{"id":3373,"date":"2025-06-17T17:00:00","date_gmt":"2025-06-17T15:00:00","guid":{"rendered":"https:\/\/habacus.com\/1938-2\/"},"modified":"2025-09-18T10:28:05","modified_gmt":"2025-09-18T08:28:05","slug":"for-families","status":"publish","type":"page","link":"https:\/\/habacus.com\/en\/student-loans\/for-families\/","title":{"rendered":"For families"},"content":{"rendered":"
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Home<\/a><\/span><\/span><\/p>\n \n

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\n \n \"\"\n<\/picture>\n \n INFORMATIONS FOR PARENTS\n <\/span>\n<\/div>\n \n

\n Is it time to pay <\/span>\n
\n \n for university?\n <\/span>\n <\/h1>\n <\/div>\n\n

\n Supporting your child\u2019s post-secondary education is possible \u2014 even without straining the family budget.\n <\/p>\n\n \n \n Start here\n <\/span>\n <\/a>\n <\/div>\n\n

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\n Why a student loan is <\/span>\n \n simple and accessible\n <\/span>\n <\/h2>\n\n

It takes very little to access a student loan. Here\u2019s what\u2019s required:<\/p>\n \n \n

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\n Be enrolled in a university, master\u2019s program, academy, or conservatory\n <\/h3>\n <\/div>\n <\/div>\n
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\n Having paid the enrollment for the current academic year\n <\/h3>\n <\/div>\n <\/div>\n
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\n Be regularly attending the program (not behind schedule)\n <\/h3>\n <\/div>\n <\/div>\n
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\n No rankings or minimum test scores required\n <\/h3>\n <\/div>\n <\/div>\n
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\n High grades are not needed to qualify\n <\/h3>\n <\/div>\n <\/div>\n
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\n The ISEE income statement is not required and does not affect eligibility\n <\/h3>\n <\/div>\n <\/div>\n <\/div>\n
\n No results found. Try searching with a different name\n <\/div>\n <\/div>\n\n
\n \n Verify requirements <\/span>\n <\/i>\n <\/a>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n<\/section>\n\n\n
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\n \n How does a student loan\n <\/span>\n actually work?<\/span>\n <\/h2>\n

\n Spoiler: it\u2019s very different from a personal loan\n <\/p>\n<\/div>\n\n\n

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Required guarantees<\/p>\n

Repayment <\/p>\n

Interest rates<\/p>\n <\/div>\n <\/div>\n\n

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\n Student loan<\/h3>\n <\/hr>\n
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Not required<\/p>\n

After graduation*<\/p>\n

<7%<\/p>\n <\/div>\n <\/div>\n

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\n Personal loan<\/h3>\n <\/hr>\n
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Payslip \/ guarantor \/ parents\u2019 signature\t<\/p>\n

Immediately, from the first installment<\/p>\n

>8%<\/p>\n <\/div>\n <\/div>\n <\/div>\n

\n *Repayment starts 30 months after the last disbursement. Read the FAQs for full details. The rates provided are for illustrative purposes only and do not represent specific or real-time offers. It is recommended to always check the exact terms and conditions with financial institutions.<\/p>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n<\/section>\n\n\n

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\n What makes a student loan <\/span>\n \n a sustainable choice\n <\/span>\n <\/h2>\n\n \n
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Disbursement in tranches\n <\/h3>\n

\n The loan is distributed in multiple phases, following verification of active student status \u2014 so you only receive what you need, when you need it.\n <\/p>\n <\/div>\n

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Post-graduation repayment\n <\/h3>\n

\n Repayment can begin even 24 months after the end of studies, allowing families to manage university expenses gradually and sustainably.\n <\/p>\n <\/div>\n

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Reduced interest rates\n <\/h3>\n

\n Student loans offer lower interest rates than personal loans. Terms are designed specifically for students covering education costs.\n <\/p>\n <\/div>\n

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Flexible use\n <\/h3>\n

\n Whether it\u2019s rent, daily expenses, study trips, or unexpected costs, the loan helps pay for university without sacrificing peace of mind.\n <\/p>\n <\/div>\n <\/div>\n

\n *Repayment starts 30 months after the last disbursement. Read the FAQs for full details.<\/p>\n

\n \n Start now<\/span>\n <\/i>\n <\/a>\n <\/div>\n <\/div>\n\n\n\n <\/div>\n\n\n <\/div>\n\n <\/div>\n\n\n <\/div>\n\n<\/section>\n\n\n
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\n Want to know if your son\/daughter <\/span>\n \n can get a student loan?\n <\/span>\n <\/h2>\n

Explore how to pay for university together with our free eligibility checker.<\/p>\n

\n \n Start with no obligation<\/span>\n <\/i>\n <\/a>\n <\/div>\n <\/div>\n \n \"Genitore\n <\/picture>\n <\/div>\n \n <\/div>\n <\/div>\n <\/div>\n<\/section>\n\n\n
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\n F.A.Q. \u2013 Frequently asked questions<\/span>\n <\/h2>\n <\/div>\n
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