{"id":6501,"date":"2026-05-18T16:18:27","date_gmt":"2026-05-18T14:18:27","guid":{"rendered":"https:\/\/habacus.com\/?page_id=6501"},"modified":"2026-05-18T16:30:56","modified_gmt":"2026-05-18T14:30:56","slug":"chat","status":"publish","type":"page","link":"https:\/\/habacus.com\/en\/chat\/","title":{"rendered":"Chat"},"content":{"rendered":"<section id=\"\"\n    class=\"block-v3-hero-text-and-image relative isolate w-full flex justify-center pb-8 pt-0 pb-0 lg:pt-0 lg:pb-0\">\n    <div class=\"absolute inset-0 -z-10 rounded-[inherit] overflow-hidden\" style=\"background-color: rgb(241,244,252);\">\n    <\/div>\n\n\n\n\n\n    <div class=\"relative w-full flex justify-center rounded-b-mml overflow-hidden px-4 lg:px-0 pt-21 pb-16 lg:pb-36\">\n        <div class=\"max-w-full-block\">\n                            <div class=\"absolute inset-0 rounded-[inherit] pointer-events-none\" style=\"background: conic-gradient(rgb(20,50,143) 0deg, rgb(55,188,151) 51.43deg, rgb(4,25,91) 102.86deg, rgb(20,50,143) 154.29deg, rgb(4,25,91) 205.71deg, rgb(20,50,143) 257.14deg, rgb(20,50,143) 308.57deg, rgb(20,50,143) 360deg); filter: blur(25px); transform: scale(1.1);\"><\/div>\n            \n            \n            <div\n                class=\"relative flex flex-col min-h-[50vh] justify-end lg:min-h-[600px] lg:flex-row lg:items-center lg:justify-start lg:gap-12 lg:pr-10\">\n\n                <div\n                    class=\"relative flex flex-col items-start text-left gap-6 lg:pl-28 max-w-4xl\">\n\n                    \n                    \n                                                                    <h1 class=\"text-white leading-tight\">\n                            <span\n            class=\"relative antialiased  font-fraunces-wonky font-bold text-38 lg:text-86 leading-none \"\n            style=\"color: #FFF;\">\n                                    <span class=\"relative z-10\">Fewer doubts,<\/span>\n        <\/span>\n        \n            <span\n            class=\"relative antialiased  font-fraunces-wonky font-bold text-38 lg:text-86 leading-none \"\n            style=\"color: #FFF;\">\n                                    <span class=\"relative z-10\">clearer answers<\/span>\n        <\/span>\n                            <\/h1>\n                    \n                                            <div\n                            class=\"text-white\/90 font-dm-sans text-base lg:text-xl font-normal leading-[130%] max-w-2xl\">\n                            <p>Message us on WhatsApp: together, we\u2019ll understand which course you want to fund, what requirements you need to meet, and which solutions may be suitable for your situation.<\/p>\n\n                        <\/div>\n                    \n                                            <div\n                            class=\"show-sticky-cta w-full flex flex-col sm:flex-row flex-wrap items-stretch sm:items-center justify-start gap-6 lg:gap-6 pt-2\">\n                                                            <a href=\"https:\/\/api.whatsapp.com\/send?phone=393488206605\" id=\"\"\n    class=\"btn btn-primary group\"\n    style=\"max-width: 319px; padding: 25px; font-size: 16px; white-space: nowrap; max-width: none; width: auto; padding: 25px 60px;\"\n    >\n    <span class=\"\">Start chat<\/span>\n            <i\n            class=\"fa-solid fa-arrow-right inline-block shrink-0 motion-safe:group-hover:animate-btn-arrow-pulse primary\"><\/i>\n    <\/a>\n                                                                                                                                                <div\n                                    class=\"w-full lg:w-auto flex flex-wrap items-center justify-center lg:justify-normal gap-x-4 gap-y-1\">\n                                                                            <span\n                                            class=\"font-dm-sans text-xs lg:text-base font-medium lg:font-normal text-white text-center lg:text-left leading-normal lg:leading-[140%]\">\n                                            Free\n                                        <\/span>\n                                                                                    <span\n                                                class=\"text-white font-dm-sans text-base font-normal leading-[140%] select-none\"\n                                                aria-hidden=\"true\">&middot;<\/span>\n                                                                                                                    <span\n                                            class=\"font-dm-sans text-xs lg:text-base font-medium lg:font-normal text-white text-center lg:text-left leading-normal lg:leading-[140%]\">\n                                            No commitment\n                                        <\/span>\n                                                                                    <span\n                                                class=\"text-white font-dm-sans text-base font-normal leading-[140%] select-none\"\n                                                aria-hidden=\"true\">&middot;<\/span>\n                                                                                                                    <span\n                                            class=\"font-dm-sans text-xs lg:text-base font-medium lg:font-normal text-white text-center lg:text-left leading-normal lg:leading-[140%]\">\n                                            You decide\n                                        <\/span>\n                                                                                                            <\/div>\n                                                    <\/div>\n                    \n                                            <div class=\"w-full lg:w-auto flex flex-wrap items-center justify-center gap-2 pt-4 text-white\">\n                                                            <div class=\"flex items-center gap-1.5\">\n                                                                            <i class=\"fa-solid fa-lock text-v3-green text-sm lg:text-base leading-none shrink-0\"\n                                            aria-hidden=\"true\"><\/i>\n                                                                        <span\n                                        class=\"font-dm-sans text-sm lg:text-base font-semibold lg:font-normal leading-normal lg:leading-[140%]\">Certified agents<\/span>\n                                <\/div>\n                                                                    <span class=\"block w-px h-[25px] bg-lightblue\" aria-hidden=\"true\"><\/span>\n                                                                                            <div class=\"flex items-center gap-1.5\">\n                                                                            <i class=\"fa-solid fa-graduation-cap text-v3-green text-sm lg:text-base leading-none shrink-0\"\n                                            aria-hidden=\"true\"><\/i>\n                                                                        <span\n                                        class=\"font-dm-sans text-sm lg:text-base font-semibold lg:font-normal leading-normal lg:leading-[140%]\">Personalized guidance<\/span>\n                                <\/div>\n                                                                    <span class=\"block w-px h-[25px] bg-lightblue\" aria-hidden=\"true\"><\/span>\n                                                                                            <div class=\"flex items-center gap-1.5\">\n                                                                            <i class=\"fa-solid fa-bolt text-v3-green text-sm lg:text-base leading-none shrink-0\"\n                                            aria-hidden=\"true\"><\/i>\n                                                                        <span\n                                        class=\"font-dm-sans text-sm lg:text-base font-semibold lg:font-normal leading-normal lg:leading-[140%]\">In real time<\/span>\n                                <\/div>\n                                                                                    <\/div>\n                    \n                <\/div>\n\n                \n            <\/div>\n        <\/div>\n    <\/div>\n<\/section>\n\n\n<section id=\"\"\n    class=\"acf-block-reveal block-v3-big-cards w-full flex justify-center py-16 lg:pt-36 lg:pb-0 z-10 relative isolate  pt-6 pb-10 lg:pt-6 lg:pb-20\">\n    <div class=\"absolute inset-0 -z-10 rounded-[inherit] overflow-hidden\" style=\"background-color: #CAD9FF;\">\n                                            <img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/habacus.com\/app\/themes\/habacus\/public\/build\/assets\/svg-wave-BLmeV-OU.svg\" alt=\"\" width=\"1543\" height=\"510\"\n                class=\"absolute left-1\/2 block w-full min-w-[1543px] max-w-none aspect-[1543\/510] max-h-none pointer-events-none select-none bottom-0\"\n                style=\"transform: translate(-50%, 30%); transform-origin: center bottom;\"\n                aria-hidden=\"true\">\n            <\/div>\n\n\n\n\n    <div class=\"acf-block-reveal-content max-w-full-block\">\n        <div class=\"max-w-7xl w-full mx-auto px-4 lg:px-8\">\n\n                                            <h2 class=\"text-center text-primary-blue-950 mb-4\">\n                    <span\n            class=\"relative antialiased  font-fraunces-wonky font-bold text-38 lg:text-51 leading-none \"\n            style=\"color: #04195B; text-align: center; line-height: 100%;\">\n                                    <span class=\"relative z-10\">Chat with our experts<\/span>\n        <\/span>\n                    <\/h2>\n            \n            \n                            <div class=\"grid gap-5 lg:grid-cols-3\">\n                                                                    <div\n                            class=\"rounded-mml border-0 bg-white shadow-[0_0_50px_0_rgba(0,0,0,0.15)] p-6 lg:p-8 flex flex-col gap-4 box-border motion-safe:transition-transform motion-safe:duration-300 motion-safe:ease-out motion-safe:hover:-translate-y-1\"\n                            style=\"border-width: 2px; border-style: solid; border-color: transparent;\">\n                            \n                            \n                                                            <h3\n                                    class=\"text-primary-blue-950 font-bold text-30 lg:text-32 font-fraunces leading-[90%] lg:leading-[100%]\">\n                                    It starts with you\n                                <\/h3>\n                            \n                                                            <p class=\"text-primary-blue-950 font-dm-sans text-base font-semibold leading-[130%]\">\n                                    Tell us about your study path and the questions you have right now.\n                                <\/p>\n                            \n                            \n                            \n                            \n                        <\/div>\n                                                                    <div\n                            class=\"rounded-mml border-0 bg-white shadow-[0_0_50px_0_rgba(0,0,0,0.15)] p-6 lg:p-8 flex flex-col gap-4 box-border motion-safe:transition-transform motion-safe:duration-300 motion-safe:ease-out motion-safe:hover:-translate-y-1\"\n                            style=\"border-width: 2px; border-style: solid; border-color: transparent;\">\n                            \n                            \n                                                            <h3\n                                    class=\"text-primary-blue-950 font-bold text-30 lg:text-32 font-fraunces leading-[90%] lg:leading-[100%]\">\n                                    Making things clearer\n                                <\/h3>\n                            \n                                                            <p class=\"text-primary-blue-950 font-dm-sans text-base font-semibold leading-[130%]\">\n                                    Get a clear overview of the requirements, available options, and details you should not overlook.\n                                <\/p>\n                            \n                            \n                            \n                            \n                        <\/div>\n                                                                    <div\n                            class=\"rounded-mml border-0 bg-white shadow-[0_0_50px_0_rgba(0,0,0,0.15)] p-6 lg:p-8 flex flex-col gap-4 box-border motion-safe:transition-transform motion-safe:duration-300 motion-safe:ease-out motion-safe:hover:-translate-y-1\"\n                            style=\"border-width: 2px; border-style: solid; border-color: transparent;\">\n                            \n                            \n                                                            <h3\n                                    class=\"text-primary-blue-950 font-bold text-30 lg:text-32 font-fraunces leading-[90%] lg:leading-[100%]\">\n                                    Support along the way\n                                <\/h3>\n                            \n                                                            <p class=\"text-primary-blue-950 font-dm-sans text-base font-semibold leading-[130%]\">\n                                    Receive guidance through the application process, with real people and no automatic replies.\n                                <\/p>\n                            \n                            \n                            \n                            \n                        <\/div>\n                                    <\/div>\n            \n            \n                            <div class=\"flex justify-center my-6\">\n                    <a href=\"https:\/\/api.whatsapp.com\/send?phone=393488206605\" id=\"\"\n    class=\"btn btn-primary group\"\n    style=\"max-width: 319px; padding: 25px; font-size: 16px; white-space: nowrap; \"\n    >\n    <span class=\"\">Chat now<\/span>\n            <i\n            class=\"fa-solid fa-arrow-right inline-block shrink-0 motion-safe:group-hover:animate-btn-arrow-pulse primary\"><\/i>\n    <\/a>\n                <\/div>\n            \n        <\/div>\n    <\/div>\n<\/section>\n\n\n<section id=\"\"\n    class=\"acf-block-reveal block-v3-logo-stakeholders relative isolate w-full py-16 overflow-x-hidden pt-0 pb-24 lg:pt-0 lg:pb-24\">\n    <div class=\"absolute inset-0 -z-10 rounded-[inherit] overflow-hidden\" style=\"background-color: rgb(241,244,252);\">\n    <\/div>\n\n\n\n\n    <div class=\"acf-block-reveal-content w-full mx-auto px-4 lg:px-8\">\n\n                                <h2 class=\"text-primary-blue-950 text-center leading-tight mb-7\">\n                <span\n            class=\"relative antialiased  font-fraunces-wonky font-bold text-38 lg:text-51 leading-none \"\n            style=\"color: #04195B; text-align: center;\">\n                                    <span class=\"relative z-10\">Our partners<\/span>\n        <\/span>\n                <\/h2>\n        \n        \n    <\/div>\n\n            <div class=\"swiper-container-generic-loop w-full overflow-visible\">\n            <div class=\"swiper-wrapper flex relative gap-4\">\n                                    <div\n                        class=\"swiper-slide bg-white rounded-md border border-gray-200 flex items-center justify-center px-6 py-4 shrink-0 w-auto\">\n                                                    <img decoding=\"async\" src=\"https:\/\/habacus.com\/app\/uploads\/2026\/05\/UniCredit.webp\"\n                                alt=\"UniCredit partner Habacus prestiti studenti\" class=\"block w-auto h-auto\"\n                                loading=\"lazy\">\n                                            <\/div>\n                                    <div\n                        class=\"swiper-slide bg-white rounded-md border border-gray-200 flex items-center justify-center px-6 py-4 shrink-0 w-auto\">\n                                                    <img decoding=\"async\" src=\"https:\/\/habacus.com\/app\/uploads\/2026\/05\/partner-habacus_Consap.webp\"\n                                alt=\"habacus \u00e8 partner come ente certificatore per Consap per i prestiti studenti\" class=\"block w-auto h-auto\"\n                                loading=\"lazy\">\n                                            <\/div>\n                                    <div\n                        class=\"swiper-slide bg-white rounded-md border border-gray-200 flex items-center justify-center px-6 py-4 shrink-0 w-auto\">\n                                                    <img decoding=\"async\" src=\"https:\/\/habacus.com\/app\/uploads\/2026\/05\/Banco-BPM.webp\"\n                                alt=\"\" class=\"block w-auto h-auto\"\n                                loading=\"lazy\">\n                                            <\/div>\n                                    <div\n                        class=\"swiper-slide bg-white rounded-md border border-gray-200 flex items-center justify-center px-6 py-4 shrink-0 w-auto\">\n                                                    <img decoding=\"async\" src=\"https:\/\/habacus.com\/app\/uploads\/2026\/05\/cassa-centrale-banca-1.webp\"\n                                alt=\"Cassa Centrale Banca partner Habacus prestiti studenti\" class=\"block w-auto h-auto\"\n                                loading=\"lazy\">\n                                            <\/div>\n                                    <div\n                        class=\"swiper-slide bg-white rounded-md border border-gray-200 flex items-center justify-center px-6 py-4 shrink-0 w-auto\">\n                                                    <img decoding=\"async\" src=\"https:\/\/habacus.com\/app\/uploads\/2026\/05\/BCC-Banca-ICCREA.webp\"\n                                alt=\"Gruppo Iccrea BCC partner Habacus prestiti studenti\" class=\"block w-auto h-auto\"\n                                loading=\"lazy\">\n                                            <\/div>\n                                    <div\n                        class=\"swiper-slide bg-white rounded-md border border-gray-200 flex items-center justify-center px-6 py-4 shrink-0 w-auto\">\n                                                    <img decoding=\"async\" src=\"https:\/\/habacus.com\/app\/uploads\/2026\/05\/Civi-Bank.webp\"\n                                alt=\"CiviBank partner Habacus prestiti studenti\" class=\"block w-auto h-auto\"\n                                loading=\"lazy\">\n                                            <\/div>\n                                    <div\n                        class=\"swiper-slide bg-white rounded-md border border-gray-200 flex items-center justify-center px-6 py-4 shrink-0 w-auto\">\n                                                    <img decoding=\"async\" src=\"https:\/\/habacus.com\/app\/uploads\/2026\/05\/Sparkasse-1.webp\"\n                                alt=\"Cassa risparmio Bolzano partner Habacus prestiti studenti\" class=\"block w-auto h-auto\"\n                                loading=\"lazy\">\n                                            <\/div>\n                                    <div\n                        class=\"swiper-slide bg-white rounded-md border border-gray-200 flex items-center justify-center px-6 py-4 shrink-0 w-auto\">\n                                                    <img decoding=\"async\" src=\"https:\/\/habacus.com\/app\/uploads\/2026\/05\/LOGHI-WEBSITE-PARTNER-NEW-260-x-89-px-1.webp\"\n                                alt=\"\" class=\"block w-auto h-auto\"\n                                loading=\"lazy\">\n                                            <\/div>\n                                    <div\n                        class=\"swiper-slide bg-white rounded-md border border-gray-200 flex items-center justify-center px-6 py-4 shrink-0 w-auto\">\n                                                    <img decoding=\"async\" src=\"https:\/\/habacus.com\/app\/uploads\/2026\/05\/bppb-banco-popolare-puglia-basilicata.webp\"\n                                alt=\"\" class=\"block w-auto h-auto\"\n                                loading=\"lazy\">\n                                            <\/div>\n                            <\/div>\n        <\/div>\n    <\/section>\n\n\n<style>\n    .block-v3-reviews .swiper-wrapper {\n        align-items: stretch;\n    }\n\n    .block-v3-reviews .swiper-slide {\n        height: auto !important;\n    }\n<\/style>\n\n<section id=\"\"\n    class=\"acf-block-reveal block-v3-reviews relative isolate w-full py-16 overflow-x-hidden pt-6 pb-10 lg:pt-6 lg:pb-18\">\n    <div class=\"absolute inset-0 -z-10 rounded-[inherit] overflow-hidden\" style=\"background-color: rgba(251,251,251,0.8);\">\n    <\/div>\n\n\n\n\n    <div class=\"acf-block-reveal-content w-full mx-auto px-4 lg:px-8\">\n\n                                <h2 class=\"text-primary-blue-950 text-center leading-tight mb-4\">\n                <span\n            class=\"relative antialiased  font-fraunces-wonky font-bold text-38 lg:text-51 leading-none \"\n            style=\"\">\n                                    <span class=\"relative z-10\">What other students<\/span>\n        <\/span>\n        \n            <span\n            class=\"relative antialiased inline-block font-fraunces-wonky font-bold text-38 lg:text-51 leading-none \"\n            style=\"\">\n                            <img decoding=\"async\" src=\"https:\/\/habacus.com\/app\/themes\/habacus\/public\/build\/assets\/svg-circle-orange-BcuC9Y3Q.svg\" alt=\"circle-orange\"\n                    class=\"pointer-events-none absolute top-1\/2 left-1\/2 z-0 h-auto w-[93%] sm:w-[97%] lg:w-[120%] max-lg:[transform:translate(-50%,calc(-50%+0.5rem))] lg:[transform:translate(-50%,calc(-50%-0.25rem))]\">\n                                    <span class=\"relative z-10\">say<\/span>\n        <\/span>\n                <\/h2>\n        \n                    <p class=\"text-primary-blue-950 text-center text-lg lg:text-xl font-normal leading-[130%] font-dm-sans mb-7\">\n                Don\u2019t take our word for it. Hear it from them.\n            <\/p>\n        \n    <\/div>\n\n                <div class=\"swiper-container-generic-loop w-full max-w-full overflow-visible\">\n            <div class=\"swiper-wrapper relative max-w-[75%] md:max-w-full gap-4\">\n                                    <div class=\"swiper-slide rounded-mml bg-white\/90 p-6 flex flex-col md:w-1\/2 lg:w-1\/3 shrink-0 border border-v3-blue\"\n                        style=\"height: auto;\">\n                        <h3 class=\"text-primary-blue-950 font-dm-sans text-sm font-semibold leading-[160%] mb-2\">\n                            Niloon M.\n                        <\/h3>\n\n                        <div class=\"flex items-center gap-3 mb-4\">\n                            <div class=\"flex items-center space-x-0.5\">\n                                                                                                            <i class=\"fa-solid fa-star text-yellow-400 text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-yellow-400 text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-yellow-400 text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-yellow-400 text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-yellow-400 text-sm\"><\/i>\n                                                                                                <\/div>\n                                                            <span\n                                    class=\"text-primary-blue-950 font-dm-sans text-sm font-medium leading-[160%]\">07\/05\/2025<\/span>\n                                                    <\/div>\n\n                        <p class=\"text-primary-blue-950 font-dm-sans text-sm font-normal leading-[160%] grow\">\n                                                        I would like to share my feedback regarding the loan I took out for my studies. Overall, the loan application process was well organized, and I appreciated the support I received throughout the various stages.\n                        <\/p>\n                    <\/div>\n                                    <div class=\"swiper-slide rounded-mml bg-white\/90 p-6 flex flex-col md:w-1\/2 lg:w-1\/3 shrink-0 border border-v3-blue\"\n                        style=\"height: auto;\">\n                        <h3 class=\"text-primary-blue-950 font-dm-sans text-sm font-semibold leading-[160%] mb-2\">\n                            Vanessa D.\n                        <\/h3>\n\n                        <div class=\"flex items-center gap-3 mb-4\">\n                            <div class=\"flex items-center space-x-0.5\">\n                                                                                                            <i class=\"fa-solid fa-star text-yellow-400 text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-yellow-400 text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-yellow-400 text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-yellow-400 text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-yellow-400 text-sm\"><\/i>\n                                                                                                <\/div>\n                                                            <span\n                                    class=\"text-primary-blue-950 font-dm-sans text-sm font-medium leading-[160%]\">24\/04\/2025<\/span>\n                                                    <\/div>\n\n                        <p class=\"text-primary-blue-950 font-dm-sans text-sm font-normal leading-[160%] grow\">\n                                                        I would like to sincerely thank you for what you do. You are giving me the opportunity to study with peace of mind by handling my application. I am deeply grateful.\n                        <\/p>\n                    <\/div>\n                                    <div class=\"swiper-slide rounded-mml bg-white\/90 p-6 flex flex-col md:w-1\/2 lg:w-1\/3 shrink-0 border border-v3-blue\"\n                        style=\"height: auto;\">\n                        <h3 class=\"text-primary-blue-950 font-dm-sans text-sm font-semibold leading-[160%] mb-2\">\n                            Malick D.\n                        <\/h3>\n\n                        <div class=\"flex items-center gap-3 mb-4\">\n                            <div class=\"flex items-center space-x-0.5\">\n                                                                                                            <i class=\"fa-solid fa-star text-yellow-400 text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-yellow-400 text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-yellow-400 text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-yellow-400 text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-yellow-400 text-sm\"><\/i>\n                                                                                                <\/div>\n                                                            <span\n                                    class=\"text-primary-blue-950 font-dm-sans text-sm font-medium leading-[160%]\">17\/07\/2025<\/span>\n                                                    <\/div>\n\n                        <p class=\"text-primary-blue-950 font-dm-sans text-sm font-normal leading-[160%] grow\">\n                                                        Habacus&#8217; service is fast and extremely clear. The support via WhatsApp is very transparent and friendly, as well as highly knowledgeable, and they guide you all the way through to obtaining the loan. I recommend it to anyone who is struggling with their studies.\n                        <\/p>\n                    <\/div>\n                                    <div class=\"swiper-slide rounded-mml bg-white\/90 p-6 flex flex-col md:w-1\/2 lg:w-1\/3 shrink-0 border border-v3-blue\"\n                        style=\"height: auto;\">\n                        <h3 class=\"text-primary-blue-950 font-dm-sans text-sm font-semibold leading-[160%] mb-2\">\n                            Mariateresa D.\n                        <\/h3>\n\n                        <div class=\"flex items-center gap-3 mb-4\">\n                            <div class=\"flex items-center space-x-0.5\">\n                                                                                                            <i class=\"fa-solid fa-star text-yellow-400 text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-yellow-400 text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-yellow-400 text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-yellow-400 text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-yellow-400 text-sm\"><\/i>\n                                                                                                <\/div>\n                                                            <span\n                                    class=\"text-primary-blue-950 font-dm-sans text-sm font-medium leading-[160%]\">01\/05\/2025<\/span>\n                                                    <\/div>\n\n                        <p class=\"text-primary-blue-950 font-dm-sans text-sm font-normal leading-[160%] grow\">\n                                                        Very fast and accurate service in checking documents. The team is always available and kind; they followed my application step by step with great speed and punctuality.\n                        <\/p>\n                    <\/div>\n                                    <div class=\"swiper-slide rounded-mml bg-white\/90 p-6 flex flex-col md:w-1\/2 lg:w-1\/3 shrink-0 border border-v3-blue\"\n                        style=\"height: auto;\">\n                        <h3 class=\"text-primary-blue-950 font-dm-sans text-sm font-semibold leading-[160%] mb-2\">\n                            Claudia B.\n                        <\/h3>\n\n                        <div class=\"flex items-center gap-3 mb-4\">\n                            <div class=\"flex items-center space-x-0.5\">\n                                                                                                            <i class=\"fa-solid fa-star text-yellow-400 text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-yellow-400 text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-yellow-400 text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-yellow-400 text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-yellow-400 text-sm\"><\/i>\n                                                                                                <\/div>\n                                                            <span\n                                    class=\"text-primary-blue-950 font-dm-sans text-sm font-medium leading-[160%]\">15\/05\/2026<\/span>\n                                                    <\/div>\n\n                        <p class=\"text-primary-blue-950 font-dm-sans text-sm font-normal leading-[160%] grow\">\n                                                        Very professional, and I find the simplicity of their procedures important. Highly recommended.\n                        <\/p>\n                    <\/div>\n                                    <div class=\"swiper-slide rounded-mml bg-white\/90 p-6 flex flex-col md:w-1\/2 lg:w-1\/3 shrink-0 border border-v3-blue\"\n                        style=\"height: auto;\">\n                        <h3 class=\"text-primary-blue-950 font-dm-sans text-sm font-semibold leading-[160%] mb-2\">\n                            Thomas D.G.\n                        <\/h3>\n\n                        <div class=\"flex items-center gap-3 mb-4\">\n                            <div class=\"flex items-center space-x-0.5\">\n                                                                                                            <i class=\"fa-solid fa-star text-yellow-400 text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-yellow-400 text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-yellow-400 text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-yellow-400 text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-yellow-400 text-sm\"><\/i>\n                                                                                                <\/div>\n                                                            <span\n                                    class=\"text-primary-blue-950 font-dm-sans text-sm font-medium leading-[160%]\">12\/03\/2024<\/span>\n                                                    <\/div>\n\n                        <p class=\"text-primary-blue-950 font-dm-sans text-sm font-normal leading-[160%] grow\">\n                                                        I am an Italian university student studying in the United States. The Habacus team, with their kindness and professionalism, gave me the opportunity to access a loan that will allow me to complete my criminology studies. I am very grateful to have met such attentive and kind people. Nowadays, it\u2019s not easy to find people like that. Grateful.\n                        <\/p>\n                    <\/div>\n                                    <div class=\"swiper-slide rounded-mml bg-white\/90 p-6 flex flex-col md:w-1\/2 lg:w-1\/3 shrink-0 border border-v3-blue\"\n                        style=\"height: auto;\">\n                        <h3 class=\"text-primary-blue-950 font-dm-sans text-sm font-semibold leading-[160%] mb-2\">\n                            Antonio F.\n                        <\/h3>\n\n                        <div class=\"flex items-center gap-3 mb-4\">\n                            <div class=\"flex items-center space-x-0.5\">\n                                                                                                            <i class=\"fa-solid fa-star text-yellow-400 text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-yellow-400 text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-yellow-400 text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-yellow-400 text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-yellow-400 text-sm\"><\/i>\n                                                                                                <\/div>\n                                                            <span\n                                    class=\"text-primary-blue-950 font-dm-sans text-sm font-medium leading-[160%]\">13\/11\/2025<\/span>\n                                                    <\/div>\n\n                        <p class=\"text-primary-blue-950 font-dm-sans text-sm font-normal leading-[160%] grow\">\n                                                        They were very kind to grant me this loan. Once the required documents were uploaded, the service was fast and the response was immediate\u2014within a maximum of 3 to 5 business days.\n                        <\/p>\n                    <\/div>\n                                    <div class=\"swiper-slide rounded-mml bg-white\/90 p-6 flex flex-col md:w-1\/2 lg:w-1\/3 shrink-0 border border-v3-blue\"\n                        style=\"height: auto;\">\n                        <h3 class=\"text-primary-blue-950 font-dm-sans text-sm font-semibold leading-[160%] mb-2\">\n                            Gian M.\n                        <\/h3>\n\n                        <div class=\"flex items-center gap-3 mb-4\">\n                            <div class=\"flex items-center space-x-0.5\">\n                                                                                                            <i class=\"fa-solid fa-star text-yellow-400 text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-yellow-400 text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-yellow-400 text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-yellow-400 text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-yellow-400 text-sm\"><\/i>\n                                                                                                <\/div>\n                                                            <span\n                                    class=\"text-primary-blue-950 font-dm-sans text-sm font-medium leading-[160%]\">24\/10\/2025<\/span>\n                                                    <\/div>\n\n                        <p class=\"text-primary-blue-950 font-dm-sans text-sm font-normal leading-[160%] grow\">\n                                                        Responsible and attentive \u2014 the best words to describe Habacus.\n                        <\/p>\n                    <\/div>\n                                    <div class=\"swiper-slide rounded-mml bg-white\/90 p-6 flex flex-col md:w-1\/2 lg:w-1\/3 shrink-0 border border-v3-blue\"\n                        style=\"height: auto;\">\n                        <h3 class=\"text-primary-blue-950 font-dm-sans text-sm font-semibold leading-[160%] mb-2\">\n                            Catherine K.\n                        <\/h3>\n\n                        <div class=\"flex items-center gap-3 mb-4\">\n                            <div class=\"flex items-center space-x-0.5\">\n                                                                                                            <i class=\"fa-solid fa-star text-yellow-400 text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-yellow-400 text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-yellow-400 text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-yellow-400 text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-yellow-400 text-sm\"><\/i>\n                                                                                                <\/div>\n                                                            <span\n                                    class=\"text-primary-blue-950 font-dm-sans text-sm font-medium leading-[160%]\">15\/09\/2025<\/span>\n                                                    <\/div>\n\n                        <p class=\"text-primary-blue-950 font-dm-sans text-sm font-normal leading-[160%] grow\">\n                                                        Thanks to the merit-based loan provided through Habacus, I had the opportunity to invest in my education without worrying too much about expenses. It was a concrete support that allowed me to focus on my studies and grow professionally. I recommend it to anyone who wants to build their future with peace of mind and without placing a burden on their family.\n                        <\/p>\n                    <\/div>\n                                    <div class=\"swiper-slide rounded-mml bg-white\/90 p-6 flex flex-col md:w-1\/2 lg:w-1\/3 shrink-0 border border-v3-blue\"\n                        style=\"height: auto;\">\n                        <h3 class=\"text-primary-blue-950 font-dm-sans text-sm font-semibold leading-[160%] mb-2\">\n                            Salvatore F.\n                        <\/h3>\n\n                        <div class=\"flex items-center gap-3 mb-4\">\n                            <div class=\"flex items-center space-x-0.5\">\n                                                                                                            <i class=\"fa-solid fa-star text-yellow-400 text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-yellow-400 text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-yellow-400 text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-yellow-400 text-sm\"><\/i>\n                                                                                                                                                <i class=\"fa-solid fa-star text-yellow-400 text-sm\"><\/i>\n                                                                                                <\/div>\n                                                            <span\n                                    class=\"text-primary-blue-950 font-dm-sans text-sm font-medium leading-[160%]\">18\/10\/2025<\/span>\n                                                    <\/div>\n\n                        <p class=\"text-primary-blue-950 font-dm-sans text-sm font-normal leading-[160%] grow\">\n                                                        Very simple and intuitive \u2013 even when I had an issue at the beginning last year, it was fully resolved.\n                        <\/p>\n                    <\/div>\n                            <\/div>\n        <\/div>\n\n        <div class=\"w-full mx-auto px-4 lg:px-8 mt-10\">\n            <div class=\"flex flex-wrap items-center justify-center gap-2 text-primary-blue-950\">\n                <div class=\"flex items-center space-x-0.5\">\n                                            <i class=\"fa-solid fa-star text-yellow-400 text-lg\"><\/i>\n                                            <i class=\"fa-solid fa-star text-yellow-400 text-lg\"><\/i>\n                                            <i class=\"fa-solid fa-star text-yellow-400 text-lg\"><\/i>\n                                            <i class=\"fa-solid fa-star text-yellow-400 text-lg\"><\/i>\n                                            <i class=\"fa-solid fa-star text-yellow-400 text-lg\"><\/i>\n                                    <\/div>\n                                    <span class=\"font-dm-sans text-sm font-normal\">4.6 su 5  \u00b7  120+ verified reviews<\/span>\n                                                    <a href=\"https:\/\/www.google.com\/maps\/place\/Habacus+S.r.l.\/@45.4630946,9.1770024,17z\/data=!4m8!3m7!1s0x4786c7f5a823900f:0x160caa9a6ca4228!8m2!3d45.4630909!4d9.1795773!9m1!1b1!16s%2Fg%2F11q94pzgzy?entry=ttu&amp;g_ep=EgoyMDI2MDUxMy4wIKXMDSoASAFQAw%3D%3D\"\n                        target=\"\"\n                        class=\"font-dm-sans text-sm font-semibold text-primary-blue-950 underline\">\n                        Read all reviews on Google\n                    <\/a>\n                            <\/div>\n        <\/div>\n    <\/section>\n\n\n<section id=\"\"\n    class=\"acf-block-reveal block-v3-faq relative isolate w-full flex justify-center py-16 pt-6 pb-18 lg:pt-16 lg:pb-32\">\n    <div class=\"absolute inset-0 -z-10 rounded-[inherit] overflow-hidden\" style=\"background-color: rgb(202,217,255);\">\n    <\/div>\n\n\n\n\n    <div class=\"acf-block-reveal-content max-w-full-block\">\n        <div class=\"max-w-4xl w-full mx-auto px-4 lg:px-8\">\n\n                                            <h2 class=\"text-primary-blue-950 text-center leading-tight mb-7\">\n                    <span\n            class=\"relative antialiased  font-fraunces-wonky font-bold text-38 lg:text-51 leading-none \"\n            style=\"color: #04195B; text-align: center;\">\n                                    <span class=\"relative z-10\">Answers that can help you<\/span>\n        <\/span>\n                    <\/h2>\n            \n                            <div class=\"composable-accordion flex flex-col gap-2 lg:gap-2.5\">\n                                <div\n                class=\"accordion-item px-5 lg:px-7 py-5 flex flex-col w-full rounded-mml border border-darkblue bg-gray-50 overflow-hidden\">\n                <button type=\"button\"\n                    class=\"accordion-trigger w-full flex justify-between items-center text-left font-dm-sans font-semibold leading-[130%] text-base lg:text-lg text-primary-blue-950\">\n                    <span class=\"grow\">Who are Habacus agents?<\/span>\n                    <i\n                        class=\"fa-solid fa-plus accordion-icon-plus text-orange-500 text-sm shrink-0 hidden\"><\/i>\n                    <i\n                        class=\"fa-solid fa-minus accordion-icon-minus text-orange-500 text-sm shrink-0 \"><\/i>\n                <\/button>\n                <div\n                    class=\"accordion-content  pt-4 font-dm-sans font-normal leading-[130%] text-base lg:text-base text-primary-blue-950\">\n                    <p data-start=\"186\" data-end=\"484\">In the Habacus chat, you speak with qualified operators who are OAM-certified credit brokers. OAM is the Italian supervisory body for credit agents and brokers. They are trained professionals who provide clear, correct information in line with the ethical standards of credit brokerage.<\/p>\n\n                <\/div>\n            <\/div>\n                                <div\n                class=\"accordion-item px-5 lg:px-7 py-5 flex flex-col w-full rounded-mml border border-darkblue bg-gray-50 overflow-hidden\">\n                <button type=\"button\"\n                    class=\"accordion-trigger w-full flex justify-between items-center text-left font-dm-sans font-semibold leading-[130%] text-base lg:text-lg text-primary-blue-950\">\n                    <span class=\"grow\">Is the chat free?<\/span>\n                    <i\n                        class=\"fa-solid fa-plus accordion-icon-plus text-orange-500 text-sm shrink-0 \"><\/i>\n                    <i\n                        class=\"fa-solid fa-minus accordion-icon-minus text-orange-500 text-sm shrink-0 hidden\"><\/i>\n                <\/button>\n                <div\n                    class=\"accordion-content hidden pt-4 font-dm-sans font-normal leading-[130%] text-base lg:text-base text-primary-blue-950\">\n                    <p data-start=\"321\" data-end=\"409\">Yes. The Habacus chat service is free for students and families.<\/p>\n\n                <\/div>\n            <\/div>\n                                <div\n                class=\"accordion-item px-5 lg:px-7 py-5 flex flex-col w-full rounded-mml border border-darkblue bg-gray-50 overflow-hidden\">\n                <button type=\"button\"\n                    class=\"accordion-trigger w-full flex justify-between items-center text-left font-dm-sans font-semibold leading-[130%] text-base lg:text-lg text-primary-blue-950\">\n                    <span class=\"grow\">What kind of support can I receive in the chat?<\/span>\n                    <i\n                        class=\"fa-solid fa-plus accordion-icon-plus text-orange-500 text-sm shrink-0 \"><\/i>\n                    <i\n                        class=\"fa-solid fa-minus accordion-icon-minus text-orange-500 text-sm shrink-0 hidden\"><\/i>\n                <\/button>\n                <div\n                    class=\"accordion-content hidden pt-4 font-dm-sans font-normal leading-[130%] text-base lg:text-base text-primary-blue-950\">\n                    <p data-start=\"411\" data-end=\"731\">Habacus operators can help you understand the features of the available products, explain the key information, and support you based on your requirements and needs. The goal is to give you useful information so you can evaluate the available options with confidence.<\/p>\n\n                <\/div>\n            <\/div>\n                                <div\n                class=\"accordion-item px-5 lg:px-7 py-5 flex flex-col w-full rounded-mml border border-darkblue bg-gray-50 overflow-hidden\">\n                <button type=\"button\"\n                    class=\"accordion-trigger w-full flex justify-between items-center text-left font-dm-sans font-semibold leading-[130%] text-base lg:text-lg text-primary-blue-950\">\n                    <span class=\"grow\">Can the operators apply for financing on my behalf?<\/span>\n                    <i\n                        class=\"fa-solid fa-plus accordion-icon-plus text-orange-500 text-sm shrink-0 \"><\/i>\n                    <i\n                        class=\"fa-solid fa-minus accordion-icon-minus text-orange-500 text-sm shrink-0 hidden\"><\/i>\n                <\/button>\n                <div\n                    class=\"accordion-content hidden pt-4 font-dm-sans font-normal leading-[130%] text-base lg:text-base text-primary-blue-950\">\n                    <div class=\"qMYqUG_convSearchResultHighlightRoot\">\n<div class=\"relative w-full overflow-visible\">\n<section class=\"text-token-text-primary w-full focus:outline-none [--shadow-height:45px] has-data-writing-block:pointer-events-none has-data-writing-block:-mt-(--shadow-height) has-data-writing-block:pt-(--shadow-height) [&amp;:has([data-writing-block])&gt;*]:pointer-events-auto [content-visibility:auto] supports-[content-visibility:auto]:[contain-intrinsic-size:auto_100lvh] R6Vx5W_threadScrollVars scroll-mb-[calc(var(--scroll-root-safe-area-inset-bottom,0px)+var(--thread-response-height))] scroll-mt-[calc(var(--header-height)+min(200px,max(70px,20svh)))]\" dir=\"auto\" data-turn-id=\"request-WEB:28b6fb54-9279-4acd-a3a9-7845c30fc15f-1\" data-turn-id-container=\"request-WEB:28b6fb54-9279-4acd-a3a9-7845c30fc15f-1\" data-testid=\"conversation-turn-4\" data-scroll-anchor=\"false\" data-turn=\"assistant\">\n<div class=\"text-base my-auto mx-auto pb-10 [--thread-content-margin:var(--thread-content-margin-xs,calc(var(--spacing)*4))] @w-sm\/main:[--thread-content-margin:var(--thread-content-margin-sm,calc(var(--spacing)*6))] @w-lg\/main:[--thread-content-margin:var(--thread-content-margin-lg,calc(var(--spacing)*16))] px-(--thread-content-margin)\">\n<div class=\"[--thread-content-max-width:40rem] @w-lg\/main:[--thread-content-max-width:48rem] mx-auto max-w-(--thread-content-max-width) flex-1 group\/turn-messages focus-visible:outline-hidden relative flex w-full min-w-0 flex-col agent-turn\">\n<div class=\"flex max-w-full flex-col gap-4 grow\">\n<div class=\"min-h-8 text-message relative flex w-full flex-col items-end gap-2 text-start break-words whitespace-normal outline-none keyboard-focused:focus-ring [.text-message+&amp;]:mt-1\" dir=\"auto\" tabindex=\"0\" data-message-author-role=\"assistant\" data-message-id=\"177ac29d-3e5b-4cf8-82f2-e6b56b180cfd\" data-message-model-slug=\"gpt-5-5-thinking\" data-turn-start-message=\"true\">\n<div class=\"flex w-full flex-col gap-1 empty:hidden\">\n<div class=\"markdown prose dark:prose-invert wrap-break-word w-full light markdown-new-styling\">\n<div class=\"qMYqUG_convSearchResultHighlightRoot\">\n<div class=\"\" data-turn-id-container=\"request-WEB:5a115e9a-89d8-470f-820c-4e649c25d33b-13\" data-is-intersecting=\"true\">\n<div class=\"relative w-full overflow-visible\">\n<section class=\"text-token-text-primary w-full focus:outline-none has-data-writing-block:pointer-events-none [&amp;:has([data-writing-block])&gt;*]:pointer-events-auto R6Vx5W_threadScrollVars scroll-mb-[calc(var(--scroll-root-safe-area-inset-bottom,0px)+var(--thread-response-height))] scroll-mt-[calc(var(--header-height)+min(200px,max(70px,20svh)))]\" dir=\"auto\" data-turn-id=\"request-WEB:5a115e9a-89d8-470f-820c-4e649c25d33b-13\" data-turn-id-container=\"request-WEB:5a115e9a-89d8-470f-820c-4e649c25d33b-13\" data-testid=\"conversation-turn-28\" data-scroll-anchor=\"false\" data-turn=\"assistant\">\n<div class=\"text-base my-auto mx-auto pb-10 [--thread-content-margin:var(--thread-content-margin-xs,calc(var(--spacing)*4))] @w-sm\/main:[--thread-content-margin:var(--thread-content-margin-sm,calc(var(--spacing)*6))] @w-lg\/main:[--thread-content-margin:var(--thread-content-margin-lg,calc(var(--spacing)*16))] px-(--thread-content-margin)\">\n<div class=\"[--thread-content-max-width:40rem] @w-lg\/main:[--thread-content-max-width:48rem] mx-auto max-w-(--thread-content-max-width) flex-1 group\/turn-messages focus-visible:outline-hidden relative flex w-full min-w-0 flex-col agent-turn\">\n<div class=\"flex max-w-full flex-col gap-4 grow\">\n<div class=\"min-h-8 text-message relative flex w-full flex-col items-end gap-2 text-start break-words whitespace-normal outline-none keyboard-focused:focus-ring [.text-message+&amp;]:mt-1\" dir=\"auto\" tabindex=\"0\" data-message-author-role=\"assistant\" data-message-id=\"da7f48b9-8d73-48ac-bdaa-32ab463ed8ad\" data-message-model-slug=\"gpt-5-5-thinking\" data-turn-start-message=\"true\">\n<div class=\"flex w-full flex-col gap-1 empty:hidden\">\n<div class=\"markdown prose dark:prose-invert wrap-break-word w-full light markdown-new-styling\">\n<p data-start=\"733\" data-end=\"953\" data-is-last-node=\"\" data-is-only-node=\"\">No. Operators cannot submit a financing application for you. They can explain how the process works and give you the information you need to continue on your own.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n<\/div>\n<\/div>\n\n                <\/div>\n            <\/div>\n            <\/div>\n            \n        <\/div>\n    <\/div>\n<\/section>\n","protected":false},"excerpt":{"rendered":"<p>Get clear answers about student funding through a free WhatsApp chat with qualified Habacus operators. Understand the requirements, explore available options, and receive guidance to evaluate the best solution for your study path.<\/p>\n","protected":false},"author":7,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"template-v3-header-white.blade.php","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-6501","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Chat - Habacus<\/title>\n<meta name=\"description\" content=\"Chat with Habacus experts on WhatsApp to get free guidance on student funding options, requirements, and the steps to finance your studies.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/habacus.com\/en\/chat\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Chat - 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