{"id":4777,"date":"2025-08-19T15:22:58","date_gmt":"2025-08-19T13:22:58","guid":{"rendered":"https:\/\/habacus.com\/?page_id=4777"},"modified":"2025-10-14T20:46:02","modified_gmt":"2025-10-14T18:46:02","slug":"transpacency-policy","status":"publish","type":"page","link":"https:\/\/habacus.com\/en\/transpacency-policy\/","title":{"rendered":"Transpacency policy"},"content":{"rendered":"\n<div style=\"height:119px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\"><\/div>\n\n\n\n<div class=\"wp-block-column has-dddblue-color has-text-color has-link-color wp-elements-5237e5bca797ebc971bd45a9530fdda9 is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<p><strong>Habacus Transparency Policy<\/strong><\/p>\n<p>Transparency and comparability of offers have always been the foundation of our commercial philosophy.<br \/>In recent years, in order to meet the growing demand for transparency from consumers, the relevant authorities have reviewed and strengthened the disclosure requirements for banks, financial intermediaries, and credit brokers, particularly with reference to financing agreements.<\/p>\n<p>Regarding Habacus S.r.l., the company that manages the website <a id=\"menur2qm\" class=\"fui-Link ___1q1shib f2hkw1w f3rmtva f1ewtqcl fyind8e f1k6fduh f1w7gpdv fk6fouc fjoy568 figsok6 f1s184ao f1mk8lai fnbmjn9 f1o700av f13mvf36 f1cmlufx f9n3di6 f1ids18y f1tx3yz7 f1deo86v f1eh06m1 f1iescvh fhgqx19 f1olyrje f1p93eir f1nev41a f1h8hb77 f1lqvz6u f10aw75t fsle3fq f17ae5zn\" title=\"http:\/\/www.habacus.com\/\" href=\"http:\/\/www.habacus.com\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\"Collegamento www.habacus.com\"><strong>www.habacus.com<\/strong><\/a> as a credit broker, you can consult the <a href=\"https:\/\/habacus.com\/app\/uploads\/2025\/08\/Foglio_Informativo_Habacus_eng.pdf\"><strong>Information<\/strong> <strong>Sheet<\/strong><\/a> regarding the company and its activities. The <a href=\"https:\/\/habacus.com\/app\/uploads\/2025\/10\/Schema_Contratto_Mediazione_Creditizia_Habacus_eng_141025.pdf\"><strong>template of the credit brokerage agreement<\/strong><\/a> governing the credit brokerage services offered by Habacus S.r.l. is also available.<\/p>\n<p>Furthermore, the company has adopted the <a href=\"https:\/\/habacus.com\/app\/uploads\/2025\/08\/Codice-Deontologica-dei-Mediatori-Creditizi_eng.pdf\"><strong>Code of Ethics<\/strong><\/a> for credit brokers engaged in consultancy and placement of credit products, promoted by the Italian Banking Association within the <em>Pattichiari<\/em> Initiative.<\/p>\n<p>Finally, in accordance with legal requirements, we provide below the transparency information provided by the banks and financial intermediaries we collaborate with.<br \/>All documents in this section are in PDF \u00a0format. If you do not have a plug-in to view PDF documents, you can download it for free.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\"><\/div>\n<\/div>\n\n\n\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Habacus Transparency Policy Transparency and comparability of offers have always been the foundation of our commercial philosophy.In recent years, in order to meet the growing demand for transparency from consumers, the relevant authorities have reviewed and strengthened the disclosure requirements for banks, financial intermediaries, and credit brokers, particularly with reference to financing agreements. Regarding Habacus &hellip; <a href=\"https:\/\/habacus.com\/en\/transpacency-policy\/\">Continued<\/a><\/p>\n","protected":false},"author":7,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-4777","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Transpacency policy - Habacus<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/habacus.com\/en\/transpacency-policy\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Transpacency policy - Habacus\" \/>\n<meta property=\"og:description\" content=\"Habacus Transparency Policy Transparency and comparability of offers have always been the foundation of our commercial philosophy.In recent years, in order to meet the growing demand for transparency from consumers, the relevant authorities have reviewed and strengthened the disclosure requirements for banks, financial intermediaries, and credit brokers, particularly with reference to financing agreements. Regarding Habacus &hellip; Continued\" \/>\n<meta property=\"og:url\" content=\"https:\/\/habacus.com\/en\/transpacency-policy\/\" \/>\n<meta property=\"og:site_name\" content=\"Habacus\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/habacus.srl\" \/>\n<meta property=\"article:modified_time\" content=\"2025-10-14T18:46:02+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/habacus.com\/app\/uploads\/2025\/07\/Cover-Habacus-web.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"675\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/habacus.com\\\/en\\\/transpacency-policy\\\/\",\"url\":\"https:\\\/\\\/habacus.com\\\/en\\\/transpacency-policy\\\/\",\"name\":\"Transpacency policy - Habacus\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/habacus.com\\\/en\\\/#website\"},\"datePublished\":\"2025-08-19T13:22:58+00:00\",\"dateModified\":\"2025-10-14T18:46:02+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/habacus.com\\\/en\\\/transpacency-policy\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/habacus.com\\\/en\\\/transpacency-policy\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/habacus.com\\\/en\\\/transpacency-policy\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/habacus.com\\\/en\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Transpacency policy\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/habacus.com\\\/en\\\/#website\",\"url\":\"https:\\\/\\\/habacus.com\\\/en\\\/\",\"name\":\"Habacus\",\"description\":\"Il 1\u00b0 comparatore di prestiti studenteschi\",\"publisher\":{\"@id\":\"https:\\\/\\\/habacus.com\\\/en\\\/#organization\"},\"alternateName\":\"abacus\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/habacus.com\\\/en\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/habacus.com\\\/en\\\/#organization\",\"name\":\"Habacus\",\"url\":\"https:\\\/\\\/habacus.com\\\/en\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/habacus.com\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/habacus.com\\\/app\\\/uploads\\\/2025\\\/01\\\/1.png\",\"contentUrl\":\"https:\\\/\\\/habacus.com\\\/app\\\/uploads\\\/2025\\\/01\\\/1.png\",\"width\":512,\"height\":512,\"caption\":\"Habacus\"},\"image\":{\"@id\":\"https:\\\/\\\/habacus.com\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/habacus.srl\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/h-abacus\",\"https:\\\/\\\/www.instagram.com\\\/habacus_ita\",\"https:\\\/\\\/www.tiktok.com\\\/@_habacus_\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Transpacency policy - Habacus","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/habacus.com\/en\/transpacency-policy\/","og_locale":"en_US","og_type":"article","og_title":"Transpacency policy - Habacus","og_description":"Habacus Transparency Policy Transparency and comparability of offers have always been the foundation of our commercial philosophy.In recent years, in order to meet the growing demand for transparency from consumers, the relevant authorities have reviewed and strengthened the disclosure requirements for banks, financial intermediaries, and credit brokers, particularly with reference to financing agreements. 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