle text-primary-blue-950 font-dm-sans font-semibold leading-[160%] text-sm lg:text-lg\">\n                                <div class=\"qMYqUG_convSearchResultHighlightRoot\">\n<div class=\"\" data-turn-id-container=\"request-WEB:5a115e9a-89d8-470f-820c-4e649c25d33b-68\" data-is-intersecting=\"true\">\n<div class=\"relative w-full overflow-visible\">\n<section class=\"text-token-text-primary w-full focus:outline-none has-data-writing-block:pointer-events-none [&amp;:has([data-writing-block])&gt;*]:pointer-events-auto R6Vx5W_threadScrollVars scroll-mb-[calc(var(--scroll-root-safe-area-inset-bottom,0px)+var(--thread-response-height))] scroll-mt-[calc(var(--header-height)+min(200px,max(70px,20svh)))]\" dir=\"auto\" data-turn-id=\"request-WEB:5a115e9a-89d8-470f-820c-4e649c25d33b-68\" data-turn-id-container=\"request-WEB:5a115e9a-89d8-470f-820c-4e649c25d33b-68\" data-testid=\"conversation-turn-138\" data-scroll-anchor=\"false\" data-turn=\"assistant\">\n<div class=\"text-base my-auto mx-auto pb-10 [--thread-content-margin:var(--thread-content-margin-xs,calc(var(--spacing)*4))] @w-sm\/main:[--thread-content-margin:var(--thread-content-margin-sm,calc(var(--spacing)*6))] @w-lg\/main:[--thread-content-margin:var(--thread-content-margin-lg,calc(var(--spacing)*16))] px-(--thread-content-margin)\">\n<div class=\"[--thread-content-max-width:40rem] @w-lg\/main:[--thread-content-max-width:48rem] mx-auto max-w-(--thread-content-max-width) flex-1 group\/turn-messages focus-visible:outline-hidden relative flex w-full min-w-0 flex-col agent-turn\">\n<div class=\"flex max-w-full flex-col gap-4 grow\">\n<div class=\"min-h-8 text-message relative flex w-full flex-col items-end gap-2 text-start break-words whitespace-normal outline-none keyboard-focused:focus-ring [.text-message+&amp;]:mt-1\" dir=\"auto\" tabindex=\"0\" data-message-author-role=\"assistant\" data-message-id=\"5a445e34-34f8-43ab-8cb9-82adcbc2157e\" data-message-model-slug=\"gpt-5-5-thinking\" data-turn-start-message=\"true\">\n<div class=\"flex w-full flex-col gap-1 empty:hidden\">\n<div class=\"markdown prose dark:prose-invert wrap-break-word w-full light markdown-new-styling\">\n<p data-start=\"0\" data-end=\"131\" data-is-last-node=\"\" data-is-only-node=\"\">Lower rates than personal loans. Conditions designed for students.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n<\/div>\n<\/div>\n<\/div>\n\n                            <\/div>\n                                            <\/div>\n                <\/div>\n            <\/article>\n                    \n            <article\n                class=\"composable-card w-full rounded-mml border border-v2-light-blue bg-white px-6 py-5 lg:px-6 lg:py-8 shadow-[0_4px_20px_0_rgba(5,29,104,0.06)]\"\n                >\n                <div class=\"flex items-start gap-5\">\n                                            <i\n                            class=\"fa-solid fa-thumbs-up text-primary-blue-950 text-lg lg:text-xl shrink-0 leading-none mt-1\"><\/i>\n                                        <div class=\"flex-1 min-w-0\">\n                                                    <h3\n                                class=\"composable-card-title text-primary-blue-950 lg:text-lg font-dm-sans font-semibold leading-[140%] mb-2 text-base lg:text-xl\">\n                                Flexible use\n                            <\/h3>\n                        \n                                                    <div\n                                class=\"composable-card-subtitle text-primary-blue-950 font-dm-sans font-semibold leading-[160%] text-sm lg:text-lg\">\n                                <div class=\"qMYqUG_convSearchResultHighlightRoot\">\n<div class=\"\" data-turn-id-container=\"request-WEB:5a115e9a-89d8-470f-820c-4e649c25d33b-69\" data-is-intersecting=\"true\">\n<div class=\"relative w-full overflow-visible\">\n<section class=\"text-token-text-primary w-full focus:outline-none has-data-writing-block:pointer-events-none [&amp;:has([data-writing-block])&gt;*]:pointer-events-auto R6Vx5W_threadScrollVars scroll-mb-[calc(var(--scroll-root-safe-area-inset-bottom,0px)+var(--thread-response-height))] scroll-mt-[calc(var(--header-height)+min(200px,max(70px,20svh)))]\" dir=\"auto\" data-turn-id=\"request-WEB:5a115e9a-89d8-470f-820c-4e649c25d33b-69\" data-turn-id-container=\"request-WEB:5a115e9a-89d8-470f-820c-4e649c25d33b-69\" data-testid=\"conversation-turn-140\" data-scroll-anchor=\"false\" data-turn=\"assistant\">\n<div class=\"text-base my-auto mx-auto pb-10 [--thread-content-margin:var(--thread-content-margin-xs,calc(var(--spacing)*4))] @w-sm\/main:[--thread-content-margin:var(--thread-content-margin-sm,calc(var(--spacing)*6))] @w-lg\/main:[--thread-content-margin:var(--thread-content-margin-lg,calc(var(--spacing)*16))] px-(--thread-content-margin)\">\n<div class=\"[--thread-content-max-width:40rem] @w-lg\/main:[--thread-content-max-width:48rem] mx-auto max-w-(--thread-content-max-width) flex-1 group\/turn-messages focus-visible:outline-hidden relative flex w-full min-w-0 flex-col agent-turn\">\n<div class=\"flex max-w-full flex-col gap-4 grow\">\n<div class=\"min-h-8 text-message relative flex w-full flex-col items-end gap-2 text-start break-words whitespace-normal outline-none keyboard-focused:focus-ring [.text-message+&amp;]:mt-1\" dir=\"auto\" tabindex=\"0\" data-message-author-role=\"assistant\" data-message-id=\"98d40a23-ec0f-444b-b83e-031940d640b5\" data-message-model-slug=\"gpt-5-5-thinking\" data-turn-start-message=\"true\">\n<div class=\"flex w-full flex-col gap-1 empty:hidden\">\n<div class=\"markdown prose dark:prose-invert wrap-break-word w-full light markdown-new-styling\">\n<p data-start=\"0\" data-end=\"123\" data-is-last-node=\"\" data-is-only-node=\"\">Rent, daily expenses, study trips, emergencies. The loan can cover what is needed, with no restrictions.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n<\/div>\n<\/div>\n<\/div>\n\n                            <\/div>\n                                            <\/div>\n                <\/div>\n            <\/article>\n            <\/div>\n            \n        <\/div>\n    <\/div>\n<\/section>\n\n\n<section id=\"\"\n    class=\"acf-block-reveal block-v3-text-and-image w-full flex justify-center z-10 relative isolate  pt-0 pb-0 lg:pt-0 lg:pb-0\">\n    <div class=\"absolute inset-0 -z-10 rounded-[inherit] overflow-hidden\" style=\"background: linear-gradient(to bottom, rgba(251,251,251,0.8), rgb(217,227,254));\">\n    <\/div>\n\n\n\n\n\n    <div class=\"acf-block-reveal-content w-full\">\n        <div class=\"w-full mx-auto flex flex-col items-center justify-center\">\n\n                                            <div\n                    class=\"flex flex-col items-stretch w-full lg:flex-row\">\n                    <div\n                        class=\"relative overflow-hidden w-full lg:w-1\/2 flex flex-col justify-center px-4 lg:px-0 pt-16 pb-12 lg:py-12 rounded-tr-[150px] lg:rounded-tr-none lg:rounded-tl-[300px]\">\n                        <div class=\"absolute inset-0 -z-10 rounded-[inherit] overflow-hidden\" style=\"background-color: rgb(202,217,255);\">\n    <\/div>\n\n\n\n\n                        <div class=\"relative z-10 w-full max-w-2xl lg:max-w-[768px] lg:min-w-0 lg:pl-10 lg:pr-14 lg:ml-auto\">\n                                                    <span class=\"text-primary-blue-950 font-dm-sans text-sm font-semibold leading-normal\">\n                                Take the first step together\n                            <\/span>\n                                                <h2 class=\"text-left text-primary-blue-950\">\n                            <span\n            class=\"relative antialiased  font-fraunces-wonky font-bold text-38 lg:text-51 leading-none \"\n            style=\"\">\n                                    <span class=\"relative z-10\">Want to know if your son or daughter<\/span>\n        <\/span>\n        \n            <br \/>\n        \n            <span\n            class=\"relative antialiased  font-fraunces-wonky font-bold text-38 lg:text-51 leading-none \"\n            style=\"\">\n                                    <span class=\"relative z-10\">can access<\/span>\n        <\/span>\n        \n            <span\n            class=\"relative antialiased inline-block font-fraunces-wonky font-bold text-38 lg:text-51 leading-none \"\n            style=\"\">\n                                        <img decoding=\"async\" src=\"https:\/\/habacus.com\/app\/themes\/habacus\/public\/build\/assets\/svg-line-zc-white-CfyDNEjV.svg\" alt=\"line-zc-white\"\n                    class=\"pointer-events-none absolute -bottom-1.5 left-0 z-0 h-auto w-full\">\n                        <span class=\"relative z-10\">student funding?<\/span>\n        <\/span>\n                            <\/h2>\n                                                    <div class=\"text-primary-blue-950 text-gray-50 font-dm-sans text-lg py-7 font-normal lg:leading-[160%] text-left\"\n                                style=\"\">\n                                <div class=\"qMYqUG_convSearchResultHighlightRoot\">\n<div class=\"\" data-turn-id-container=\"request-WEB:5a115e9a-89d8-470f-820c-4e649c25d33b-70\" data-is-intersecting=\"true\">\n<div class=\"relative w-full overflow-visible\">\n<section class=\"text-token-text-primary w-full focus:outline-none has-data-writing-block:pointer-events-none [&amp;:has([data-writing-block])&gt;*]:pointer-events-auto R6Vx5W_threadScrollVars scroll-mb-[calc(var(--scroll-root-safe-area-inset-bottom,0px)+var(--thread-response-height))] scroll-mt-[calc(var(--header-height)+min(200px,max(70px,20svh)))]\" dir=\"auto\" data-turn-id=\"request-WEB:5a115e9a-89d8-470f-820c-4e649c25d33b-70\" data-turn-id-container=\"request-WEB:5a115e9a-89d8-470f-820c-4e649c25d33b-70\" data-testid=\"conversation-turn-142\" data-scroll-anchor=\"false\" data-turn=\"assistant\">\n<div class=\"text-base my-auto mx-auto pb-10 [--thread-content-margin:var(--thread-content-margin-xs,calc(var(--spacing)*4))] @w-sm\/main:[--thread-content-margin:var(--thread-content-margin-sm,calc(var(--spacing)*6))] @w-lg\/main:[--thread-content-margin:var(--thread-content-margin-lg,calc(var(--spacing)*16))] px-(--thread-content-margin)\">\n<div class=\"[--thread-content-max-width:40rem] @w-lg\/main:[--thread-content-max-width:48rem] mx-auto max-w-(--thread-content-max-width) flex-1 group\/turn-messages focus-visible:outline-hidden relative flex w-full min-w-0 flex-col agent-turn\">\n<div class=\"flex max-w-full flex-col gap-4 grow\">\n<div class=\"min-h-8 text-message relative flex w-full flex-col items-end gap-2 text-start break-words whitespace-normal outline-none keyboard-focused:focus-ring [.text-message+&amp;]:mt-1\" dir=\"auto\" tabindex=\"0\" data-message-author-role=\"assistant\" data-message-id=\"e7653093-2cb0-4ffe-ad3f-01a1ee608f9c\" data-message-model-slug=\"gpt-5-5-thinking\" data-turn-start-message=\"true\">\n<div class=\"flex w-full flex-col gap-1 empty:hidden\">\n<div class=\"markdown prose dark:prose-invert wrap-break-word w-full light markdown-new-styling\">\n<p data-start=\"104\" data-end=\"214\" data-is-last-node=\"\" data-is-only-node=\"\">Find out together how to pay for university. It only takes 2 minutes. No commitment, no bank details required.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n<\/div>\n<\/div>\n<\/div>\n\n                            <\/div>\n                                                                            <div class=\"flex flex-wrap gap-4 pb-10\">\n                                                                    <div class=\"flex pr-3 justify-center items-center gap-1 \" style=\"color: #051D68; font-family: \"DM Sans\"; font-size: 14px; font-weight: 600; line-height: normal;\">\n                <i class=\"fa-solid fa-diamond text-primary-blue-950 text-xs\"><\/i>\n        <span class=\"font-dm-sans text-sm font-semibold leading-normal text-primary-blue-950\">\n        Free\n    <\/span>\n<\/div>\n                                                                    <div class=\"flex pr-3 justify-center items-center gap-1 \" style=\"color: #051D68; font-family: \"DM Sans\"; font-size: 14px; font-weight: 600; line-height: normal;\">\n                <i class=\"fa-solid fa-diamond text-primary-blue-950 text-xs\"><\/i>\n        <span class=\"font-dm-sans text-sm font-semibold leading-normal text-primary-blue-950\">\n        No bank details required\n    <\/span>\n<\/div>\n                                                                    <div class=\"flex pr-3 justify-center items-center gap-1 \" style=\"color: #051D68; font-family: \"DM Sans\"; font-size: 14px; font-weight: 600; line-height: normal;\">\n                <i class=\"fa-solid fa-diamond text-primary-blue-950 text-xs\"><\/i>\n        <span class=\"font-dm-sans text-sm font-semibold leading-normal text-primary-blue-950\">\n        OAM-certified brokers\n    <\/span>\n<\/div>\n                                                            <\/div>\n                                                                            <div\n                                class=\"lg:w-full flex space-x-6 text-left lg:justify-start font-semibold [&#038;_a]:min-w-[248px]\">\n                                                                                                                                                                    <a href=\"https:\/\/comparatore.habacus.com\/en\/\" id=\"\"\n    class=\"btn btn-white group\"\n    style=\"max-width: 319px; padding: 25px; font-size: 16px; white-space: nowrap; \"\n    >\n    <span class=\"\">Start with no commitment<\/span>\n            <i\n            class=\"fa-solid fa-arrow-right inline-block shrink-0 motion-safe:group-hover:animate-btn-arrow-pulse white\"><\/i>\n    <\/a>\n                                                            <\/div>\n                        \n\n                                                <\/div>\n                    <\/div>\n                    <div class=\"relative w-full lg:w-1\/2 h-[50vh] lg:h-screen\"\n                        style=\"background-color: rgb(202,217,255);\">\n                        <picture\n                            class=\"relative w-full h-full block overflow-hidden rounded-br-[150px] lg:rounded-br-none rounded-br-[150px] lg:rounded-br-[300px]\">\n                            <img decoding=\"async\" class=\"object-cover w-full h-full\" loading=\"lazy\" alt=\"famiglia finanzia studi universit\u00e0 con prestito studenti\"\n                                src=\"https:\/\/habacus.com\/app\/uploads\/2026\/05\/pexels-tima-miroshnichenko-6693642-1.png\">\n                        <\/picture>\n                    <\/div>\n                <\/div>\n            \n        <\/div>\n    <\/div>\n<\/section>\n\n\n<section id=\"\"\n    class=\"acf-block-reveal block-v3-faq relative isolate w-full flex justify-center py-16 pt-18 pb-18 lg:pt-10 lg:pb-24\">\n    <div class=\"absolute inset-0 -z-10 rounded-[inherit] overflow-hidden\" style=\"background: linear-gradient(to bottom, rgb(202,217,255), rgb(221,230,254));\">\n    <\/div>\n\n\n\n\n    <div class=\"acf-block-reveal-content max-w-full-block\">\n        <div class=\"max-w-4xl w-full mx-auto px-4 lg:px-8\">\n\n                                            <h2 class=\"text-primary-blue-950 text-center leading-tight mb-7\">\n                    <span\n            class=\"relative antialiased  font-fraunces-wonky font-bold text-38 lg:text-51 leading-none \"\n            style=\"color: #04195B; text-align: center;\">\n                                    <span class=\"relative z-10\">Answers that can help you<\/span>\n        <\/span>\n                    <\/h2>\n            \n                            <div class=\"composable-accordion flex flex-col gap-2 lg:gap-2.5\">\n                                <div\n                class=\"accordion-item px-5 lg:px-7 py-5 flex flex-col w-full rounded-mml border border-darkblue bg-gray-50 overflow-hidden\">\n                <button type=\"button\"\n                    class=\"accordion-trigger w-full flex justify-between items-center text-left font-dm-sans font-semibold leading-[130%] text-base lg:text-lg text-primary-blue-950\">\n                    <span class=\"grow\">How can you compare student loans?<\/span>\n                    <i\n                        class=\"fa-solid fa-plus accordion-icon-plus text-orange-500 text-sm shrink-0 hidden\"><\/i>\n                    <i\n                        class=\"fa-solid fa-minus accordion-icon-minus text-orange-500 text-sm shrink-0 \"><\/i>\n                <\/button>\n                <div\n                    class=\"accordion-content  pt-4 font-dm-sans font-normal leading-[130%] text-base lg:text-base text-primary-blue-950\">\n                    <div class=\"qMYqUG_convSearchResultHighlightRoot\">\n<div class=\"\" data-turn-id-container=\"request-WEB:5a115e9a-89d8-470f-820c-4e649c25d33b-74\" data-is-intersecting=\"true\">\n<div class=\"relative w-full overflow-visible\">\n<section class=\"text-token-text-primary w-full focus:outline-none has-data-writing-block:pointer-events-none [&amp;:has([data-writing-block])&gt;*]:pointer-events-auto R6Vx5W_threadScrollVars scroll-mb-[calc(var(--scroll-root-safe-area-inset-bottom,0px)+var(--thread-response-height))] scroll-mt-[calc(var(--header-height)+min(200px,max(70px,20svh)))]\" dir=\"auto\" data-turn-id=\"request-WEB:5a115e9a-89d8-470f-820c-4e649c25d33b-74\" data-turn-id-container=\"request-WEB:5a115e9a-89d8-470f-820c-4e649c25d33b-74\" data-testid=\"conversation-turn-150\" data-scroll-anchor=\"false\" data-turn=\"assistant\">\n<div class=\"text-base my-auto mx-auto pb-10 [--thread-content-margin:var(--thread-content-margin-xs,calc(var(--spacing)*4))] @w-sm\/main:[--thread-content-margin:var(--thread-content-margin-sm,calc(var(--spacing)*6))] @w-lg\/main:[--thread-content-margin:var(--thread-content-margin-lg,calc(var(--spacing)*16))] px-(--thread-content-margin)\">\n<div class=\"[--thread-content-max-width:40rem] @w-lg\/main:[--thread-content-max-width:48rem] mx-auto max-w-(--thread-content-max-width) flex-1 group\/turn-messages focus-visible:outline-hidden relative flex w-full min-w-0 flex-col agent-turn\">\n<div class=\"flex max-w-full flex-col gap-4 grow\">\n<div class=\"min-h-8 text-message relative flex w-full flex-col items-end gap-2 text-start break-words whitespace-normal outline-none keyboard-focused:focus-ring [.text-message+&amp;]:mt-1\" dir=\"auto\" tabindex=\"0\" data-message-author-role=\"assistant\" data-message-id=\"2d42fccd-339a-4146-a01e-f1d7949eec61\" data-message-model-slug=\"gpt-5-5-thinking\" data-turn-start-message=\"true\">\n<div class=\"flex w-full flex-col gap-1 empty:hidden\">\n<div class=\"markdown prose dark:prose-invert wrap-break-word w-full light markdown-new-styling\">\n<p data-start=\"71\" data-end=\"169\">To compare student loans before applying to a bank, Habacus offers a useful 3-step pre-check tool:<\/p>\n<p data-start=\"171\" data-end=\"302\"><strong data-start=\"171\" data-end=\"194\">1. Fill in the form<\/strong><br data-start=\"194\" data-end=\"197\" \/>Enter academic information, such as the name of the education provider, the type of course, and the city.<\/p>\n<p data-start=\"304\" data-end=\"379\"><strong data-start=\"304\" data-end=\"327\">2. View the results<\/strong><br data-start=\"327\" data-end=\"330\" \/>See the list of student loans available in Italy.<\/p>\n<p data-start=\"381\" data-end=\"503\" data-is-last-node=\"\" data-is-only-node=\"\"><strong data-start=\"381\" data-end=\"405\">3. Get free guidance<\/strong><br data-start=\"405\" data-end=\"408\" \/>Contact our expert team to receive clear information about access, disbursement, and repayment.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n<\/div>\n<\/div>\n<\/div>\n\n                <\/div>\n            <\/div>\n                                <div\n                class=\"accordion-item px-5 lg:px-7 py-5 flex flex-col w-full rounded-mml border border-darkblue bg-gray-50 overflow-hidden\">\n                <button type=\"button\"\n                    class=\"accordion-trigger w-full flex justify-between items-center text-left font-dm-sans font-semibold leading-[130%] text-base lg:text-lg text-primary-blue-950\">\n                    <span class=\"grow\">Are there income requirements to apply for a student loan?<\/span>\n                    <i\n                        class=\"fa-solid fa-plus accordion-icon-plus text-orange-500 text-sm shrink-0 \"><\/i>\n                    <i\n                        class=\"fa-solid fa-minus accordion-icon-minus text-orange-500 text-sm shrink-0 hidden\"><\/i>\n                <\/button>\n                <div\n                    class=\"accordion-content hidden pt-4 font-dm-sans font-normal leading-[130%] text-base lg:text-base text-primary-blue-950\">\n                    <div class=\"qMYqUG_convSearchResultHighlightRoot\">\n<div class=\"\" data-turn-id-container=\"request-WEB:5a115e9a-89d8-470f-820c-4e649c25d33b-75\" data-is-intersecting=\"true\">\n<div class=\"relative w-full overflow-visible\">\n<section class=\"text-token-text-primary w-full focus:outline-none has-data-writing-block:pointer-events-none [&amp;:has([data-writing-block])&gt;*]:pointer-events-auto R6Vx5W_threadScrollVars scroll-mb-[calc(var(--scroll-root-safe-area-inset-bottom,0px)+var(--thread-response-height))] scroll-mt-[calc(var(--header-height)+min(200px,max(70px,20svh)))]\" dir=\"auto\" data-turn-id=\"request-WEB:5a115e9a-89d8-470f-820c-4e649c25d33b-75\" data-turn-id-container=\"request-WEB:5a115e9a-89d8-470f-820c-4e649c25d33b-75\" data-testid=\"conversation-turn-152\" data-scroll-anchor=\"false\" data-turn=\"assistant\">\n<div class=\"text-base my-auto mx-auto pb-10 [--thread-content-margin:var(--thread-content-margin-xs,calc(var(--spacing)*4))] @w-sm\/main:[--thread-content-margin:var(--thread-content-margin-sm,calc(var(--spacing)*6))] @w-lg\/main:[--thread-content-margin:var(--thread-content-margin-lg,calc(var(--spacing)*16))] px-(--thread-content-margin)\">\n<div class=\"[--thread-content-max-width:40rem] @w-lg\/main:[--thread-content-max-width:48rem] mx-auto max-w-(--thread-content-max-width) flex-1 group\/turn-messages focus-visible:outline-hidden relative flex w-full min-w-0 flex-col agent-turn\">\n<div class=\"flex max-w-full flex-col gap-4 grow\">\n<div class=\"min-h-8 text-message relative flex w-full flex-col items-end gap-2 text-start break-words whitespace-normal outline-none keyboard-focused:focus-ring [.text-message+&amp;]:mt-1\" dir=\"auto\" tabindex=\"0\" data-message-author-role=\"assistant\" data-message-id=\"baa0a370-0054-4d8e-bb0f-1a8b09458e04\" data-message-model-slug=\"gpt-5-5-thinking\" data-turn-start-message=\"true\">\n<div class=\"flex w-full flex-col gap-1 empty:hidden\">\n<div class=\"markdown prose dark:prose-invert wrap-break-word w-full light markdown-new-styling\">\n<p data-start=\"64\" data-end=\"139\">No, income requirements are not usually needed to apply for a student loan.<\/p>\n<p data-start=\"141\" data-end=\"312\" data-is-last-node=\"\" data-is-only-node=\"\">Access is mainly based on academic performance. However, the final decision on whether to grant the loan is made by the bank, which may carry out additional credit checks.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n<\/div>\n<\/div>\n<\/div>\n\n                <\/div>\n            <\/div>\n                                <div\n                class=\"accordion-item px-5 lg:px-7 py-5 flex flex-col w-full rounded-mml border border-darkblue bg-gray-50 overflow-hidden\">\n                <button type=\"button\"\n                    class=\"accordion-trigger w-full flex justify-between items-center text-left font-dm-sans font-semibold leading-[130%] text-base lg:text-lg text-primary-blue-950\">\n                    <span class=\"grow\">What can a student loan be used for?<\/span>\n                    <i\n                        class=\"fa-solid fa-plus accordion-icon-plus text-orange-500 text-sm shrink-0 \"><\/i>\n                    <i\n                        class=\"fa-solid fa-minus accordion-icon-minus text-orange-500 text-sm shrink-0 hidden\"><\/i>\n                <\/button>\n                <div\n                    class=\"accordion-content hidden pt-4 font-dm-sans font-normal leading-[130%] text-base lg:text-base text-primary-blue-950\">\n                    <div class=\"qMYqUG_convSearchResultHighlightRoot\">\n<div class=\"\" data-turn-id-container=\"request-WEB:5a115e9a-89d8-470f-820c-4e649c25d33b-76\" data-is-intersecting=\"true\">\n<div class=\"relative w-full overflow-visible\">\n<section class=\"text-token-text-primary w-full focus:outline-none has-data-writing-block:pointer-events-none [&amp;:has([data-writing-block])&gt;*]:pointer-events-auto R6Vx5W_threadScrollVars scroll-mb-[calc(var(--scroll-root-safe-area-inset-bottom,0px)+var(--thread-response-height))] scroll-mt-[calc(var(--header-height)+min(200px,max(70px,20svh)))]\" dir=\"auto\" data-turn-id=\"request-WEB:5a115e9a-89d8-470f-820c-4e649c25d33b-76\" data-turn-id-container=\"request-WEB:5a115e9a-89d8-470f-820c-4e649c25d33b-76\" data-testid=\"conversation-turn-154\" data-scroll-anchor=\"false\" data-turn=\"assistant\">\n<div class=\"text-base my-auto mx-auto pb-10 [--thread-content-margin:var(--thread-content-margin-xs,calc(var(--spacing)*4))] @w-sm\/main:[--thread-content-margin:var(--thread-content-margin-sm,calc(var(--spacing)*6))] @w-lg\/main:[--thread-content-margin:var(--thread-content-margin-lg,calc(var(--spacing)*16))] px-(--thread-content-margin)\">\n<div class=\"[--thread-content-max-width:40rem] @w-lg\/main:[--thread-content-max-width:48rem] mx-auto max-w-(--thread-content-max-width) flex-1 group\/turn-messages focus-visible:outline-hidden relative flex w-full min-w-0 flex-col agent-turn\">\n<div class=\"flex max-w-full flex-col gap-4 grow\">\n<div class=\"min-h-8 text-message relative flex w-full flex-col items-end gap-2 text-start break-words whitespace-normal outline-none keyboard-focused:focus-ring [.text-message+&amp;]:mt-1\" dir=\"auto\" tabindex=\"0\" data-message-author-role=\"assistant\" data-message-id=\"146d7dbe-3813-4dce-bb58-cb3fda6a6204\" data-message-model-slug=\"gpt-5-5-thinking\" data-turn-start-message=\"true\">\n<div class=\"flex w-full flex-col gap-1 empty:hidden\">\n<div class=\"markdown prose dark:prose-invert wrap-break-word w-full light markdown-new-styling\">\n<p data-start=\"42\" data-end=\"236\" data-is-last-node=\"\" data-is-only-node=\"\">A student loan is not only for university tuition fees. Students can also use it to cover other study-related costs, such as rent, books, devices like a laptop or tablet, and transport expenses.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n<\/div>\n<\/div>\n<\/div>\n\n                <\/div>\n            <\/div>\n                                <div\n                class=\"accordion-item px-5 lg:px-7 py-5 flex flex-col w-full rounded-mml border border-darkblue bg-gray-50 overflow-hidden\">\n                <button type=\"button\"\n                    class=\"accordion-trigger w-full flex justify-between items-center text-left font-dm-sans font-semibold leading-[130%] text-base lg:text-lg text-primary-blue-950\">\n                    <span class=\"grow\">How does student loan repayment work?<\/span>\n                    <i\n                        class=\"fa-solid fa-plus accordion-icon-plus text-orange-500 text-sm shrink-0 \"><\/i>\n                    <i\n                        class=\"fa-solid fa-minus accordion-icon-minus text-orange-500 text-sm shrink-0 hidden\"><\/i>\n                <\/button>\n                <div\n                    class=\"accordion-content hidden pt-4 font-dm-sans font-normal leading-[130%] text-base lg:text-base text-primary-blue-950\">\n                    <p data-start=\"42\" data-end=\"206\">For student loans backed by the Italian State guarantee through <strong data-start=\"106\" data-end=\"122\">Fondo Studio<\/strong>, the loan is paid out in <strong data-start=\"148\" data-end=\"167\">annual tranches<\/strong>, one for each remaining year of study.<\/p>\n<p data-start=\"208\" data-end=\"317\" data-is-last-node=\"\" data-is-only-node=\"\">Repayment starts after a <strong data-start=\"233\" data-end=\"271\">grace period of at least 30 months<\/strong>, according to the conditions set by the bank.<\/p>\n\n                <\/div>\n            <\/div>\n            <\/div>\n            \n        <\/div>\n    <\/div>\n<\/section>\n\n\n<section id=\"\"\n    class=\"acf-block-reveal block-v3-card-wall relative isolate w-full py-10 flex justify-center pt-0 pb-18 lg:pt-0 lg:pb-32\">\n    <div class=\"absolute inset-0 -z-10 rounded-[inherit] overflow-hidden\" style=\"background: linear-gradient(to bottom, rgb(221,230,254), #F1F4FC);\">\n    <\/div>\n\n\n\n\n    <div class=\"acf-block-reveal-content max-w-full-block\">\n        <div class=\"w-full mx-auto px-4 lg:px-10\">\n            <div class=\"rounded-mml px-6 py-10 lg:px-12 lg:py-14 flex flex-col items-center text-center\"\n                style=\"background-color: rgba(251,251,251,0.80);\">\n\n                                                        <h2 class=\"text-primary-blue-950 leading-tight mb-5\">\n                        <span\n            class=\"relative antialiased  font-fraunces-wonky font-bold text-38 lg:text-51 leading-none \"\n            style=\"color: #051D68; text-align: center;\">\n                                    <span class=\"relative z-10\">Still have questions?<\/span>\n        <\/span>\n                        <\/h2>\n                \n                                    <div\n                        class=\"text-primary-blue-950 text-center font-dm-sans text-base lg:text-lg font-normal leading-[130%] mb-7\">\n                        <div class=\"qMYqUG_convSearchResultHighlightRoot\">\n<div class=\"\" data-turn-id-container=\"request-WEB:5a115e9a-89d8-470f-820c-4e649c25d33b-77\" data-is-intersecting=\"true\">\n<div class=\"relative w-full overflow-visible\">\n<section class=\"text-token-text-primary w-full focus:outline-none has-data-writing-block:pointer-events-none [&amp;:has([data-writing-block])&gt;*]:pointer-events-auto R6Vx5W_threadScrollVars scroll-mb-[calc(var(--scroll-root-safe-area-inset-bottom,0px)+var(--thread-response-height))] scroll-mt-[calc(var(--header-height)+min(200px,max(70px,20svh)))]\" dir=\"auto\" data-turn-id=\"request-WEB:5a115e9a-89d8-470f-820c-4e649c25d33b-77\" data-turn-id-container=\"request-WEB:5a115e9a-89d8-470f-820c-4e649c25d33b-77\" data-testid=\"conversation-turn-156\" data-scroll-anchor=\"false\" data-turn=\"assistant\">\n<div class=\"text-base my-auto mx-auto pb-10 [--thread-content-margin:var(--thread-content-margin-xs,calc(var(--spacing)*4))] @w-sm\/main:[--thread-content-margin:var(--thread-content-margin-sm,calc(var(--spacing)*6))] @w-lg\/main:[--thread-content-margin:var(--thread-content-margin-lg,calc(var(--spacing)*16))] px-(--thread-content-margin)\">\n<div class=\"[--thread-content-max-width:40rem] @w-lg\/main:[--thread-content-max-width:48rem] mx-auto max-w-(--thread-content-max-width) flex-1 group\/turn-messages focus-visible:outline-hidden relative flex w-full min-w-0 flex-col agent-turn\">\n<div class=\"flex max-w-full flex-col gap-4 grow\">\n<div class=\"min-h-8 text-message relative flex w-full flex-col items-end gap-2 text-start break-words whitespace-normal outline-none keyboard-focused:focus-ring [.text-message+&amp;]:mt-1\" dir=\"auto\" tabindex=\"0\" data-message-author-role=\"assistant\" data-message-id=\"7a5b272c-0966-4d43-89c7-4028fed13896\" data-message-model-slug=\"gpt-5-5-thinking\" data-turn-start-message=\"true\">\n<div class=\"flex w-full flex-col gap-1 empty:hidden\">\n<div class=\"markdown prose dark:prose-invert wrap-break-word w-full light markdown-new-styling\">\n<p data-start=\"27\" data-end=\"74\" data-is-last-node=\"\" data-is-only-node=\"\">Message us on WhatsApp. Reply within 5 minutes.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n<\/div>\n<\/div>\n<\/div>\n\n                    <\/div>\n                \n                                    <div\n                        class=\"w-full self-stretch flex justify-center [&#038;_a]:w-full [&#038;_a]:min-w-[319px] lg:[&#038;_a]:w-auto\">\n                        <a href=\"https:\/\/api.whatsapp.com\/send?phone=393488206605\" id=\"\"\n    class=\"btn btn-primary group\"\n    style=\"max-width: 319px; padding: 25px; font-size: 16px; white-space: nowrap; \"\n    >\n    <span class=\"\">Chat now<\/span>\n            <i\n            class=\"fa-solid fa-arrow-right inline-block shrink-0 motion-safe:group-hover:animate-btn-arrow-pulse primary\"><\/i>\n    <\/a>\n                    <\/div>\n                            <\/div>\n        <\/div>\n    <\/div>\n<\/section>\n\n\n<style>\n    .block-v3-reviews .swiper-wrapper {\n        align-items: stretch;\n    }\n\n    .block-v3-reviews .swiper-slide {\n        height: auto !important;\n    }\n<\/style>\n\n<section id=\"\"\n    class=\"acf-block-reveal block-v3-reviews relative isolate w-full py-16 overflow-x-hidden pt-6 pb-18 lg:pt-6 lg:pb-24\">\n    <div class=\"absolute inset-0 -z-10 rounded-[inherit] overflow-hidden\" style=\"background-color: rgb(241,244,252);\">\n    <\/div>\n\n\n\n\n    <div class=\"acf-block-reveal-content w-full mx-auto px-4 lg:px-8\">\n\n                                <h2 class=\"text-primary-blue-950 text-center leading-tight mb-4\">\n                <span\n            class=\"relative antialiased  font-fraunces-wonky font-bold text-38 lg:text-51 leading-none \"\n            style=\"\">\n                                    <span class=\"relative z-10\">What other families<\/span>\n        <\/span>\n        \n            <span\n            class=\"relative antialiased inline-block font-fraunces-wonky font-bold text-38 lg:text-51 leading-none \"\n            style=\"\">\n                            <img decoding=\"async\" src=\"https:\/\/habacus.com\/app\/themes\/habacus\/public\/build\/assets\/svg-circle-orange-BcuC9Y3Q.svg\" alt=\"circle-orange\"\n                    class=\"pointer-events-none absolute top-1\/2 left-1\/2 z-0 h-auto w-[93%] sm:w-[97%] lg:w-[120%] max-lg:[transform:translate(-50%,calc(-50%+0.5rem))] lg:[transform:translate(-50%,calc(-50%-0.25rem))]\">\n                                    <span class=\"relative z-10\">say<\/span>\n        <\/span>\n                <\/h2>\n        \n                    <p class=\"text-primary-blue-950 text-center text-lg lg:text-xl font-normal leading-[130%] font-dm-sans mb-7\">\n                Don\u2019t take our word for it. Hear it from them.\n            <\/p>\n        \n    <\/div>\n\n                <div class=\"swiper-container-generic-loop w-full max-w-full overflow-visible\">\n            <div class=\"swiper-wrapper relative max-w-[75%] md:max-w-full gap-4\">\n                                    <div class=\"swiper-slide rounded-mml bg-white\/90 p-6 flex flex-col md:w-1\/2 lg:w-1\/3 shrink-0 border border-v3-blue\"\n                        style=\"height: auto;\">\n                        <h3 class=\"text-primary-blue-950 font-dm-sans text-sm font-semibold leading-[160%] mb-2\">\n                            Niloon M.\n                        <\/h3>\n\n                        <div class=\"flex items-center gap-3 mb-4\">\n                            <div class=\"flex items-center space-x-0.5\">\n                                                                                                            <i class=\"fa-solid fa-star text-yellow-400 text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-yellow-400 text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-yellow-400 text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-yellow-400 text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-yellow-400 text-sm\"><\/i>\n                                                                                                <\/div>\n                                                            <span\n                                    class=\"text-primary-blue-950 font-dm-sans text-sm font-medium leading-[160%]\">07\/05\/2025<\/span>\n                                                    <\/div>\n\n                        <p class=\"text-primary-blue-950 font-dm-sans text-sm font-normal leading-[160%] grow\">\n                                                        I would like to share my feedback regarding the loan I took out for my studies. Overall, the loan application process was well organized, and I appreciated the support I received throughout the various stages.\n                        <\/p>\n                    <\/div>\n                                    <div class=\"swiper-slide rounded-mml bg-white\/90 p-6 flex flex-col md:w-1\/2 lg:w-1\/3 shrink-0 border border-v3-blue\"\n                        style=\"height: auto;\">\n                        <h3 class=\"text-primary-blue-950 font-dm-sans text-sm font-semibold leading-[160%] mb-2\">\n                            Vanessa D.\n                        <\/h3>\n\n                        <div class=\"flex items-center gap-3 mb-4\">\n                            <div class=\"flex items-center space-x-0.5\">\n                                                                                                            <i class=\"fa-solid fa-star text-yellow-400 text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-yellow-400 text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-yellow-400 text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-yellow-400 text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-yellow-400 text-sm\"><\/i>\n                                                                                                <\/div>\n                                                            <span\n                                    class=\"text-primary-blue-950 font-dm-sans text-sm font-medium leading-[160%]\">24\/04\/2025<\/span>\n                                                    <\/div>\n\n                        <p class=\"text-primary-blue-950 font-dm-sans text-sm font-normal leading-[160%] grow\">\n                                                        I would like to sincerely thank you for what you do. You are giving me the opportunity to study with peace of mind by handling my application. I am deeply grateful.\n                        <\/p>\n                    <\/div>\n                                    <div class=\"swiper-slide rounded-mml bg-white\/90 p-6 flex flex-col md:w-1\/2 lg:w-1\/3 shrink-0 border border-v3-blue\"\n                        style=\"height: auto;\">\n                        <h3 class=\"text-primary-blue-950 font-dm-sans text-sm font-semibold leading-[160%] mb-2\">\n                            Malick D.\n                        <\/h3>\n\n                        <div class=\"flex items-center gap-3 mb-4\">\n                            <div class=\"flex items-center space-x-0.5\">\n                                                                                                            <i class=\"fa-solid fa-star text-yellow-400 text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-yellow-400 text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-yellow-400 text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-yellow-400 text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-yellow-400 text-sm\"><\/i>\n                                                                                                <\/div>\n                                                            <span\n                                    class=\"text-primary-blue-950 font-dm-sans text-sm font-medium leading-[160%]\">17\/07\/2025<\/span>\n                                                    <\/div>\n\n                        <p class=\"text-primary-blue-950 font-dm-sans text-sm font-normal leading-[160%] grow\">\n                                                        Habacus&#8217; service is fast and extremely clear. The support via WhatsApp is very transparent and friendly, as well as highly knowledgeable, and they guide you all the way through to obtaining the loan. I recommend it to anyone who is struggling with their studies.\n                        <\/p>\n                    <\/div>\n                                    <div class=\"swiper-slide rounded-mml bg-white\/90 p-6 flex flex-col md:w-1\/2 lg:w-1\/3 shrink-0 border border-v3-blue\"\n                        style=\"height: auto;\">\n                        <h3 class=\"text-primary-blue-950 font-dm-sans text-sm font-semibold leading-[160%] mb-2\">\n                            Mariateresa D.\n                        <\/h3>\n\n                        <div class=\"flex items-center gap-3 mb-4\">\n                            <div class=\"flex items-center space-x-0.5\">\n                                                                                                            <i class=\"fa-solid fa-star text-yellow-400 text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-yellow-400 text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-yellow-400 text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-yellow-400 text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-yellow-400 text-sm\"><\/i>\n                                                                                                <\/div>\n                                                            <span\n                                    class=\"text-primary-blue-950 font-dm-sans text-sm font-medium leading-[160%]\">01\/05\/2025<\/span>\n                                                    <\/div>\n\n                        <p class=\"text-primary-blue-950 font-dm-sans text-sm font-normal leading-[160%] grow\">\n                                                        Very fast and accurate service in checking documents. The team is always available and kind; they followed my application step by step with great speed and punctuality.\n                        <\/p>\n                    <\/div>\n                                    <div class=\"swiper-slide rounded-mml bg-white\/90 p-6 flex flex-col md:w-1\/2 lg:w-1\/3 shrink-0 border border-v3-blue\"\n                        style=\"height: auto;\">\n                        <h3 class=\"text-primary-blue-950 font-dm-sans text-sm font-semibold leading-[160%] mb-2\">\n                            Claudia B.\n                        <\/h3>\n\n                        <div class=\"flex items-center gap-3 mb-4\">\n                            <div class=\"flex items-center space-x-0.5\">\n                                                                                                            <i class=\"fa-solid fa-star text-yellow-400 text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-yellow-400 text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-yellow-400 text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-yellow-400 text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-yellow-400 text-sm\"><\/i>\n                                                                                                <\/div>\n                                                            <span\n                                    class=\"text-primary-blue-950 font-dm-sans text-sm font-medium leading-[160%]\">15\/05\/2026<\/span>\n                                                    <\/div>\n\n                        <p class=\"text-primary-blue-950 font-dm-sans text-sm font-normal leading-[160%] grow\">\n                                                        Very professional, and I find the simplicity of their procedures important. Highly recommended.\n                        <\/p>\n                    <\/div>\n                                    <div class=\"swiper-slide rounded-mml bg-white\/90 p-6 flex flex-col md:w-1\/2 lg:w-1\/3 shrink-0 border border-v3-blue\"\n                        style=\"height: auto;\">\n                        <h3 class=\"text-primary-blue-950 font-dm-sans text-sm font-semibold leading-[160%] mb-2\">\n                            Thomas D.G.\n                        <\/h3>\n\n                        <div class=\"flex items-center gap-3 mb-4\">\n                            <div class=\"flex items-center space-x-0.5\">\n                                                                                                            <i class=\"fa-solid fa-star text-yellow-400 text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-yellow-400 text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-yellow-400 text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-yellow-400 text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-yellow-400 text-sm\"><\/i>\n                                                                                                <\/div>\n                                                            <span\n                                    class=\"text-primary-blue-950 font-dm-sans text-sm font-medium leading-[160%]\">12\/03\/2024<\/span>\n                                                    <\/div>\n\n                        <p class=\"text-primary-blue-950 font-dm-sans text-sm font-normal leading-[160%] grow\">\n                                                        I am an Italian university student studying in the United States. The Habacus team, with their kindness and professionalism, gave me the opportunity to access a loan that will allow me to complete my criminology studies. I am very grateful to have met such attentive and kind people. Nowadays, it\u2019s not easy to find people like that. Grateful.\n                        <\/p>\n                    <\/div>\n                                    <div class=\"swiper-slide rounded-mml bg-white\/90 p-6 flex flex-col md:w-1\/2 lg:w-1\/3 shrink-0 border border-v3-blue\"\n                        style=\"height: auto;\">\n                        <h3 class=\"text-primary-blue-950 font-dm-sans text-sm font-semibold leading-[160%] mb-2\">\n                            Antonio F.\n                        <\/h3>\n\n                        <div class=\"flex items-center gap-3 mb-4\">\n                            <div class=\"flex items-center space-x-0.5\">\n                                                                                                            <i class=\"fa-solid fa-star text-yellow-400 text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-yellow-400 text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-yellow-400 text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-yellow-400 text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-yellow-400 text-sm\"><\/i>\n                                                                                                <\/div>\n                                                            <span\n                                    class=\"text-primary-blue-950 font-dm-sans text-sm font-medium leading-[160%]\">13\/11\/2025<\/span>\n                                                    <\/div>\n\n                        <p class=\"text-primary-blue-950 font-dm-sans text-sm font-normal leading-[160%] grow\">\n                                                        They were very kind to grant me this loan. Once the required documents were uploaded, the service was fast and the response was immediate\u2014within a maximum of 3 to 5 business days.\n                        <\/p>\n                    <\/div>\n                                    <div class=\"swiper-slide rounded-mml bg-white\/90 p-6 flex flex-col md:w-1\/2 lg:w-1\/3 shrink-0 border border-v3-blue\"\n                        style=\"height: auto;\">\n                        <h3 class=\"text-primary-blue-950 font-dm-sans text-sm font-semibold leading-[160%] mb-2\">\n                            Gian M.\n                        <\/h3>\n\n                        <div class=\"flex items-center gap-3 mb-4\">\n                            <div class=\"flex items-center space-x-0.5\">\n                                                                                                            <i class=\"fa-solid fa-star text-yellow-400 text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-yellow-400 text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-yellow-400 text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-yellow-400 text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-yellow-400 text-sm\"><\/i>\n                                                                                                <\/div>\n                                                            <span\n                                    class=\"text-primary-blue-950 font-dm-sans text-sm font-medium leading-[160%]\">24\/10\/2025<\/span>\n                                                    <\/div>\n\n                        <p class=\"text-primary-blue-950 font-dm-sans text-sm font-normal leading-[160%] grow\">\n                                                        Responsible and attentive \u2014 the best words to describe Habacus.\n                        <\/p>\n                    <\/div>\n                                    <div class=\"swiper-slide rounded-mml bg-white\/90 p-6 flex flex-col md:w-1\/2 lg:w-1\/3 shrink-0 border border-v3-blue\"\n                        style=\"height: auto;\">\n                        <h3 class=\"text-primary-blue-950 font-dm-sans text-sm font-semibold leading-[160%] mb-2\">\n                            Catherine K.\n                        <\/h3>\n\n                        <div class=\"flex items-center gap-3 mb-4\">\n                            <div class=\"flex items-center space-x-0.5\">\n                                                                                                            <i class=\"fa-solid fa-star text-yellow-400 text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-yellow-400 text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-yellow-400 text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-yellow-400 text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-yellow-400 text-sm\"><\/i>\n                                                                                                <\/div>\n                                                            <span\n                                    class=\"text-primary-blue-950 font-dm-sans text-sm font-medium leading-[160%]\">15\/09\/2025<\/span>\n                                                    <\/div>\n\n                        <p class=\"text-primary-blue-950 font-dm-sans text-sm font-normal leading-[160%] grow\">\n                                                        Thanks to the merit-based loan provided through Habacus, I had the opportunity to invest in my education without worrying too much about expenses. It was a concrete support that allowed me to focus on my studies and grow professionally. I recommend it to anyone who wants to build their future with peace of mind and without placing a burden on their family.\n                        <\/p>\n                    <\/div>\n                                    <div class=\"swiper-slide rounded-mml bg-white\/90 p-6 flex flex-col md:w-1\/2 lg:w-1\/3 shrink-0 border border-v3-blue\"\n                        style=\"height: auto;\">\n                        <h3 class=\"text-primary-blue-950 font-dm-sans text-sm font-semibold leading-[160%] mb-2\">\n                            Salvatore F.\n                        <\/h3>\n\n                        <div class=\"flex items-center gap-3 mb-4\">\n                            <div class=\"flex items-center space-x-0.5\">\n                                                                                                            <i class=\"fa-solid fa-star text-yellow-400 text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-yellow-400 text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-yellow-400 text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-yellow-400 text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-yellow-400 text-sm\"><\/i>\n                                                                                                <\/div>\n                                                            <span\n                                    class=\"text-primary-blue-950 font-dm-sans text-sm font-medium leading-[160%]\">18\/10\/2025<\/span>\n                                                    <\/div>\n\n                        <p class=\"text-primary-blue-950 font-dm-sans text-sm font-normal leading-[160%] grow\">\n                                                        Very simple and intuitive \u2013 even when I had an issue at the beginning last year, it was fully resolved.\n                        <\/p>\n                    <\/div>\n                            <\/div>\n        <\/div>\n\n        <div class=\"w-full mx-auto px-4 lg:px-8 mt-10\">\n            <div class=\"flex flex-wrap items-center justify-center gap-2 text-primary-blue-950\">\n                <div class=\"flex items-center space-x-0.5\">\n                                            <i class=\"fa-solid fa-star text-yellow-400 text-lg\"><\/i>\n                                            <i class=\"fa-solid fa-star text-yellow-400 text-lg\"><\/i>\n                                            <i class=\"fa-solid fa-star text-yellow-400 text-lg\"><\/i>\n                                            <i class=\"fa-solid fa-star text-yellow-400 text-lg\"><\/i>\n                                            <i class=\"fa-solid fa-star text-yellow-400 text-lg\"><\/i>\n                                    <\/div>\n                                    <span class=\"font-dm-sans text-sm font-normal\">4.6 out of 5  \u00b7  120+ verified reviews<\/span>\n                                                    <a href=\"https:\/\/www.google.com\/maps\/place\/Habacus+S.r.l.\/@45.4630946,9.1770024,17z\/data=!4m8!3m7!1s0x4786c7f5a823900f:0x160caa9a6ca4228!8m2!3d45.4630909!4d9.1795773!9m1!1b1!16s%2Fg%2F11q94pzgzy?entry=ttu&amp;g_ep=EgoyMDI2MDUxMy4wIKXMDSoASAFQAw%3D%3D\"\n                        target=\"\"\n                        class=\"font-dm-sans text-sm font-semibold text-primary-blue-950 underline\">\n                        Read all reviews on Google\n                    <\/a>\n                            <\/div>\n        <\/div>\n    <\/section>\n\n\n<section id=\"\"\n    class=\"acf-block-reveal block-v3-card-wall-background relative isolate w-full py-10 flex justify-center pt-0 pb-18 lg:pt-0 lg:pb-18\">\n\n    <div class=\"absolute inset-0 -z-10 rounded-[inherit] overflow-hidden\" style=\"background-color: rgb(241,244,252);\">\n    <\/div>\n\n\n\n\n\n    <div class=\"acf-block-reveal-content max-w-full-block\">\n        <div class=\"w-full mx-auto px-4 lg:px-0\">\n\n            <div class=\"relative rounded-mml overflow-hidden\">\n\n                                    <img decoding=\"async\" src=\"https:\/\/habacus.com\/app\/uploads\/2026\/05\/BN_RET_DESK-1-2.webp\"\n                        alt=\"genitori habacus scegli prestito studenti\"\n                        class=\"hidden lg:block lg:absolute lg:inset-0 w-full h-full object-cover\">\n                \n                <div class=\"relative z-10 bg-v3-blue lg:bg-transparent py-9 px-6 lg:p-20 lg:flex lg:items-center\">\n                    <div class=\"bg-v3-blue lg:rounded-mml lg:py-14 lg:px-12 lg:max-w-[530px] flex flex-col\">\n\n                                                                                <h2 class=\"text-white leading-tight\">\n                                <span\n            class=\"relative antialiased  font-fraunces-wonky font-bold text-38 lg:text-32 leading-none \"\n            style=\"color: #FFF; line-height: 100%;\">\n                                    <span class=\"relative z-10\">Take the first step. It costs nothing.<\/span>\n        <\/span>\n                                <\/h2>\n                        \n                                                    <div class=\"mt-5 text-[#FBFBFB] font-dm-sans text-base font-semibold leading-[130%]\">\n                                <div class=\"qMYqUG_convSearchResultHighlightRoot\">\n<div class=\"\" data-turn-id-container=\"request-WEB:5a115e9a-89d8-470f-820c-4e649c25d33b-81\" data-is-intersecting=\"true\">\n<div class=\"relative w-full overflow-visible\">\n<section class=\"text-token-text-primary w-full focus:outline-none has-data-writing-block:pointer-events-none [&#038;:has([data-writing-block])>*]:pointer-events-auto R6Vx5W_threadScrollVars scroll-mb-[calc(var(&#8211;scroll-root-safe-area-inset-bottom,0px)+var(&#8211;thread-response-height))] scroll-mt-[calc(var(&#8211;header-height)+min(200px,max(70px,20svh)))]&#8221; dir=&#8221;auto&#8221; data-turn-id=&#8221;request-WEB:5a115e9a-89d8-470f-820c-4e649c25d33b-81&#8243; data-turn-id-container=&#8221;request-WEB:5a115e9a-89d8-470f-820c-4e649c25d33b-81&#8243; data-testid=&#8221;conversation-turn-164&#8243; data-scroll-anchor=&#8221;false&#8221; data-turn=&#8221;assistant&#8221;>\n<div class=\"text-base my-auto mx-auto pb-10 [--thread-content-margin:var(--thread-content-margin-xs,calc(var(--spacing)*4))] @w-sm\/main:[--thread-content-margin:var(--thread-content-margin-sm,calc(var(--spacing)*6))] @w-lg\/main:[--thread-content-margin:var(--thread-content-margin-lg,calc(var(--spacing)*16))] px-(--thread-content-margin)\">\n<div class=\"[--thread-content-max-width:40rem] @w-lg\/main:[--thread-content-max-width:48rem] mx-auto max-w-(--thread-content-max-width) flex-1 group\/turn-messages focus-visible:outline-hidden relative flex w-full min-w-0 flex-col agent-turn\">\n<div class=\"flex max-w-full flex-col gap-4 grow\">\n<div class=\"min-h-8 text-message relative flex w-full flex-col items-end gap-2 text-start break-words whitespace-normal outline-none keyboard-focused:focus-ring [.text-message+&#038;]:mt-1\" dir=\"auto\" tabindex=\"0\" data-message-author-role=\"assistant\" data-message-id=\"743b6f3e-b696-4cbe-a830-07e2babdf7ba\" data-message-model-slug=\"gpt-5-5-thinking\" data-turn-start-message=\"true\">\n<div class=\"flex w-full flex-col gap-1 empty:hidden\">\n<div class=\"markdown prose dark:prose-invert wrap-break-word w-full light markdown-new-styling\">\n<p data-start=\"44\" data-end=\"147\" data-is-last-node=\"\" data-is-only-node=\"\">Find out in 2 minutes whether your son or daughter can fund their studies. No commitment, no surprises.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n<\/div>\n<\/div>\n<\/div>\n\n                            <\/div>\n                        \n                                                    <div\n                                class=\"mt-8 flex flex-col sm:flex-row items-stretch sm:items-center gap-3 lg:gap-4 [&#038;_a]:min-w-[226px]\">\n                                                                                                                                    <a href=\"https:\/\/comparatore.habacus.com\/it\/\" id=\"\"\n    class=\"btn btn-white group\"\n    style=\"max-width: 319px; padding: 25px; font-size: 16px; white-space: nowrap; max-width: none; width: auto;\"\n    >\n    <span class=\"\">Start here<\/span>\n            <i\n            class=\"fa-solid fa-arrow-right inline-block shrink-0 motion-safe:group-hover:animate-btn-arrow-pulse white\"><\/i>\n    <\/a>\n                                                            <\/div>\n                        \n                                                    <div class=\"mt-5 w-full flex flex-wrap items-center justify-start gap-x-2 gap-y-1\">\n                                                                    <span\n                                        class=\"font-dm-sans text-sm italic font-normal text-white text-left lg:leading-[130%]\">\n                                        Free\n                                    <\/span>\n                                                                            <span\n                                            class=\"text-white font-dm-sans text-sm font-normal leading-[130%] select-none\"\n                                            aria-hidden=\"true\">&middot;<\/span>\n                                                                                                        <span\n                                        class=\"font-dm-sans text-sm italic font-normal text-white text-left lg:leading-[130%]\">\n                                        OAM-certified brokers\n                                    <\/span>\n                                                                                                <\/div>\n                        \n                    <\/div>\n                <\/div>\n\n                                    <img decoding=\"async\" src=\"https:\/\/habacus.com\/app\/uploads\/2026\/05\/BN_RET_DESK-1-2.webp\"\n                        alt=\"genitori habacus scegli prestito studenti\"\n                        class=\"block lg:hidden w-full h-[50vh] object-cover object-[75%]\">\n                \n            <\/div>\n        <\/div>\n    <\/div>\n<\/section>\n\n\n<section\n    class=\"block-v3-sticky-cta w-full fixed bottom-0 left-1\/2 z-40 flex justify-center invisible opacity-0 will-change-transform\"\n    data-trigger-mode=\"after_element\"\n    data-scroll-threshold=\"100\"\n     data-trigger-element=\".show-sticky-cta\" >\n\n    <div\n        class=\"w-full max-w-full-block flex flex-col-reverse md:flex-row items-stretch md:items-center md:justify-between gap-3 md:gap-6 bg-white\/98 px-4 md:px-10 py-4 md:py-6\">\n\n                    <div\n                class=\"flex flex-wrap items-center justify-center md:justify-start gap-x-2 md:gap-x-4 gap-y-1\">\n                                    <span\n                        class=\"font-dm-sans text-sm md:text-lg font-medium text-primary-blue-950 leading-[normal]\">\n                        Free\n                    <\/span>\n                                            <span\n                            class=\"font-dm-sans text-sm md:text-lg font-medium text-primary-blue-950 leading-[normal]\"\n                            aria-hidden=\"true\">&middot;<\/span>\n                                                        <span\n                        class=\"font-dm-sans text-sm md:text-lg font-medium text-primary-blue-950 leading-[normal]\">\n                        No bank details required\n                    <\/span>\n                                                <\/div>\n        \n                    <a href=\"https:\/\/comparatore.habacus.com\/it\/\" id=\"\"\n    class=\"btn btn-primary group\"\n    style=\"max-width: 319px; padding: 25px; font-size: 16px; white-space: nowrap; max-width: none; width: auto;\"\n    target=&quot;&quot;>\n    <span class=\"\">Start now &#8211; no commitment<\/span>\n            <i\n            class=\"fa-solid fa-arrow-right inline-block shrink-0 motion-safe:group-hover:animate-btn-arrow-pulse primary\"><\/i>\n    <\/a>\n        \n    <\/div>\n\n<\/section>\n","protected":false},"excerpt":{"rendered":"<p>Habacus helps families understand and compare student loans for post-secondary education in Italy. Parents can check available funding options, learn about requirements, disbursement, repayment, and understand whether their son or daughter can access a student loan, with no commitment and no bank details required.<\/p>\n","protected":false},"author":7,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"template-v3-header-white.blade.php","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-6527","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Student loans - for families - Habacus<\/title>\n<meta name=\"description\" content=\"Explore student loans for your son or daughter\u2019s education. Compare funding options in Italy with Habacus, free and with no commitment.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/habacus.com\/en\/student-loans-for-families\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Student loans - for families - Habacus\" \/>\n<meta property=\"og:description\" content=\"Explore student loans for your son or daughter\u2019s education. 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