{"id":6511,"date":"2026-05-18T16:38:04","date_gmt":"2026-05-18T14:38:04","guid":{"rendered":"https:\/\/habacus.com\/?page_id=6511"},"modified":"2026-05-18T22:50:14","modified_gmt":"2026-05-18T20:50:14","slug":"compare-student-loans","status":"publish","type":"page","link":"https:\/\/habacus.com\/en\/compare-student-loans\/","title":{"rendered":"Compare student loans"},"content":{"rendered":"<section id=\"\"\n    class=\"block-v3-hero-text-and-image relative isolate w-full flex justify-center pb-8 pt-0 pb-0 lg:pt-0 lg:pb-0\">\n    <div class=\"absolute inset-0 -z-10 rounded-[inherit] overflow-hidden\" style=\"background-color: rgb(241,244,252);\">\n    <\/div>\n\n\n\n\n    <div class=\"relative w-full flex justify-center rounded-b-mml overflow-hidden px-4 lg:px-0\">\n        <div class=\"max-w-full-block w-full lg:flex lg:flex-col lg:h-[760px] pb-7 pt-12 lg:pb-12\">\n                            <div class=\"absolute inset-0 rounded-[inherit] pointer-events-none\" style=\"background: conic-gradient(rgb(20,50,143) 0deg, rgb(55,188,151) 51.43deg, rgb(4,25,91) 102.86deg, rgb(20,50,143) 154.29deg, rgb(4,25,91) 205.71deg, rgb(20,50,143) 257.14deg, rgb(20,50,143) 308.57deg, rgb(20,50,143) 360deg); filter: blur(25px); transform: scale(1.1);\"><\/div>\n            \n            \n            <div\n                class=\"relative flex flex-col min-h-[50vh] justify-end lg:flex-row lg:items-center lg:justify-start lg:gap-12 lg:pr-10 lg:flex-1\">\n\n                <div\n                    class=\"relative flex flex-col items-start text-left lg:ml-28 max-w-full lg:max-w-[800px]\">\n\n                    \n                                            <div class=\"flex items-center gap-2 text-white pb-3\">\n                            <div class=\"flex items-center space-x-0.5\">\n                                                                    <i class=\"fa-solid fa-star text-v3-orange text-sm\"><\/i>\n                                                                    <i class=\"fa-solid fa-star text-v3-orange text-sm\"><\/i>\n                                                                    <i class=\"fa-solid fa-star text-v3-orange text-sm\"><\/i>\n                                                                    <i class=\"fa-solid fa-star text-v3-orange text-sm\"><\/i>\n                                                                    <i class=\"fa-solid fa-star text-v3-orange text-sm\"><\/i>\n                                                            <\/div>\n                            <span class=\"font-dm-sans text-sm font-normal text-white\">4.6 out of 5  \u00b7  120+ verified reviews<\/span>\n                        <\/div>\n                    \n                                                                    <h1 class=\"text-white leading-tight\">\n                            <span\n            class=\"relative antialiased  font-fraunces-wonky font-bold text-38 lg:text-86 leading-none \"\n            style=\"color: #FFF; line-height: 90%;\">\n                                                <span class=\"relative z-10\">Fund your studies without waiting<\/span>\n        <\/span>\n                            <\/h1>\n                    \n                                            <div\n                            class=\"text-white\/90 font-dm-sans text-base lg:text-xl pt-5 pb-8 lg:py-8 font-normal leading-[130%] max-w-2xl\">\n                            <div class=\"qMYqUG_convSearchResultHighlightRoot\">\n<div class=\"\" data-turn-id-container=\"request-WEB:5a115e9a-89d8-470f-820c-4e649c25d33b-20\" data-is-intersecting=\"true\">\n<div class=\"relative w-full overflow-visible\">\n<section class=\"text-token-text-primary w-full focus:outline-none has-data-writing-block:pointer-events-none [&amp;:has([data-writing-block])&gt;*]:pointer-events-auto R6Vx5W_threadScrollVars scroll-mb-[calc(var(--scroll-root-safe-area-inset-bottom,0px)+var(--thread-response-height))] scroll-mt-[calc(var(--header-height)+min(200px,max(70px,20svh)))]\" dir=\"auto\" data-turn-id=\"request-WEB:5a115e9a-89d8-470f-820c-4e649c25d33b-20\" data-turn-id-container=\"request-WEB:5a115e9a-89d8-470f-820c-4e649c25d33b-20\" data-testid=\"conversation-turn-42\" data-scroll-anchor=\"false\" data-turn=\"assistant\">\n<div class=\"text-base my-auto mx-auto pb-10 [--thread-content-margin:var(--thread-content-margin-xs,calc(var(--spacing)*4))] @w-sm\/main:[--thread-content-margin:var(--thread-content-margin-sm,calc(var(--spacing)*6))] @w-lg\/main:[--thread-content-margin:var(--thread-content-margin-lg,calc(var(--spacing)*16))] px-(--thread-content-margin)\">\n<div class=\"[--thread-content-max-width:40rem] @w-lg\/main:[--thread-content-max-width:48rem] mx-auto max-w-(--thread-content-max-width) flex-1 group\/turn-messages focus-visible:outline-hidden relative flex w-full min-w-0 flex-col agent-turn\">\n<div class=\"flex max-w-full flex-col gap-4 grow\">\n<div class=\"min-h-8 text-message relative flex w-full flex-col items-end gap-2 text-start break-words whitespace-normal outline-none keyboard-focused:focus-ring [.text-message+&amp;]:mt-1\" dir=\"auto\" tabindex=\"0\" data-message-author-role=\"assistant\" data-message-id=\"fb3f1166-99ba-4e08-bbcf-de0ed49129a7\" data-message-model-slug=\"gpt-5-5-thinking\" data-turn-start-message=\"true\">\n<div class=\"flex w-full flex-col gap-1 empty:hidden\">\n<div class=\"markdown prose dark:prose-invert wrap-break-word w-full light markdown-new-styling\">\n<p data-start=\"39\" data-end=\"169\" data-is-last-node=\"\" data-is-only-node=\"\">Italy\u2019s first student loan comparison platform for post-secondary education. Find funding options that match your study programme.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n<\/div>\n<\/div>\n<\/div>\n\n                        <\/div>\n                    \n                                            <div\n                            class=\"show-sticky-cta w-full flex flex-col sm:flex-row flex-wrap items-stretch pb-13 lg:pb-11 sm:items-center justify-start gap-5 lg:gap-6 pt-2\">\n                                                            <a href=\"https:\/\/comparatore.habacus.com\/en\/\" id=\"\"\n    class=\"btn btn-primary group\"\n    style=\"max-width: 319px; padding: 25px; font-size: 16px; white-space: nowrap; max-width: none; width: auto; padding: 25px 60px;\"\n    >\n    <span class=\"\">Find loans<\/span>\n            <i\n            class=\"fa-solid fa-arrow-right inline-block shrink-0 motion-safe:group-hover:animate-btn-arrow-pulse primary\"><\/i>\n    <\/a>\n                                                                                                                                                <div\n                                    class=\"w-full lg:w-auto flex flex-wrap items-center justify-center lg:justify-normal gap-x-4 gap-y-1\">\n                                                                            <span\n                                            class=\"font-dm-sans text-xs lg:text-base font-medium lg:font-normal text-white text-center lg:text-left leading-normal lg:leading-[140%]\">\n                                            No commitment\n                                        <\/span>\n                                                                                    <span\n                                                class=\"text-white font-dm-sans text-base font-normal leading-[140%] select-none\"\n                                                aria-hidden=\"true\">&middot;<\/span>\n                                                                                                                    <span\n                                            class=\"font-dm-sans text-xs lg:text-base font-medium lg:font-normal text-white text-center lg:text-left leading-normal lg:leading-[140%]\">\n                                            No bank details required\n                                        <\/span>\n                                                                                    <span\n                                                class=\"text-white font-dm-sans text-base font-normal leading-[140%] select-none\"\n                                                aria-hidden=\"true\">&middot;<\/span>\n                                                                                                                    <span\n                                            class=\"font-dm-sans text-xs lg:text-base font-medium lg:font-normal text-white text-center lg:text-left leading-normal lg:leading-[140%]\">\n                                            You stay in control\n                                        <\/span>\n                                                                                                            <\/div>\n                                                    <\/div>\n                    \n                                            <div class=\"w-full lg:w-auto flex flex-wrap items-center justify-center gap-2 text-white\">\n                                                            <div class=\"flex items-center gap-1.5\">\n                                                                                                                                                                <i class=\"fa-solid fa-lock text-v3-green text-sm lg:text-base leading-none shrink-0\"\n                                                aria-hidden=\"true\"><\/i>\n                                                                                                                <span\n                                        class=\"font-dm-sans text-sm lg:text-base font-semibold lg:font-normal leading-normal lg:leading-[140%]\">Certified brokers<\/span>\n                                <\/div>\n                                                                    <span class=\"block w-px h-[25px] bg-lightblue\" aria-hidden=\"true\"><\/span>\n                                                                                            <div class=\"flex items-center gap-1.5\">\n                                                                                                                                                                <i class=\"fa-solid fa-graduation-cap text-v3-green text-sm lg:text-base leading-none shrink-0\"\n                                                aria-hidden=\"true\"><\/i>\n                                                                                                                <span\n                                        class=\"font-dm-sans text-sm lg:text-base font-semibold lg:font-normal leading-normal lg:leading-[140%]\">20+ banks<\/span>\n                                <\/div>\n                                                                    <span class=\"block w-px h-[25px] bg-lightblue\" aria-hidden=\"true\"><\/span>\n                                                                                            <div class=\"flex items-center gap-1.5\">\n                                                                                                                                                                <i class=\"fa-solid fa-bolt text-v3-green text-sm lg:text-base leading-none shrink-0\"\n                                                aria-hidden=\"true\"><\/i>\n                                                                                                                <span\n                                        class=\"font-dm-sans text-sm lg:text-base font-semibold lg:font-normal leading-normal lg:leading-[140%]\">Complete it in 2 minutes<\/span>\n                                <\/div>\n                                                                                    <\/div>\n                    \n                <\/div>\n\n                \n            <\/div>\n        <\/div>\n    <\/div>\n<\/section>\n\n\n<section id=\"\"\n    class=\"block-v3-numbers relative isolate w-full flex justify-center px-4 lg:px-10 pt-0 pb-0 lg:pt-10 lg:pb-0\">\n    <div class=\"absolute inset-0 -z-10 rounded-[inherit] overflow-hidden\" style=\"background-color: rgb(241,244,252);\">\n    <\/div>\n\n\n\n\n    <div class=\"acf-block-reveal-content max-w-full-block\">\n        <div class=\"rounded-mml grid grid-cols-2 lg:grid-cols-4 gap-y-[10px] w-full py-6 px-6 lg:px-12 lg:justify-items-center\"\n            style=\"background-color: rgb(202,217,255);\">\n                                            <div class=\"flex flex-col items-start text-left\">\n                    <span class=\"inline-flex items-center font-fraunces text-4xl lg:text-[55px] font-bold leading-[100%]\"\n                         style=\"color: rgb(4,25,91);\" >5000\n                                                    <i class=\"fa-solid fa-plus text-2xl -ml-1\"><\/i>\n                                            <\/span>\n                    <span class=\"font-dm-sans text-sm lg:text-base font-bold leading-[130%]\"\n                         style=\"color: rgb(20,50,143);\" >Students funded<\/span>\n                <\/div>\n                                            <div class=\"flex flex-col items-start text-left\">\n                    <span class=\"inline-flex items-center font-fraunces text-4xl lg:text-[55px] font-bold leading-[100%]\"\n                         style=\"color: rgb(4,25,91);\" >20\n                                                    <i class=\"fa-solid fa-plus text-2xl -ml-1\"><\/i>\n                                            <\/span>\n                    <span class=\"font-dm-sans text-sm lg:text-base font-bold leading-[130%]\"\n                         style=\"color: rgb(20,50,143);\" >Partner banks<\/span>\n                <\/div>\n                                            <div class=\"flex flex-col items-start text-left\">\n                    <span class=\"inline-flex items-center font-fraunces text-4xl lg:text-[55px] font-bold leading-[100%]\"\n                         style=\"color: rgb(4,25,91);\" >4.7\n                                                    <i class=\"fa-solid fa-star text-2xl -ml-1\"><\/i>\n                                            <\/span>\n                    <span class=\"font-dm-sans text-sm lg:text-base font-bold leading-[130%]\"\n                         style=\"color: rgb(20,50,143);\" >Average review score<\/span>\n                <\/div>\n                                            <div class=\"flex flex-col items-start text-left\">\n                    <span class=\"inline-flex items-center font-fraunces text-4xl lg:text-[55px] font-bold leading-[100%]\"\n                         style=\"color: rgb(4,25,91);\" >OAM\n                                            <\/span>\n                    <span class=\"font-dm-sans text-sm lg:text-base font-bold leading-[130%]\"\n                         style=\"color: rgb(20,50,143);\" >Certified brokers<\/span>\n                <\/div>\n                    <\/div>\n    <\/div>\n<\/section>\n\n\n<section id=\"\"\n    class=\"acf-block-reveal block-v3-list-and-image relative isolate w-full pt-0 pb-18 lg:pt-14 lg:pb-20\">\n    <div class=\"absolute inset-0 -z-10 rounded-[inherit] overflow-hidden\" style=\"background-color: rgb(241,244,252);\">\n    <\/div>\n\n\n    <img decoding=\"async\" src=\"https:\/\/habacus.com\/app\/themes\/habacus\/public\/build\/assets\/svg-line-zc-lightblue-left-BYGuMk_Y.svg\" alt=\"\"\n        class=\"absolute left-0 top-0 pointer-events-none block\"\n        style=\"z-index: -5; width: clamp(80px, 10vw, 180px); height: auto;  mix-blend-mode: multiply;\">\n\n        <img decoding=\"async\" src=\"https:\/\/habacus.com\/app\/themes\/habacus\/public\/build\/assets\/svg-line-zc-lightblue-right-mwrzfCqP.svg\" alt=\"\"\n        class=\"absolute right-0 top-1\/2 pointer-events-none block max-w-none\"\n        style=\"z-index: -5; width: clamp(80px, 10vw, 180px); height: auto; transform: translateY(-50%); mix-blend-mode: multiply;\">\n\n\n    <div class=\"acf-block-reveal-content w-full\">\n        <div class=\"w-full lg:pl-[max(3rem,calc((100vw-1536px)\/2))] lg:pb-8\">\n            <div class=\"flex flex-col lg:flex-row gap-10 lg:gap-16 items-center\">\n\n                <div class=\"w-full px-6 lg:px-0 lg:w-5\/12 flex flex-col gap-6 order-2 lg:order-1\">\n                    <div>\n                                            <span class=\"text-primary-blue-950 font-dm-sans text-sm font-semibold leading-normal\">\n                            Why choose Habacus\n                        <\/span>\n                    \n                                            <h2 class=\"text-primary-blue-950 leading-tight\">\n                            <span\n            class=\"relative antialiased  font-fraunces-wonky font-bold text-38 lg:text-51 leading-none \"\n            style=\"color: #04195B;\">\n                                                <span class=\"relative z-10\">Why you can trust<\/span>\n        <\/span>\n        \n            <span\n            class=\"relative antialiased inline-block font-fraunces-wonky font-bold text-38 lg:text-51 leading-none \"\n            style=\"color: #04195B;\">\n                            <img decoding=\"async\" src=\"https:\/\/habacus.com\/app\/themes\/habacus\/public\/build\/assets\/svg-rectangle-DKdeVpmy.svg\" alt=\"rectangle\"\n                    class=\"pointer-events-none absolute top-1\/2 left-1\/2 z-0 h-auto w-[93%] sm:w-[97%] lg:w-[120%] max-lg:[transform:translate(-50%,calc(-50%+0.5rem))] lg:[transform:translate(-50%,calc(-50%-0.25rem))]\">\n                                                <span class=\"relative z-10\">Habacus<\/span>\n        <\/span>\n                            <\/h2>\n                                        <\/div>\n                                            <div class=\"text-primary-blue-950 font-dm-sans text-xl font-normal leading-[130%]\">\n                            <div class=\"qMYqUG_convSearchResultHighlightRoot\">\n<div class=\"\" data-turn-id-container=\"request-WEB:5a115e9a-89d8-470f-820c-4e649c25d33b-21\" data-is-intersecting=\"true\">\n<div class=\"relative w-full overflow-visible\">\n<section class=\"text-token-text-primary w-full focus:outline-none has-data-writing-block:pointer-events-none [&amp;:has([data-writing-block])&gt;*]:pointer-events-auto R6Vx5W_threadScrollVars scroll-mb-[calc(var(--scroll-root-safe-area-inset-bottom,0px)+var(--thread-response-height))] scroll-mt-[calc(var(--header-height)+min(200px,max(70px,20svh)))]\" dir=\"auto\" data-turn-id=\"request-WEB:5a115e9a-89d8-470f-820c-4e649c25d33b-21\" data-turn-id-container=\"request-WEB:5a115e9a-89d8-470f-820c-4e649c25d33b-21\" data-testid=\"conversation-turn-44\" data-scroll-anchor=\"false\" data-turn=\"assistant\">\n<div class=\"text-base my-auto mx-auto pb-10 [--thread-content-margin:var(--thread-content-margin-xs,calc(var(--spacing)*4))] @w-sm\/main:[--thread-content-margin:var(--thread-content-margin-sm,calc(var(--spacing)*6))] @w-lg\/main:[--thread-content-margin:var(--thread-content-margin-lg,calc(var(--spacing)*16))] px-(--thread-content-margin)\">\n<div class=\"[--thread-content-max-width:40rem] @w-lg\/main:[--thread-content-max-width:48rem] mx-auto max-w-(--thread-content-max-width) flex-1 group\/turn-messages focus-visible:outline-hidden relative flex w-full min-w-0 flex-col agent-turn\">\n<div class=\"flex max-w-full flex-col gap-4 grow\">\n<div class=\"min-h-8 text-message relative flex w-full flex-col items-end gap-2 text-start break-words whitespace-normal outline-none keyboard-focused:focus-ring [.text-message+&amp;]:mt-1\" dir=\"auto\" tabindex=\"0\" data-message-author-role=\"assistant\" data-message-id=\"a9291791-b3cb-496d-b84d-cd06450dd4a4\" data-message-model-slug=\"gpt-5-5-thinking\" data-turn-start-message=\"true\">\n<div class=\"flex w-full flex-col gap-1 empty:hidden\">\n<div class=\"markdown prose dark:prose-invert wrap-break-word w-full light markdown-new-styling\">\n<p data-start=\"173\" data-end=\"243\" data-is-last-node=\"\" data-is-only-node=\"\">Many people ask us: is it really free?<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n<\/div>\n<\/div>\n<\/div>\n\n                        <\/div>\n                    \n                                            <div class=\"flex flex-col gap-3\">\n                    <div class=\"flex gap-5 items-start rounded-mml border border-v2-light-blue bg-white\/90 px-6 pt-8 pb-8\">\n                                                        <div class=\"shrink-0 flex items-center justify-center w-[30px] h-[30px]\">\n                                                    <i class=\"fa-solid fa-check text-primary-blue-600 text-[30px] leading-none\"><\/i>\n                                            <\/div>\n                                <div class=\"flex flex-col gap-1\">\n                                            <h3 class=\"text-primary-blue-950 font-dm-sans text-xl font-extrabold leading-[120%]\">\n                            Get a clear idea for free\n                        <\/h3>\n                                                                <p class=\"text-primary-blue-950 font-dm-sans text-base font-semibold leading-[160%]\">\n                            Our tools give you the information you need, but the final decision is always yours. No obligations, just clarity.\n                        <\/p>\n                                    <\/div>\n            <\/div>\n                    <div class=\"flex gap-5 items-start rounded-mml border border-v2-light-blue bg-white\/90 px-6 pt-8 pb-8\">\n                                                        <div class=\"shrink-0 flex items-center justify-center w-[30px] h-[30px]\">\n                                                    <i class=\"fa-solid fa-file-lines text-primary-blue-600 text-[30px] leading-none\"><\/i>\n                                            <\/div>\n                                <div class=\"flex flex-col gap-1\">\n                                            <h3 class=\"text-primary-blue-950 font-dm-sans text-xl font-extrabold leading-[120%]\">\n                            Everything is clearly explained\n                        <\/h3>\n                                                                <p class=\"text-primary-blue-950 font-dm-sans text-base font-semibold leading-[160%]\">\n                            From the start, you can understand the requirements, interest rates, payment schedules, and repayment plans. No confusing wording.\n                        <\/p>\n                                    <\/div>\n            <\/div>\n                    <div class=\"flex gap-5 items-start rounded-mml border border-v2-light-blue bg-white\/90 px-6 pt-8 pb-8\">\n                                                        <div class=\"shrink-0 flex items-center justify-center w-[30px] h-[30px]\">\n                                                    <i class=\"fa-solid fa-award text-primary-blue-600 text-[30px] leading-none\"><\/i>\n                                            <\/div>\n                                <div class=\"flex flex-col gap-1\">\n                                            <h3 class=\"text-primary-blue-950 font-dm-sans text-xl font-extrabold leading-[120%]\">\n                            This is what we were built for\n                        <\/h3>\n                                                                <p class=\"text-primary-blue-950 font-dm-sans text-base font-semibold leading-[160%]\">\n                            Habacus is a credit broker recognised and supervised by OAM. Our operators are trained to explain each step clearly.\n                        <\/p>\n                                    <\/div>\n            <\/div>\n            <\/div>\n                    \n                                            <div\n                            class=\"flex flex-col lg:flex-row items-stretch lg:items-center gap-4 lg:gap-10 pt-2\">\n                                                            <a href=\"https:\/\/comparatore.habacus.com\/en\/\" id=\"\"\n    class=\"btn btn-primary group\"\n    style=\"max-width: 319px; padding: 25px; font-size: 16px; white-space: nowrap; min-width: 248px; max-width: none; width: auto;\"\n    >\n    <span class=\"\">Compare your options<\/span>\n            <i\n            class=\"fa-solid fa-arrow-right inline-block shrink-0 motion-safe:group-hover:animate-btn-arrow-pulse primary\"><\/i>\n    <\/a>\n                                                                                        <p\n                                    class=\"text-primary-blue-950 font-dm-sans text-sm text-center lg:text-left font-normal leading-none\">\n                                    Yes. When funding options for students are available, we help you find them.\n                                <\/p>\n                                                    <\/div>\n                                    <\/div>\n\n                <div class=\"w-full lg:w-7\/12 order-1 lg:order-2\">\n                    <div class=\"overflow-hidden \" style=\"\">\n        <img decoding=\"async\" src=\"https:\/\/habacus.com\/app\/uploads\/2026\/05\/comparatore-habacus-prestiti-studenti-italia.webp\" alt=\"comparatore habacus prestiti studenti italia\"\n            class=\"w-full h-auto object-cover\" loading=\"lazy\">\n    <\/div>\n                <\/div>\n\n            <\/div>\n        <\/div>\n    <\/div>\n<\/section>\n\n\n<section id=\"\"\n    class=\"acf-block-reveal block-v3-logo-stakeholders relative isolate w-full py-16 overflow-x-hidden pt-0 pb-24 lg:pt-0 lg:pb-24\">\n    <div class=\"absolute inset-0 -z-10 rounded-[inherit] overflow-hidden\" style=\"background-color: rgb(241,244,252);\">\n    <\/div>\n\n\n\n\n    <div class=\"acf-block-reveal-content w-full mx-auto px-4 lg:px-8\">\n\n                                <h2 class=\"text-primary-blue-950 text-center leading-tight mb-7\">\n                <span\n            class=\"relative antialiased  font-fraunces-wonky font-bold text-38 lg:text-51 leading-none \"\n            style=\"color: #04195B; text-align: center;\">\n                                                <span class=\"relative z-10\">Our partners<\/span>\n        <\/span>\n                <\/h2>\n        \n        \n    <\/div>\n\n            <div class=\"swiper-container-generic-loop w-full overflow-visible\">\n            <div class=\"swiper-wrapper flex relative gap-4\">\n                                    <div\n                        class=\"swiper-slide bg-white rounded-[20px] flex items-center justify-center px-6 py-4 shrink-0 w-[260px] h-[110px]\">\n                                                    <img decoding=\"async\" src=\"https:\/\/habacus.com\/app\/uploads\/2026\/05\/UniCredit.webp\"\n                                alt=\"UniCredit partner Habacus prestiti studenti\"\n                                class=\"block max-w-full max-h-full object-contain\"\n                                loading=\"lazy\">\n                                            <\/div>\n                                    <div\n                        class=\"swiper-slide bg-white rounded-[20px] flex items-center justify-center px-6 py-4 shrink-0 w-[260px] h-[110px]\">\n                                                    <img decoding=\"async\" src=\"https:\/\/habacus.com\/app\/uploads\/2026\/05\/partner-habacus_Consap.webp\"\n                                alt=\"habacus \u00e8 partner come ente certificatore per Consap per i prestiti studenti\"\n                                class=\"block max-w-full max-h-full object-contain\"\n                                loading=\"lazy\">\n                                            <\/div>\n                                    <div\n                        class=\"swiper-slide bg-white rounded-[20px] flex items-center justify-center px-6 py-4 shrink-0 w-[260px] h-[110px]\">\n                                                    <img decoding=\"async\" src=\"https:\/\/habacus.com\/app\/uploads\/2026\/05\/Banco-BPM.webp\"\n                                alt=\"\"\n                                class=\"block max-w-full max-h-full object-contain\"\n                                loading=\"lazy\">\n                                            <\/div>\n                                    <div\n                        class=\"swiper-slide bg-white rounded-[20px] flex items-center justify-center px-6 py-4 shrink-0 w-[260px] h-[110px]\">\n                                                    <img decoding=\"async\" src=\"https:\/\/habacus.com\/app\/uploads\/2026\/05\/cassa-centrale-banca-1.webp\"\n                                alt=\"Cassa Centrale Banca partner Habacus prestiti studenti\"\n                                class=\"block max-w-full max-h-full object-contain\"\n                                loading=\"lazy\">\n                                            <\/div>\n                                    <div\n                        class=\"swiper-slide bg-white rounded-[20px] flex items-center justify-center px-6 py-4 shrink-0 w-[260px] h-[110px]\">\n                                                    <img decoding=\"async\" src=\"https:\/\/habacus.com\/app\/uploads\/2026\/05\/BCC-Banca-ICCREA.webp\"\n                                alt=\"Gruppo Iccrea BCC partner Habacus prestiti studenti\"\n                                class=\"block max-w-full max-h-full object-contain\"\n                                loading=\"lazy\">\n                                            <\/div>\n                                    <div\n                        class=\"swiper-slide bg-white rounded-[20px] flex items-center justify-center px-6 py-4 shrink-0 w-[260px] h-[110px]\">\n                                                    <img decoding=\"async\" src=\"https:\/\/habacus.com\/app\/uploads\/2026\/05\/Civi-Bank.webp\"\n                                alt=\"CiviBank partner Habacus prestiti studenti\"\n                                class=\"block max-w-full max-h-full object-contain\"\n                                loading=\"lazy\">\n                                            <\/div>\n                                    <div\n                        class=\"swiper-slide bg-white rounded-[20px] flex items-center justify-center px-6 py-4 shrink-0 w-[260px] h-[110px]\">\n                                                    <img decoding=\"async\" src=\"https:\/\/habacus.com\/app\/uploads\/2026\/05\/Sparkasse-1.webp\"\n                                alt=\"Cassa risparmio Bolzano partner Habacus prestiti studenti\"\n                                class=\"block max-w-full max-h-full object-contain\"\n                                loading=\"lazy\">\n                                            <\/div>\n                                    <div\n                        class=\"swiper-slide bg-white rounded-[20px] flex items-center justify-center px-6 py-4 shrink-0 w-[260px] h-[110px]\">\n                                                    <img decoding=\"async\" src=\"https:\/\/habacus.com\/app\/uploads\/2026\/05\/LOGHI-WEBSITE-PARTNER-NEW-260-x-89-px-1.webp\"\n                                alt=\"\"\n                                class=\"block max-w-full max-h-full object-contain\"\n                                loading=\"lazy\">\n                                            <\/div>\n                                    <div\n                        class=\"swiper-slide bg-white rounded-[20px] flex items-center justify-center px-6 py-4 shrink-0 w-[260px] h-[110px]\">\n                                                    <img decoding=\"async\" src=\"https:\/\/habacus.com\/app\/uploads\/2026\/05\/bppb-banco-popolare-puglia-basilicata.webp\"\n                                alt=\"\"\n                                class=\"block max-w-full max-h-full object-contain\"\n                                loading=\"lazy\">\n                                            <\/div>\n                            <\/div>\n        <\/div>\n    <\/section>\n\n\n<section id=\"\"\n    class=\"acf-block-reveal block-v3-faq relative isolate w-full flex justify-center py-16 pt-0 pb-18 lg:pt-0 lg:pb-32\">\n    <div class=\"absolute inset-0 -z-10 rounded-[inherit] overflow-hidden\" style=\"background: linear-gradient(to bottom, rgb(241,244,252), rgb(217,227,254));\">\n    <\/div>\n\n\n\n\n    <div class=\"acf-block-reveal-content max-w-full-block\">\n        <div class=\"max-w-4xl w-full mx-auto px-4 lg:px-8\">\n\n                                            <h2 class=\"text-primary-blue-950 text-center leading-tight mb-7\">\n                    <span\n            class=\"relative antialiased inline-block font-fraunces-wonky font-bold text-38 lg:text-51 leading-none \"\n            style=\"color: #04195B; text-align: center;\">\n                                                    <img decoding=\"async\" src=\"https:\/\/habacus.com\/app\/themes\/habacus\/public\/build\/assets\/svg-line-zc-lightblue-2-D9RbdInf.svg\" alt=\"line-zc-lightblue-2\"\n                    class=\"pointer-events-none absolute top-0 left-0 -translate-y-1\/2 z-0 h-auto w-full\">\n                        <span class=\"relative z-10\">Answers that can help you<\/span>\n        <\/span>\n                    <\/h2>\n            \n                            <div class=\"composable-accordion flex flex-col gap-2 lg:gap-2.5\">\n                                <div\n                class=\"accordion-item px-5 lg:px-7 py-5 flex flex-col w-full rounded-mml border border-darkblue bg-gray-50 overflow-hidden\">\n                <button type=\"button\"\n                    class=\"accordion-trigger w-full flex justify-between items-center text-left font-dm-sans font-semibold leading-[130%] text-base lg:text-lg text-primary-blue-950\">\n                    <span class=\"grow\">Does Habacus provide student loans directly?<\/span>\n                    <i\n                        class=\"fa-solid fa-plus accordion-icon-plus text-orange-500 text-sm shrink-0 hidden\"><\/i>\n                    <i\n                        class=\"fa-solid fa-minus accordion-icon-minus text-orange-500 text-sm shrink-0 \"><\/i>\n                <\/button>\n                <div\n                    class=\"accordion-content  pt-4 font-dm-sans font-normal leading-[130%] text-base lg:text-base text-primary-blue-950\">\n                    <p data-start=\"81\" data-end=\"201\">Habacus is a key reference point in Italy for access to <strong data-start=\"137\" data-end=\"153\">Fondo Studio<\/strong> and student loans for post-secondary education.<\/p>\n<p data-start=\"203\" data-end=\"345\">We support students, families, and education providers in understanding the requirements, access process, and available funding opportunities.<\/p>\n<p data-start=\"347\" data-end=\"528\">As a Credit Broker supervised by OAM, registration no. M661, and a Consap partner, Habacus supports the student credit access process by helping connect students with partner banks.<\/p>\n<p data-start=\"530\" data-end=\"693\">Habacus does not provide loans directly. Instead, it helps students evaluate the available options and choose the funding solution that best fits their study path.<\/p>\n\n                <\/div>\n            <\/div>\n                                <div\n                class=\"accordion-item px-5 lg:px-7 py-5 flex flex-col w-full rounded-mml border border-darkblue bg-gray-50 overflow-hidden\">\n                <button type=\"button\"\n                    class=\"accordion-trigger w-full flex justify-between items-center text-left font-dm-sans font-semibold leading-[130%] text-base lg:text-lg text-primary-blue-950\">\n                    <span class=\"grow\">What is the state guarantee \u201cFondo Studio\u201d?<\/span>\n                    <i\n                        class=\"fa-solid fa-plus accordion-icon-plus text-orange-500 text-sm shrink-0 \"><\/i>\n                    <i\n                        class=\"fa-solid fa-minus accordion-icon-minus text-orange-500 text-sm shrink-0 hidden\"><\/i>\n                <\/button>\n                <div\n                    class=\"accordion-content hidden pt-4 font-dm-sans font-normal leading-[130%] text-base lg:text-base text-primary-blue-950\">\n                    <p data-start=\"744\" data-end=\"872\"><strong data-start=\"744\" data-end=\"760\">Fondo Studio<\/strong>, officially called \u201cFondo per il credito ai giovani\u201d, is not a scholarship and it is not a non-repayable grant.<\/p>\n<p data-start=\"874\" data-end=\"1236\">It is a tool that allows students to access a bank loan guaranteed by the Italian State to start or complete their post-secondary studies. The fund acts as a guarantee for the bank. This means students can apply for funding without needing personal guarantees, such as a payslip, proof of income, or the signature of parents, family members, or other guarantors.<\/p>\n<p data-start=\"1238\" data-end=\"1377\" data-is-last-node=\"\" data-is-only-node=\"\">Thanks to <strong data-start=\"1248\" data-end=\"1264\">Fondo Studio<\/strong>, young people can receive funding to independently cover the cost of their education and invest in their future.<\/p>\n\n                <\/div>\n            <\/div>\n                                <div\n                class=\"accordion-item px-5 lg:px-7 py-5 flex flex-col w-full rounded-mml border border-darkblue bg-gray-50 overflow-hidden\">\n                <button type=\"button\"\n                    class=\"accordion-trigger w-full flex justify-between items-center text-left font-dm-sans font-semibold leading-[130%] text-base lg:text-lg text-primary-blue-950\">\n                    <span class=\"grow\">What makes a loan a \u201cstudent loan\u201d?<\/span>\n                    <i\n                        class=\"fa-solid fa-plus accordion-icon-plus text-orange-500 text-sm shrink-0 \"><\/i>\n                    <i\n                        class=\"fa-solid fa-minus accordion-icon-minus text-orange-500 text-sm shrink-0 hidden\"><\/i>\n                <\/button>\n                <div\n                    class=\"accordion-content hidden pt-4 font-dm-sans font-normal leading-[130%] text-base lg:text-base text-primary-blue-950\">\n                    <p data-start=\"41\" data-end=\"247\">A student loan is a type of funding designed to support students during their studies. It is different from a traditional personal loan because it is built around the needs of someone who is still studying.<\/p>\n<p data-start=\"249\" data-end=\"276\">Here are the main features:<\/p>\n<p data-start=\"278\" data-end=\"404\">\u2022 <strong data-start=\"280\" data-end=\"314\">No income guarantees required:<\/strong> you do not need to provide a payslip, an employment contract, or a guarantor\u2019s signature.<\/p>\n<p data-start=\"406\" data-end=\"590\">\u2022 <strong data-start=\"408\" data-end=\"433\">Gradual disbursement:<\/strong> the loan amount is usually paid in yearly instalments, based on the length of the study programme. This helps reduce the risk of borrowing more than needed.<\/p>\n<p data-start=\"592\" data-end=\"723\">\u2022 <strong data-start=\"594\" data-end=\"611\">Grace period:<\/strong> there is an initial period during which you do not have to repay the capital, so you can focus on your studies.<\/p>\n<p data-start=\"725\" data-end=\"900\">\u2022 <strong data-start=\"727\" data-end=\"755\">Flexible repayment plan:<\/strong> after completing your studies, repayment can usually be spread over several years. The exact conditions are set by the banks providing the loan.<\/p>\n<p data-start=\"902\" data-end=\"1007\" data-is-last-node=\"\" data-is-only-node=\"\">\u2022 <strong data-start=\"904\" data-end=\"939\">No income or ISEE requirements:<\/strong> student loans are not usually based on income or ISEE requirements.<\/p>\n\n                <\/div>\n            <\/div>\n                                <div\n                class=\"accordion-item px-5 lg:px-7 py-5 flex flex-col w-full rounded-mml border border-darkblue bg-gray-50 overflow-hidden\">\n                <button type=\"button\"\n                    class=\"accordion-trigger w-full flex justify-between items-center text-left font-dm-sans font-semibold leading-[130%] text-base lg:text-lg text-primary-blue-950\">\n                    <span class=\"grow\">How are Fondo Studio disbursements managed?<\/span>\n                    <i\n                        class=\"fa-solid fa-plus accordion-icon-plus text-orange-500 text-sm shrink-0 \"><\/i>\n                    <i\n                        class=\"fa-solid fa-minus accordion-icon-minus text-orange-500 text-sm shrink-0 hidden\"><\/i>\n                <\/button>\n                <div\n                    class=\"accordion-content hidden pt-4 font-dm-sans font-normal leading-[130%] text-base lg:text-base text-primary-blue-950\">\n                    <p data-start=\"49\" data-end=\"267\">When the loan is paid in separate instalments, especially for multi-year study programmes, checks are carried out before each new disbursement. These checks confirm that the student still meets the required conditions.<\/p>\n<p data-start=\"269\" data-end=\"364\">Depending on the bank product selected, one or more of the following conditions may be checked:<\/p>\n<p data-start=\"366\" data-end=\"458\">\u2022 <strong data-start=\"368\" data-end=\"411\">Regular enrolment in the following year<\/strong>, usually proven by payment of the tuition fee.<\/p>\n<p data-start=\"460\" data-end=\"500\">\u2022 <strong data-start=\"462\" data-end=\"484\">Regular attendance<\/strong>, when required.<\/p>\n<p data-start=\"502\" data-end=\"636\">\u2022 <strong data-start=\"504\" data-end=\"551\">A minimum number of university credits, CFU<\/strong>, as set by the study plan. The required threshold may vary from one bank to another.<\/p>\n<p data-start=\"638\" data-end=\"785\">When the requirements are no longer met, the next instalment may be refused. In some cases, this can lead to the final interruption of the funding.<\/p>\n<p data-start=\"787\" data-end=\"993\" data-is-last-node=\"\" data-is-only-node=\"\">If the funding is interrupted, the disbursement phase is considered complete and the grace period begins. Once this period ends, repayment starts according to the timing and conditions agreed with the bank.<\/p>\n\n                <\/div>\n            <\/div>\n            <\/div>\n            \n        <\/div>\n    <\/div>\n<\/section>\n\n\n<style>\n    .block-v3-reviews .swiper-wrapper {\n        align-items: stretch;\n    }\n\n    .block-v3-reviews .swiper-slide {\n        height: auto !important;\n    }\n<\/style>\n\n<section id=\"\"\n    class=\"acf-block-reveal block-v3-reviews relative isolate w-full py-16 overflow-x-hidden pt-6 pb-10 lg:pt-6 lg:pb-24\">\n    <div class=\"absolute inset-0 -z-10 rounded-[inherit] overflow-hidden\" style=\"background: linear-gradient(to bottom, rgb(217,227,254), rgb(202,217,255));\">\n    <\/div>\n\n\n\n\n    <div class=\"acf-block-reveal-content w-full mx-auto px-4 lg:px-8\">\n\n                                <h2 class=\"text-primary-blue-950 text-center leading-tight mb-4\">\n                <span\n            class=\"relative antialiased inline-block font-fraunces-wonky font-bold text-38 lg:text-51 leading-none \"\n            style=\"\">\n                            <img decoding=\"async\" src=\"https:\/\/habacus.com\/app\/themes\/habacus\/public\/build\/assets\/svg-circle-yellow-Bqd4NbKU.svg\" alt=\"circle-yellow\"\n                    class=\"pointer-events-none absolute top-1\/2 left-1\/2 z-0 h-auto w-[93%] sm:w-[97%] lg:w-[120%] max-lg:[transform:translate(-50%,calc(-50%+0.5rem))] lg:[transform:translate(-50%,calc(-50%-0.25rem))]\">\n                                                <span class=\"relative z-10\">Real stories,<\/span>\n        <\/span>\n        \n            <span\n            class=\"relative antialiased  font-fraunces-wonky font-bold text-38 lg:text-51 leading-none \"\n            style=\"\">\n                                                <span class=\"relative z-10\">informed choices<\/span>\n        <\/span>\n                <\/h2>\n        \n                    <p class=\"text-primary-blue-950 text-center text-lg lg:text-xl font-normal leading-[130%] font-dm-sans mb-7\">\n                Don\u2019t take our word for it. Hear it from them.\n            <\/p>\n        \n    <\/div>\n\n                <div class=\"swiper-container-generic-loop w-full max-w-full overflow-visible\">\n            <div class=\"swiper-wrapper relative max-w-[75%] md:max-w-full gap-4\">\n                                    <div class=\"swiper-slide rounded-mml bg-white\/90 p-6 flex flex-col md:w-1\/2 lg:w-1\/3 shrink-0 border border-v3-blue\"\n                        style=\"height: auto;\">\n                        <h3 class=\"text-primary-blue-950 font-dm-sans text-sm font-semibold leading-[160%] mb-2\">\n                            Niloon M.\n                        <\/h3>\n\n                        <div class=\"flex items-center gap-3 mb-4\">\n                            <div class=\"flex items-center space-x-0.5\">\n                                                                                                            <i class=\"fa-solid fa-star text-v3-orange text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-v3-orange text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-v3-orange text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-v3-orange text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-v3-orange text-sm\"><\/i>\n                                                                                                <\/div>\n                                                            <span\n                                    class=\"text-primary-blue-950 font-dm-sans text-sm font-medium leading-[160%]\">07\/05\/2025<\/span>\n                                                    <\/div>\n\n                        <p class=\"text-primary-blue-950 font-dm-sans text-sm font-normal leading-[160%] grow\">\n                                                        I would like to share my feedback regarding the loan I took out for my studies. Overall, the loan application process was well organized, and I appreciated the support I received throughout the various stages.\n                        <\/p>\n                    <\/div>\n                                    <div class=\"swiper-slide rounded-mml bg-white\/90 p-6 flex flex-col md:w-1\/2 lg:w-1\/3 shrink-0 border border-v3-blue\"\n                        style=\"height: auto;\">\n                        <h3 class=\"text-primary-blue-950 font-dm-sans text-sm font-semibold leading-[160%] mb-2\">\n                            Vanessa D.\n                        <\/h3>\n\n                        <div class=\"flex items-center gap-3 mb-4\">\n                            <div class=\"flex items-center space-x-0.5\">\n                                                                                                            <i class=\"fa-solid fa-star text-v3-orange text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-v3-orange text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-v3-orange text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-v3-orange text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-v3-orange text-sm\"><\/i>\n                                                                                                <\/div>\n                                                            <span\n                                    class=\"text-primary-blue-950 font-dm-sans text-sm font-medium leading-[160%]\">24\/04\/2025<\/span>\n                                                    <\/div>\n\n                        <p class=\"text-primary-blue-950 font-dm-sans text-sm font-normal leading-[160%] grow\">\n                                                        I would like to sincerely thank you for what you do. You are giving me the opportunity to study with peace of mind by handling my application. I am deeply grateful.\n                        <\/p>\n                    <\/div>\n                                    <div class=\"swiper-slide rounded-mml bg-white\/90 p-6 flex flex-col md:w-1\/2 lg:w-1\/3 shrink-0 border border-v3-blue\"\n                        style=\"height: auto;\">\n                        <h3 class=\"text-primary-blue-950 font-dm-sans text-sm font-semibold leading-[160%] mb-2\">\n                            Malick D.\n                        <\/h3>\n\n                        <div class=\"flex items-center gap-3 mb-4\">\n                            <div class=\"flex items-center space-x-0.5\">\n                                                                                                            <i class=\"fa-solid fa-star text-v3-orange text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-v3-orange text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-v3-orange text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-v3-orange text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-v3-orange text-sm\"><\/i>\n                                                                                                <\/div>\n                                                            <span\n                                    class=\"text-primary-blue-950 font-dm-sans text-sm font-medium leading-[160%]\">17\/07\/2025<\/span>\n                                                    <\/div>\n\n                        <p class=\"text-primary-blue-950 font-dm-sans text-sm font-normal leading-[160%] grow\">\n                                                        Habacus&#8217; service is fast and extremely clear. The support via WhatsApp is very transparent and friendly, as well as highly knowledgeable, and they guide you all the way through to obtaining the loan. I recommend it to anyone who is struggling with their studies.\n                        <\/p>\n                    <\/div>\n                                    <div class=\"swiper-slide rounded-mml bg-white\/90 p-6 flex flex-col md:w-1\/2 lg:w-1\/3 shrink-0 border border-v3-blue\"\n                        style=\"height: auto;\">\n                        <h3 class=\"text-primary-blue-950 font-dm-sans text-sm font-semibold leading-[160%] mb-2\">\n                            Mariateresa D.\n                        <\/h3>\n\n                        <div class=\"flex items-center gap-3 mb-4\">\n                            <div class=\"flex items-center space-x-0.5\">\n                                                                                                            <i class=\"fa-solid fa-star text-v3-orange text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-v3-orange text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-v3-orange text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-v3-orange text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-v3-orange text-sm\"><\/i>\n                                                                                                <\/div>\n                                                            <span\n                                    class=\"text-primary-blue-950 font-dm-sans text-sm font-medium leading-[160%]\">01\/05\/2025<\/span>\n                                                    <\/div>\n\n                        <p class=\"text-primary-blue-950 font-dm-sans text-sm font-normal leading-[160%] grow\">\n                                                        Very fast and accurate service in checking documents. The team is always available and kind; they followed my application step by step with great speed and punctuality.\n                        <\/p>\n                    <\/div>\n                                    <div class=\"swiper-slide rounded-mml bg-white\/90 p-6 flex flex-col md:w-1\/2 lg:w-1\/3 shrink-0 border border-v3-blue\"\n                        style=\"height: auto;\">\n                        <h3 class=\"text-primary-blue-950 font-dm-sans text-sm font-semibold leading-[160%] mb-2\">\n                            Claudia B.\n                        <\/h3>\n\n                        <div class=\"flex items-center gap-3 mb-4\">\n                            <div class=\"flex items-center space-x-0.5\">\n                                                                                                            <i class=\"fa-solid fa-star text-v3-orange text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-v3-orange text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-v3-orange text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-v3-orange text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-v3-orange text-sm\"><\/i>\n                                                                                                <\/div>\n                                                            <span\n                                    class=\"text-primary-blue-950 font-dm-sans text-sm font-medium leading-[160%]\">15\/05\/2026<\/span>\n                                                    <\/div>\n\n                        <p class=\"text-primary-blue-950 font-dm-sans text-sm font-normal leading-[160%] grow\">\n                                                        Very professional, and I find the simplicity of their procedures important. Highly recommended.\n                        <\/p>\n                    <\/div>\n                                    <div class=\"swiper-slide rounded-mml bg-white\/90 p-6 flex flex-col md:w-1\/2 lg:w-1\/3 shrink-0 border border-v3-blue\"\n                        style=\"height: auto;\">\n                        <h3 class=\"text-primary-blue-950 font-dm-sans text-sm font-semibold leading-[160%] mb-2\">\n                            Thomas D.G.\n                        <\/h3>\n\n                        <div class=\"flex items-center gap-3 mb-4\">\n                            <div class=\"flex items-center space-x-0.5\">\n                                                                                                            <i class=\"fa-solid fa-star text-v3-orange text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-v3-orange text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-v3-orange text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-v3-orange text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-v3-orange text-sm\"><\/i>\n                                                                                                <\/div>\n                                                            <span\n                                    class=\"text-primary-blue-950 font-dm-sans text-sm font-medium leading-[160%]\">12\/03\/2024<\/span>\n                                                    <\/div>\n\n                        <p class=\"text-primary-blue-950 font-dm-sans text-sm font-normal leading-[160%] grow\">\n                                                        I am an Italian university student studying in the United States. The Habacus team, with their kindness and professionalism, gave me the opportunity to access a loan that will allow me to complete my criminology studies. I am very grateful to have met such attentive and kind people. Nowadays, it\u2019s not easy to find people like that. Grateful.\n                        <\/p>\n                    <\/div>\n                                    <div class=\"swiper-slide rounded-mml bg-white\/90 p-6 flex flex-col md:w-1\/2 lg:w-1\/3 shrink-0 border border-v3-blue\"\n                        style=\"height: auto;\">\n                        <h3 class=\"text-primary-blue-950 font-dm-sans text-sm font-semibold leading-[160%] mb-2\">\n                            Antonio F.\n                        <\/h3>\n\n                        <div class=\"flex items-center gap-3 mb-4\">\n                            <div class=\"flex items-center space-x-0.5\">\n                                                                                                            <i class=\"fa-solid fa-star text-v3-orange text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-v3-orange text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-v3-orange text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-v3-orange text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-v3-orange text-sm\"><\/i>\n                                                                                                <\/div>\n                                                            <span\n                                    class=\"text-primary-blue-950 font-dm-sans text-sm font-medium leading-[160%]\">13\/11\/2025<\/span>\n                                                    <\/div>\n\n                        <p class=\"text-primary-blue-950 font-dm-sans text-sm font-normal leading-[160%] grow\">\n                                                        They were very kind to grant me this loan. Once the required documents were uploaded, the service was fast and the response was immediate\u2014within a maximum of 3 to 5 business days.\n                        <\/p>\n                    <\/div>\n                                    <div class=\"swiper-slide rounded-mml bg-white\/90 p-6 flex flex-col md:w-1\/2 lg:w-1\/3 shrink-0 border border-v3-blue\"\n                        style=\"height: auto;\">\n                        <h3 class=\"text-primary-blue-950 font-dm-sans text-sm font-semibold leading-[160%] mb-2\">\n                            Gian M.\n                        <\/h3>\n\n                        <div class=\"flex items-center gap-3 mb-4\">\n                            <div class=\"flex items-center space-x-0.5\">\n                                                                                                            <i class=\"fa-solid fa-star text-v3-orange text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-v3-orange text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-v3-orange text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-v3-orange text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-v3-orange text-sm\"><\/i>\n                                                                                                <\/div>\n                                                            <span\n                                    class=\"text-primary-blue-950 font-dm-sans text-sm font-medium leading-[160%]\">24\/10\/2025<\/span>\n                                                    <\/div>\n\n                        <p class=\"text-primary-blue-950 font-dm-sans text-sm font-normal leading-[160%] grow\">\n                                                        Responsible and attentive \u2014 the best words to describe Habacus.\n                        <\/p>\n                    <\/div>\n                                    <div class=\"swiper-slide rounded-mml bg-white\/90 p-6 flex flex-col md:w-1\/2 lg:w-1\/3 shrink-0 border border-v3-blue\"\n                        style=\"height: auto;\">\n                        <h3 class=\"text-primary-blue-950 font-dm-sans text-sm font-semibold leading-[160%] mb-2\">\n                            Catherine K.\n                        <\/h3>\n\n                        <div class=\"flex items-center gap-3 mb-4\">\n                            <div class=\"flex items-center space-x-0.5\">\n                                                                                                            <i class=\"fa-solid fa-star text-v3-orange text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-v3-orange text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-v3-orange text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-v3-orange text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-v3-orange text-sm\"><\/i>\n                                                                                                <\/div>\n                                                            <span\n                                    class=\"text-primary-blue-950 font-dm-sans text-sm font-medium leading-[160%]\">15\/09\/2025<\/span>\n                                                    <\/div>\n\n                        <p class=\"text-primary-blue-950 font-dm-sans text-sm font-normal leading-[160%] grow\">\n                                                        Thanks to the merit-based loan provided through Habacus, I had the opportunity to invest in my education without worrying too much about expenses. It was a concrete support that allowed me to focus on my studies and grow professionally. I recommend it to anyone who wants to build their future with peace of mind and without placing a burden on their family.\n                        <\/p>\n                    <\/div>\n                                    <div class=\"swiper-slide rounded-mml bg-white\/90 p-6 flex flex-col md:w-1\/2 lg:w-1\/3 shrink-0 border border-v3-blue\"\n                        style=\"height: auto;\">\n                        <h3 class=\"text-primary-blue-950 font-dm-sans text-sm font-semibold leading-[160%] mb-2\">\n                            Salvatore F.\n                        <\/h3>\n\n                        <div class=\"flex items-center gap-3 mb-4\">\n                            <div class=\"flex items-center space-x-0.5\">\n                                                                                                            <i class=\"fa-solid fa-star text-v3-orange text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-v3-orange text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-v3-orange text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-v3-orange text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-v3-orange text-sm\"><\/i>\n                                                                                                <\/div>\n                                                            <span\n                                    class=\"text-primary-blue-950 font-dm-sans text-sm font-medium leading-[160%]\">18\/10\/2025<\/span>\n                                                    <\/div>\n\n                        <p class=\"text-primary-blue-950 font-dm-sans text-sm font-normal leading-[160%] grow\">\n                                                        Very simple and intuitive \u2013 even when I had an issue at the beginning last year, it was fully resolved.\n                        <\/p>\n                    <\/div>\n                            <\/div>\n        <\/div>\n\n        <div class=\"w-full mx-auto px-4 lg:px-8 mt-10\">\n            <div class=\"flex flex-wrap items-center justify-center gap-2 text-primary-blue-950\">\n                <div class=\"flex items-center space-x-0.5\">\n                                            <i class=\"fa-solid fa-star text-v3-orange text-lg\"><\/i>\n                                            <i class=\"fa-solid fa-star text-v3-orange text-lg\"><\/i>\n                                            <i class=\"fa-solid fa-star text-v3-orange text-lg\"><\/i>\n                                            <i class=\"fa-solid fa-star text-v3-orange text-lg\"><\/i>\n                                            <i class=\"fa-solid fa-star text-v3-orange text-lg\"><\/i>\n                                    <\/div>\n                                    <span class=\"font-dm-sans text-sm font-normal\">4.6 out of 5  \u00b7  120+ verified reviews<\/span>\n                                                    <a href=\"https:\/\/www.google.com\/maps\/place\/Habacus+S.r.l.\/@45.4630946,9.1770024,17z\/data=!4m8!3m7!1s0x4786c7f5a823900f:0x160caa9a6ca4228!8m2!3d45.4630909!4d9.1795773!9m1!1b1!16s%2Fg%2F11q94pzgzy?entry=ttu&amp;g_ep=EgoyMDI2MDUxMy4wIKXMDSoASAFQAw%3D%3D\"\n                        target=\"\"\n                        class=\"font-dm-sans text-sm font-semibold text-primary-blue-950 underline\">\n                        Read all reviews on Google\n                    <\/a>\n                            <\/div>\n        <\/div>\n    <\/section>\n\n\n<section id=\"\"\n    class=\"acf-block-reveal block-v3-two-images relative isolate w-full flex justify-center pt-0 pb-10 lg:pt-0 lg:pb-20\">\n    <div class=\"absolute inset-0 -z-10 rounded-[inherit] overflow-hidden\" style=\"background-color: rgb(241,244,252);\">\n    <\/div>\n\n\n\n\n\n    <div class=\"acf-block-reveal-content max-w-full-block\">\n        <div class=\"w-full mx-auto px-0\">\n            <div class=\"flex flex-col lg:flex-row\">\n                <div class=\"w-full lg:w-1\/2 hidden lg:block\">\n                                    <\/div>\n                <div class=\"w-full lg:w-1\/2 \">\n                                    <\/div>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/section>\n\n\n<section id=\"\"\n    class=\"acf-block-reveal block-v3-card-wall-background relative isolate w-full py-10 flex justify-center pt-0 pb-0 lg:pt-0 lg:pb-0\">\n\n    <div class=\"absolute inset-0 -z-10 rounded-[inherit] overflow-hidden\" style=\"background-color: rgb(241,244,252);\">\n    <\/div>\n\n\n\n\n\n    <div class=\"acf-block-reveal-content max-w-full-block\">\n        <div class=\"w-full mx-auto px-4 lg:px-9\">\n\n            <div class=\"relative\">\n            <div class=\"relative rounded-mml overflow-hidden\">\n\n                                    <img decoding=\"async\" src=\"https:\/\/habacus.com\/app\/uploads\/2026\/05\/BN_RET_DESK-1.webp\"\n                        alt=\"studentessa cerca soluzioni online per finanziare gli studi grazie ad habacus\"\n                        class=\"hidden lg:block lg:absolute lg:inset-0 w-full h-full object-cover\">\n                \n                <div class=\"relative z-10 w-full aspect-square lg:w-auto lg:aspect-auto bg-v3-blue lg:bg-transparent py-9 px-6 lg:p-20 lg:flex lg:items-center\">\n                    <div class=\"bg-v3-blue lg:rounded-mml lg:py-14 lg:px-12 lg:max-w-[530px] flex flex-col\">\n\n                                                                                <h2 class=\"text-white leading-tight\">\n                                <span\n            class=\"relative antialiased  font-fraunces-wonky font-bold text-38 lg:text-32 leading-none \"\n            style=\"color: #FFF; line-height: 100%;\">\n                                                <span class=\"relative z-10\">Ready to get started?<\/span>\n        <\/span>\n                                <\/h2>\n                        \n                                                    <div class=\"mt-5 text-[#FBFBFB] font-dm-sans text-base font-semibold leading-[130%]\">\n                                <div class=\"qMYqUG_convSearchResultHighlightRoot\">\n<div class=\"\" data-turn-id-container=\"request-WEB:5a115e9a-89d8-470f-820c-4e649c25d33b-32\" data-is-intersecting=\"true\">\n<div class=\"relative w-full overflow-visible\">\n<section class=\"text-token-text-primary w-full focus:outline-none has-data-writing-block:pointer-events-none [&#038;:has([data-writing-block])>*]:pointer-events-auto R6Vx5W_threadScrollVars scroll-mb-[calc(var(&#8211;scroll-root-safe-area-inset-bottom,0px)+var(&#8211;thread-response-height))] scroll-mt-[calc(var(&#8211;header-height)+min(200px,max(70px,20svh)))]&#8221; dir=&#8221;auto&#8221; data-turn-id=&#8221;request-WEB:5a115e9a-89d8-470f-820c-4e649c25d33b-32&#8243; data-turn-id-container=&#8221;request-WEB:5a115e9a-89d8-470f-820c-4e649c25d33b-32&#8243; data-testid=&#8221;conversation-turn-66&#8243; data-scroll-anchor=&#8221;false&#8221; data-turn=&#8221;assistant&#8221;>\n<div class=\"text-base my-auto mx-auto pb-10 [--thread-content-margin:var(--thread-content-margin-xs,calc(var(--spacing)*4))] @w-sm\/main:[--thread-content-margin:var(--thread-content-margin-sm,calc(var(--spacing)*6))] @w-lg\/main:[--thread-content-margin:var(--thread-content-margin-lg,calc(var(--spacing)*16))] px-(--thread-content-margin)\">\n<div class=\"[--thread-content-max-width:40rem] @w-lg\/main:[--thread-content-max-width:48rem] mx-auto max-w-(--thread-content-max-width) flex-1 group\/turn-messages focus-visible:outline-hidden relative flex w-full min-w-0 flex-col agent-turn\">\n<div class=\"flex max-w-full flex-col gap-4 grow\">\n<div class=\"min-h-8 text-message relative flex w-full flex-col items-end gap-2 text-start break-words whitespace-normal outline-none keyboard-focused:focus-ring [.text-message+&#038;]:mt-1\" dir=\"auto\" tabindex=\"0\" data-message-author-role=\"assistant\" data-message-id=\"12bb2f61-0a79-46e5-977c-df6938e0c42a\" data-message-model-slug=\"gpt-5-5-thinking\" data-turn-start-message=\"true\">\n<div class=\"flex w-full flex-col gap-1 empty:hidden\">\n<div class=\"markdown prose dark:prose-invert wrap-break-word w-full light markdown-new-styling\">\n<p data-start=\"0\" data-end=\"101\" data-is-last-node=\"\" data-is-only-node=\"\">Find the student loan that fits your path and start building your future.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n<\/div>\n<\/div>\n<\/div>\n\n                            <\/div>\n                        \n                                                    <div\n                                class=\"mt-8 flex flex-col sm:flex-row items-stretch sm:items-center gap-3 lg:gap-4 [&#038;_a]:min-w-[226px]\">\n                                                                    <a href=\"https:\/\/comparatore.habacus.com\/en\/\" id=\"\"\n    class=\"btn btn-primary group\"\n    style=\"max-width: 319px; padding: 25px; font-size: 16px; white-space: nowrap; max-width: none; width: auto;\"\n    >\n    <span class=\"\">Start now<\/span>\n            <i\n            class=\"fa-solid fa-arrow-right inline-block shrink-0 motion-safe:group-hover:animate-btn-arrow-pulse primary\"><\/i>\n    <\/a>\n                                                                                                                            <\/div>\n                        \n                                                    <div class=\"mt-5 w-full flex flex-wrap items-center justify-start gap-x-2 gap-y-1\">\n                                                                    <span\n                                        class=\"font-dm-sans text-sm italic font-normal text-white text-left lg:leading-[130%]\">\n                                        Free and with no commitment\n                                    <\/span>\n                                                                                                <\/div>\n                        \n                    <\/div>\n                <\/div>\n\n                                    <img decoding=\"async\" src=\"https:\/\/habacus.com\/app\/uploads\/2026\/05\/BN_RET_DESK-1.webp\"\n                        alt=\"studentessa cerca soluzioni online per finanziare gli studi grazie ad habacus\"\n                        class=\"block lg:hidden w-full aspect-square object-cover object-[75%]\">\n                \n            <\/div>\n\n                                \n            <\/div>\n        <\/div>\n    <\/div>\n<\/section>\n\n\n<section id=\"\"\n    class=\"acf-block-reveal block-v3-card-wall relative isolate w-full py-10 flex justify-center pt-18 pb-24 lg:pt-24 lg:pb-24\">\n    <div class=\"absolute inset-0 -z-10 rounded-[inherit] overflow-hidden\" style=\"background-color: rgb(241,244,252);\">\n    <\/div>\n\n\n\n\n    <div class=\"acf-block-reveal-content max-w-full-block\">\n        <div class=\"w-full mx-auto px-4 lg:px-10\">\n            <div class=\"rounded-mml px-6 py-10 lg:px-12 lg:py-14 flex flex-col items-center text-center\"\n                style=\"background-color: ;\">\n\n                                                        <h2 class=\"text-primary-blue-950 leading-tight mb-5\">\n                        <span\n            class=\"relative antialiased inline-block font-fraunces-wonky font-bold text-38 lg:text-51 leading-none \"\n            style=\"color: #051D68; text-align: center;\">\n                                                    <img decoding=\"async\" src=\"https:\/\/habacus.com\/app\/themes\/habacus\/public\/build\/assets\/svg-line-zc-lightblue-2-D9RbdInf.svg\" alt=\"line-zc-lightblue-2\"\n                    class=\"pointer-events-none absolute top-0 left-0 -translate-y-1\/2 z-0 h-auto w-full\">\n                        <span class=\"relative z-10\">Still have questions?<\/span>\n        <\/span>\n                        <\/h2>\n                \n                                    <div\n                        class=\"text-primary-blue-950 text-center font-dm-sans text-base lg:text-lg font-normal leading-[130%] mb-7\">\n                        <p><span style=\"text-decoration: underline;\"><strong>Message us on WhatsApp<\/strong><\/span> and we&#8217;ll reply right away<\/p>\n\n                    <\/div>\n                \n                                    <div\n                        class=\"w-full self-stretch flex justify-center [&#038;_a]:w-full [&#038;_a]:min-w-[319px] lg:[&#038;_a]:w-auto\">\n                        <a href=\"https:\/\/api.whatsapp.com\/send?phone=393488206605\" id=\"\"\n    class=\"btn btn-primary group\"\n    style=\"max-width: 319px; padding: 25px; font-size: 16px; white-space: nowrap; \"\n    >\n    <span class=\"\">Chat now<\/span>\n            <i\n            class=\"fa-solid fa-arrow-right inline-block shrink-0 motion-safe:group-hover:animate-btn-arrow-pulse primary\"><\/i>\n    <\/a>\n                    <\/div>\n                            <\/div>\n        <\/div>\n    <\/div>\n<\/section>\n\n\n<section\n    class=\"block-v3-sticky-cta w-full fixed bottom-0 left-1\/2 z-40 flex justify-center invisible opacity-0 will-change-transform\"\n    data-trigger-mode=\"after_element\"\n    data-scroll-threshold=\"100\"\n     data-trigger-element=\".show-sticky-cta\" >\n\n    <div\n        class=\"w-full max-w-full-block flex flex-col-reverse md:flex-row items-stretch md:items-center md:justify-between gap-3 md:gap-6 bg-white\/98 px-4 md:px-10 py-4 md:py-6\">\n\n                    <div\n                class=\"flex flex-wrap items-center justify-center md:justify-start gap-x-2 md:gap-x-4 gap-y-1\">\n                                    <span\n                        class=\"font-dm-sans text-sm md:text-lg font-medium text-primary-blue-950 leading-[normal]\">\n                        Free \u00b7 No commitment \u00b7 First reply within 2 minutes\n                    <\/span>\n                                                <\/div>\n        \n                    <a href=\"https:\/\/comparatore.habacus.com\/en\/\" id=\"\"\n    class=\"btn btn-primary group\"\n    style=\"max-width: 319px; padding: 25px; font-size: 16px; white-space: nowrap; max-width: none; width: auto;\"\n    target=&quot;&quot;>\n    <span class=\"\">Find your loan<\/span>\n            <i\n            class=\"fa-solid fa-arrow-right inline-block shrink-0 motion-safe:group-hover:animate-btn-arrow-pulse primary\"><\/i>\n    <\/a>\n        \n    <\/div>\n\n<\/section>\n","protected":false},"excerpt":{"rendered":"<p>Habacus helps students compare student loans and access Fondo Studio options for post-secondary education in Italy. The platform gives you clear information about requirements, costs, disbursement methods, and repayment plans, so you can evaluate the available funding solutions and choose the one that best fits your study path.<\/p>\n","protected":false},"author":7,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"template-v3-header-white.blade.php","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-6511","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Compare student loans - Habacus<\/title>\n<meta name=\"description\" content=\"Compare student loans, discover Fondo Studio. 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