{"id":3369,"date":"2025-06-09T15:12:03","date_gmt":"2025-06-09T13:12:03","guid":{"rendered":"https:\/\/habacus.com\/v2-prestiti-nuovi_iscritti\/"},"modified":"2025-07-02T18:08:21","modified_gmt":"2025-07-02T16:08:21","slug":"new-students","status":"publish","type":"page","link":"https:\/\/habacus.com\/en\/student-loans\/new-students\/","title":{"rendered":"New students"},"content":{"rendered":"<section class=\"block-v2-hero-single-cta flex pb-12 justify-center items-center gap-8 self-stretch bg-v2-l-blue pt-4 md:pt-20\">\n\n            <div class=\"hidden lg:block absolute flex flex-wrap top-0 left-0 -translate-x-1\/4 -translate-y-1\/4 w-3\/5 lg:w-2\/5 overflow-hidden z-0 blur-3xl opacity-20\" style=\"-webkit-backdrop-filter: blur(64px);\">\n            <svg id=\"Livello_1\" data-name=\"Livello 1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" version=\"1.1\" viewBox=\"0 0 976.3 976.2\" class=\"fill-primary-blue-600 w-1\/2\">\n                <path class=\"cls-1\" d=\"M380,0H0v380c0,329.3,266.9,596.2,596.2,596.2h380v-380C976.3,266.9,709.3,0,380,0h0Z\" \/>\n            <\/svg>\n            <svg id=\"Livello_1\" data-name=\"Livello 1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" version=\"1.1\" viewBox=\"0 0 976.3 976.2\" class=\"fill-primary-blue-600 w-1\/2\">\n                <path class=\"cls-1\" d=\"M380,0H0v380c0,329.3,266.9,596.2,596.2,596.2h380v-380C976.3,266.9,709.3,0,380,0h0Z\" \/>\n            <\/svg>\n            <svg id=\"Livello_1\" data-name=\"Livello 1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" version=\"1.1\" viewBox=\"0 0 976.3 976.2\" class=\"fill-primary-blue-600 w-1\/2\">\n                <path class=\"cls-1\" d=\"M380,0H0v380c0,329.3,266.9,596.2,596.2,596.2h380v-380C976.3,266.9,709.3,0,380,0h0Z\" \/>\n            <\/svg>\n        <\/div>\n\n        <div class=\"hidden lg:block absolute flex flex-wrap bottom-0 right-0 translate-y-1\/4 translate-x-1\/4 w-3\/5 lg:w-2\/5 overflow-hidden z-0 blur-3xl opacity-20\" style=\"-webkit-backdrop-filter: blur(64px);\">\n            <span class=\"w-1\/2\"><\/span>\n            <svg id=\"Livello_1\" data-name=\"Livello 1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" version=\"1.1\" viewBox=\"0 0 976.3 976.2\" class=\"fill-primary-blue-600 w-1\/2\">\n                <path class=\"cls-1\" d=\"M380,0H0v380c0,329.3,266.9,596.2,596.2,596.2h380v-380C976.3,266.9,709.3,0,380,0h0Z\" \/>\n            <\/svg>\n            <svg id=\"Livello_1\" data-name=\"Livello 1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" version=\"1.1\" viewBox=\"0 0 976.3 976.2\" class=\"fill-primary-blue-600 w-1\/2\">\n                <path class=\"cls-1\" d=\"M380,0H0v380c0,329.3,266.9,596.2,596.2,596.2h380v-380C976.3,266.9,709.3,0,380,0h0Z\" \/>\n            <\/svg>\n            <svg id=\"Livello_1\" data-name=\"Livello 1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" version=\"1.1\" viewBox=\"0 0 976.3 976.2\" class=\"fill-primary-blue-600 w-1\/2\">\n                <path class=\"cls-1\" d=\"M380,0H0v380c0,329.3,266.9,596.2,596.2,596.2h380v-380C976.3,266.9,709.3,0,380,0h0Z\" \/>\n            <\/svg>\n        <\/div>\n        <div class=\"max-w-container px-4 z-10\">\n        \n        <div class=\"mt-2 grid gap-8 lg:grid-cols-2\">\n            <div class=\" p-8 flex flex-col gap-6 self-center\">\n                <div class=\"flex flex-col gap-4\">\n                                            <div class=\"flex py-1 px-3 pr-3 pl-2 justify-center items-center gap-[0.375rem] rounded-[1.875rem] border-2 border-[#3762E9] \" style=\"max-width: fit-content; color: #051D68; font-size: 12px; background: white; border-radius: 30px; border: 1px solid white;gap: 0.25rem;\">\n            <picture class=\"flex-none\">\n    <img decoding=\"async\" loading=\"lazy\" alt=\"\" height=\"32px\" src=\"https:\/\/habacus.com\/app\/uploads\/2025\/06\/v2_star_shape.webp\" class=\"flex-none\">\n<\/picture>\n        <span class=\"font-inter text-sm font-normal leading-4 text-primary-blue-950\">\n        LOANS FOR NEW STUDENTS\n    <\/span>\n<\/div>\n                    \n                    <h1 class=\"text-primary-blue-950 leading-10\">\n                        <span class=\"font-fraunces font-bold italic text-[2.125rem] lg:text-42 \" style=\"\">\n            Start university\n                                <\/span>\n                <br \/>\n                <span class=\"font-montserrat font-bold  text-[1.75rem] lg:text-36 \" style=\"\">the right way<\/span>\n                        <\/h1>\n                <\/div>\n\n                <p class=\"text-primary-blue-950 font-normal text-base leading-6 font-inter pb-2\">\n                    From tuition to housing: explore student loans that help you make the most of your first year.\n                <\/p>\n\n                                    <a href=\"http:\/\/comparatore.habacus.com\/it\/habacus\/2\/intro?utmSource=website&#038;utmMedium=newsub&#038;utmContent=hero&#038;utmTerm=eng\" class=\"btn btn-primary max-w-fit\">\n                        <span class=\"text-white text-center font-medium text-base leading-6 font-inter\">\n                            Start your journey\n                        <\/span>\n                    <\/a>\n                            <\/div>\n\n            <div>\n                <picture>\n                    <img decoding=\"async\" alt=\"\" width=\"\" height=\"\" src=\"https:\/\/habacus.com\/app\/uploads\/2025\/07\/v2_prestiti_nuovi_iscritti_hero_eng.webp\" fetchpriority=\"high\">\n                <\/picture>\n\n            <\/div>\n        <\/div>\n    <\/div>\n<\/section>\n\n\n<section class=\"block-v2-cards flex flex-col items-center gap-2 self-stretch p-0 bg-white relative\">\n    <div class=\"bg-transparent py-16  w-full   z-10\">\n\n        <div class=\"w-full max-w-container px-4 bg-dwhite rounded-mmd lg:rounded-lg rounded-tr lg:rounded-tr-large mx-auto flex flex-col items-center justify-center py-8 lg:py-12\">\n            <div class=\"w-full text-white flex flex-nowrap justify-center items-center mb-2 \">\n\n                <div class=\"flex flex-col w-full\">\n                    <div class=\"flex flex-col gap-4\">\n\n                        <h2 class=\"text-center text-primary-blue-950\">\n                            <span class=\"font-fraunces font-bold italic text-[2.125rem] lg:text-42 \" style=\"\">\n            What can you pay\n                                <\/span>\n                <span class=\"font-montserrat font-bold  text-[1.75rem] lg:text-36 \" style=\"\">with a student loan?<\/span>\n                            <\/h2>\n\n                        \n                        <div class=\"mt-6 grid gap-6 sm:mt-6 lg:grid-cols-4\">\n                                                            <div class=\"relative flex flex-col flex-start lg:col-span-1 lg:row-span-1 rounded-md gap-2 py-6 px-6 bg-[#EFF4FF]  \">\n                                                                            <div class=\"h-[48px] lg:h-[64px] mobile-icon\">\n                                            <picture class=\"\">\n    <img decoding=\"async\" loading=\"lazy\" alt=\"Icona di tocco accademico che rappresenta le spese legate all\u2019iscrizione a universit\u00e0, accademie o ITS\" height=\"40px\" src=\"https:\/\/habacus.com\/app\/uploads\/2025\/06\/v2_icon_graduation-cap_h64.webp\" class=\"\">\n<\/picture>\n                                        <\/div>\n                                                                                                                <h3 class=\"mt-6 text-lg text-primary-blue-950 font-semibold font-montserrat\">Your program\n                                        <\/h3>\n                                                                                                                <p class=\"mt-2 font-normal text-base text-primary-blue-950 font-inter\">\n                                            Tuition fees for university, academies, or technical institutes\n                                        <\/p>\n                                                                                                        <\/div>\n                                                            <div class=\"relative flex flex-col flex-start lg:col-span-1 lg:row-span-1 rounded-md gap-2 py-6 px-6 bg-[#EFF4FF]  \">\n                                                                            <div class=\"h-[48px] lg:h-[64px] mobile-icon\">\n                                            <picture class=\"\">\n    <img decoding=\"async\" loading=\"lazy\" alt=\"Icona di casa che simboleggia le spese per affitto, stanza o alloggio studentesco\" height=\"40px\" src=\"https:\/\/habacus.com\/app\/uploads\/2025\/06\/v2_icon_house-chimney_h64.webp\" class=\"\">\n<\/picture>\n                                        <\/div>\n                                                                                                                <h3 class=\"mt-6 text-lg text-primary-blue-950 font-semibold font-montserrat\">Accomodation\n                                        <\/h3>\n                                                                                                                <p class=\"mt-2 font-normal text-base text-primary-blue-950 font-inter\">\n                                            Your room, apartment, or student housing\n                                        <\/p>\n                                                                                                        <\/div>\n                                                            <div class=\"relative flex flex-col flex-start lg:col-span-1 lg:row-span-1 rounded-md gap-2 py-6 px-6 bg-[#EFF4FF]  \">\n                                                                            <div class=\"h-[48px] lg:h-[64px] mobile-icon\">\n                                            <picture class=\"\">\n    <img decoding=\"async\" loading=\"lazy\" alt=\"Icona di computer portatile che rappresenta l&#039;acquisto di strumenti tecnologici e materiale didattico per lo studio\" height=\"40px\" src=\"https:\/\/habacus.com\/app\/uploads\/2025\/06\/v2_icon_laptop_h64.webp\" class=\"\">\n<\/picture>\n                                        <\/div>\n                                                                                                                <h3 class=\"mt-6 text-lg text-primary-blue-950 font-semibold font-montserrat\">Tools\n                                        <\/h3>\n                                                                                                                <p class=\"mt-2 font-normal text-base text-primary-blue-950 font-inter\">\n                                            Learning materials or tech (laptop, tablet, software&#8230;)\n                                        <\/p>\n                                                                                                        <\/div>\n                                                            <div class=\"relative flex flex-col flex-start lg:col-span-1 lg:row-span-1 rounded-md gap-2 py-6 px-6 bg-[#EFF4FF]  \">\n                                                                            <div class=\"h-[48px] lg:h-[64px] mobile-icon\">\n                                            <picture class=\"\">\n    <img decoding=\"async\" loading=\"lazy\" alt=\"Icona di treno o bus che rappresenta le spese quotidiane come trasporti, cibo e orientamento iniziale\" height=\"40px\" src=\"https:\/\/habacus.com\/app\/uploads\/2025\/06\/v2_icon_train_h64.webp\" class=\"\">\n<\/picture>\n                                        <\/div>\n                                                                                                                <h3 class=\"mt-6 text-lg text-primary-blue-950 font-semibold font-montserrat\">Student life\n                                        <\/h3>\n                                                                                                                <p class=\"mt-2 font-normal text-base text-primary-blue-950 font-inter\">\n                                            Transport, food and orientation expenses\n                                        <\/p>\n                                                                                                        <\/div>\n                                                    <\/div>\n                                                    <p class=\"pt-6 pb-2 text-center w-full font-montserrat text-base lg:text-lg font-medium text-primary-blue-950\">\n                                Maximum flexibility: the student loan isn\u2019t restricted to certain types of costs.<\/p>\n                                                <div class=\"flex justify-center mt-4\">\n                                                            <a href=\"http:\/\/comparatore.habacus.com\/it\/habacus\/2\/intro?utmSource=website&#038;utmMedium=newsub&#038;utmContent=cta1&#038;utmTerm=eng\" id=\"\" class=\"btn btn-primary\" style=\"max-width: 300px; border: 1px solid #2043D5; border-radius: 0.375rem; padding: 25px; font-size: 16px; white-space: nowrap; \" >\n    <span class=\"\">Check if you&#039;re eligible<\/span>\n            <i class=\"fa-solid fa-arrow-right primary\"><\/i>\n    <\/a>\n                                                    <\/div>\n                    <\/div>\n\n\n\n                <\/div>\n\n\n            <\/div>\n\n        <\/div>\n\n\n    <\/div>\n\n<\/section>\n\n\n<section class=\"block-v2-text-and-image flex flex-col items-center gap-2 self-stretch p-0 bg-v2-l-blue\">\n    <div class=\"w-full z-10 relative     \">\n        <div class=\"bg-transparent  m-auto  w-full max-w-container px-4    \" style=\" \">\n            <div class=\"w-full  bg-transparent    rounded-md lg:rounded-lg rounded-tr lg:rounded-tr-large mx-auto flex flex-col items-center justify-center py-20\">\n\n\n                \n                                                \n                                    <div class=\"slide-0 flex md:w-6xl items-center gap-8 lg:gap-16 px-4 flex-col lg:flex-row  xl:px-20\">\n                        <div class=\"w-full lg:w-1\/2 lg:m-auto flex flex-col\" style=\"gap: 20px;\">\n                                                            \n                                <div class=\"flex py-1 px-3 pr-3 pl-2 justify-center items-center gap-[0.375rem] rounded-[1.875rem] border-2 border-[#3762E9] \" style=\"max-width: fit-content; color: #051D68; font-size: 12px; background: transparent; border-radius: 30px; border: 2px solid #3762E9; gap: 0.5rem;\">\n            <picture class=\"flex-none\">\n    <img decoding=\"async\" loading=\"lazy\" alt=\"\" height=\"32px\" src=\"https:\/\/habacus.com\/app\/uploads\/2025\/06\/v2_info-hexagon.webp\" class=\"flex-none\">\n<\/picture>\n        <span class=\"font-inter text-sm font-normal leading-4 text-primary-blue-950\">\n        We&#8217;re not a bank\n    <\/span>\n<\/div>\n                                                        <h2 class=\"self-stretch text-primary-blue-950 leading-10\">\n                                <span class=\"font-montserrat font-bold  text-[1.75rem] lg:text-40 \" style=\"\">Do you actually need<\/span>\n                <span class=\"font-fraunces font-bold italic text-[2.125rem] lg:text-46 \" style=\"\">\n            a student loan?\n                                <\/span>\n                                <\/h2>\n                                                            <p class=\"text-primary-blue-950 font-normal text-base leading-6 font-inter\">Sometimes, the answer is yes. When your family is unable to cover all education-related expenses right away, accessing the right financial support can make a real difference. As a result, new students can stay focused on their studies instead of worrying about money. That\u2019s why our goal is to guide you towards a clear and informed decision.<\/p>\n                                                                                                            <\/div>\n                        <picture class=\"w-full md:w-1\/2 flex justify-center items-center\">\n                            <img decoding=\"async\" class=\"object-cover rounded-md w-auto max-h-[260px] lg:max-h-[400px]\" loading=\"lazy\" alt=\"Studentessa sorridente con zaino, pronta a iniziare un percorso accademico supportato dalla certificazione Habacus\" width=\"\" height=\"\" src=\"https:\/\/habacus.com\/app\/uploads\/2025\/06\/v2_prestit-nuovi-iscritti_section_3.webp\">\n                        <\/picture>\n                    <\/div>\n                                    \n            <\/div>\n        <\/div>\n    <\/div>\n<\/section>\n\n\n<section class=\"block-v2-cards flex flex-col items-center gap-2 self-stretch p-0 bg-white relative\">\n    <div class=\"bg-transparent py-16  w-full   z-10\">\n\n        <div class=\"w-full max-w-container px-4 bg-dwhite rounded-mmd lg:rounded-lg rounded-tr lg:rounded-tr-large mx-auto flex flex-col items-center justify-center py-8 lg:py-12\">\n            <div class=\"w-full text-white flex flex-nowrap justify-center items-center mb-2 \">\n\n                <div class=\"flex flex-col w-full\">\n                    <div class=\"flex flex-col gap-4\">\n\n                        <h2 class=\"text-center text-primary-blue-950\">\n                            <span class=\"font-montserrat font-bold  text-[1.75rem] lg:text-36 \" style=\"\">What&#8217;s like to <\/span>\n                <span class=\"font-fraunces font-bold italic text-[2.125rem] lg:text-42 \" style=\"\">\n            get started with us\n                                <\/span>\n                            <\/h2>\n\n                        \n                        <div class=\"mt-6 grid gap-6 sm:mt-6 lg:grid-cols-4\">\n                                                            <div class=\"relative flex flex-col flex-start lg:col-span-1 lg:row-span-1 rounded-md gap-2 py-6 px-6 bg-[#EFF4FF]  \">\n                                                                            <div class=\"h-[48px] lg:h-[64px] mobile-icon\">\n                                            <picture class=\"\">\n    <img decoding=\"async\" loading=\"lazy\" alt=\"icona per indicare corsi di studi finanziati con prestiti studenti\" height=\"40px\" src=\"https:\/\/habacus.com\/app\/uploads\/2025\/06\/v2_icon_bullseye-pointer_h64.webp\" class=\"\">\n<\/picture>\n                                        <\/div>\n                                                                                                                <h3 class=\"mt-6 text-lg text-primary-blue-950 font-semibold font-montserrat\">1. Choose your program\n                                        <\/h3>\n                                                                                                                <p class=\"mt-2 font-normal text-base text-primary-blue-950 font-inter\">\n                                            Tell us which course of study you&#8217;d like to apply for a student loan.\n                                        <\/p>\n                                                                                                        <\/div>\n                                                            <div class=\"relative flex flex-col flex-start lg:col-span-1 lg:row-span-1 rounded-md gap-2 py-6 px-6 bg-[#EFF4FF]  \">\n                                                                            <div class=\"h-[48px] lg:h-[64px] mobile-icon\">\n                                            <picture class=\"\">\n    <img decoding=\"async\" loading=\"lazy\" alt=\"Icona con lista di controllo che rappresenta le spese accessorie legate all\u2019alloggio\" height=\"40px\" src=\"https:\/\/habacus.com\/app\/uploads\/2025\/06\/v2_icon_list-check_h64.webp\" class=\"\">\n<\/picture>\n                                        <\/div>\n                                                                                                                <h3 class=\"mt-6 text-lg text-primary-blue-950 font-semibold font-montserrat\">2. Check your eligibility\n                                        <\/h3>\n                                                                                                                <p class=\"mt-2 font-normal text-base text-primary-blue-950 font-inter\">\n                                            See if you meet the requirements for the available student loan options\n                                        <\/p>\n                                                                                                        <\/div>\n                                                            <div class=\"relative flex flex-col flex-start lg:col-span-1 lg:row-span-1 rounded-md gap-2 py-6 px-6 bg-[#EFF4FF]  \">\n                                                                            <div class=\"h-[48px] lg:h-[64px] mobile-icon\">\n                                            <picture class=\"\">\n    <img decoding=\"async\" loading=\"lazy\" alt=\"icona per confrontare informazioni con il comparatore di prestiti studenti di habacus\" height=\"40px\" src=\"https:\/\/habacus.com\/app\/uploads\/2025\/06\/v2_icon_scale-balanced_h64.webp\" class=\"\">\n<\/picture>\n                                        <\/div>\n                                                                                                                <h3 class=\"mt-6 text-lg text-primary-blue-950 font-semibold font-montserrat\">3. Compare your options\n                                        <\/h3>\n                                                                                                                <p class=\"mt-2 font-normal text-base text-primary-blue-950 font-inter\">\n                                            Dive into terms, costs, disbursment details and repayment conditions.\n                                        <\/p>\n                                                                                                        <\/div>\n                                                            <div class=\"relative flex flex-col flex-start lg:col-span-1 lg:row-span-1 rounded-md gap-2 py-6 px-6 bg-[#EFF4FF]  \">\n                                                                            <div class=\"h-[48px] lg:h-[64px] mobile-icon\">\n                                            <picture class=\"\">\n    <img decoding=\"async\" loading=\"lazy\" alt=\"icona per approvare la scelta dei prestiti studenti scoperti con il comparatore habacus\" height=\"40px\" src=\"https:\/\/habacus.com\/app\/uploads\/2025\/06\/v2_icon_thumbs-up_h64.webp\" class=\"\">\n<\/picture>\n                                        <\/div>\n                                                                                                                <h3 class=\"mt-6 text-lg text-primary-blue-950 font-semibold font-montserrat\">4. Make your choice\n                                        <\/h3>\n                                                                                                                <p class=\"mt-2 font-normal text-base text-primary-blue-950 font-inter\">\n                                            Pick the solution that fits you best and start building your future.\n                                        <\/p>\n                                                                                                        <\/div>\n                                                    <\/div>\n                                                <div class=\"flex justify-center mt-4\">\n                                                            <a href=\"http:\/\/comparatore.habacus.com\/it\/habacus\/2\/intro?utmSource=website&#038;utmMedium=newsub&#038;utmContent=cta2&#038;utmTerm=eng\" id=\"\" class=\"btn btn-primary\" style=\"max-width: 300px; border: 1px solid #2043D5; border-radius: 0.375rem; padding: 25px; font-size: 16px; white-space: nowrap; \" >\n    <span class=\"\">Start here<\/span>\n            <i class=\"fa-solid fa-arrow-right primary\"><\/i>\n    <\/a>\n                                                    <\/div>\n                    <\/div>\n\n\n\n                <\/div>\n\n\n            <\/div>\n\n        <\/div>\n\n\n    <\/div>\n\n<\/section>\n\n\n<section class=\"block-v2-text-and-image flex flex-col items-center gap-2 self-stretch p-0 bg-v2-l-blue\">\n    <div class=\"w-full z-10 relative     \">\n        <div class=\"bg-transparent  m-auto  w-full max-w-container px-4    \" style=\" \">\n            <div class=\"w-full  bg-transparent    rounded-md lg:rounded-lg rounded-tr lg:rounded-tr-large mx-auto flex flex-col items-center justify-center py-20\">\n\n\n                \n                                                \n                                    <div class=\"slide-0 flex md:w-6xl items-center gap-8 lg:gap-16 px-4 flex-col lg:flex-row-reverse  xl:px-20\">\n                        <div class=\"w-full lg:w-1\/2 lg:m-auto flex flex-col\" style=\"gap: 20px;\">\n                                                        <h2 class=\"self-stretch text-primary-blue-950 leading-10\">\n                                <span class=\"font-montserrat font-bold  text-[1.75rem] lg:text-40 \" style=\"\">Find your<\/span>\n                <span class=\"font-fraunces font-bold italic text-[2.125rem] lg:text-46 \" style=\"\">\n            school or university\n                                <\/span>\n                                <\/h2>\n                                                            <p class=\"text-primary-blue-950 font-normal text-base leading-6 font-inter\">Explore the student loans available for first-year students or those currently enrolling: select your university to see the options tailored for you.<\/p>\n                                                                                                                    <div class=\"lg:w-full flex space-x-6 lg:justify-start font-semibold py-4 \">\n                                                                            <a href=\"http:\/\/comparatore.habacus.com\/it\/habacus\/2\/intro?utmSource=website&#038;utmMedium=newsub&#038;utmContent=cta3&#038;utmTerm=eng\" id=\"\" class=\"btn btn-primary\" style=\"max-width: 300px; border: 1px solid #2043D5; border-radius: 0.375rem; padding: 25px; font-size: 16px; white-space: nowrap; \" >\n    <span class=\"\">Start now<\/span>\n            <i class=\"fa-solid fa-arrow-right primary\"><\/i>\n    <\/a>\n                                                                                                        <\/div>\n                                                    <\/div>\n                        <picture class=\"w-full md:w-1\/2 flex justify-center items-center\">\n                            <img decoding=\"async\" class=\"object-cover rounded-md w-auto max-h-[260px] lg:max-h-[400px]\" loading=\"lazy\" alt=\"Studente universitario concentrato al computer, impegnato nella ricerca e nel confronto di soluzioni finanziarie sulla guida prestiti studenti di Habacus\" width=\"\" height=\"\" src=\"https:\/\/habacus.com\/app\/uploads\/2025\/06\/v2_homepage_section_5.webp\">\n                        <\/picture>\n                    <\/div>\n                                    \n            <\/div>\n        <\/div>\n    <\/div>\n<\/section>\n\n\n<section class=\"block-v2-card-wall relative panel home-hero bg-v2-l-blue flex items-center justify-center overflow-hidden p-8 lg:p-14\">\n\n    <div class=\"relative w-full max-w-container px-4 bg-white rounded-mmd lg:rounded-lg rounded-tr border border-v2-l-blue lg:rounded-tr-large text-center mx-auto flex flex-col gap-8 items-center justify-center py-12 lg:py-40 overflow-hidden\">\n                    <div class=\"absolute flex flex-wrap top-0 left-0 -translate-x-1\/4 -translate-y-1\/4 w-3\/5 lg:w-2\/5 overflow-hidden\">\n\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" version=\"1.1\" viewBox=\"0 0 976.3 976.2\" class=\"fill-primary-blue-700\/10 w-1\/2\">\n\t\t<path d=\"M380,0H0v380c0,329.3,266.9,596.2,596.2,596.2h380v-380C976.3,266.9,709.3,0,380,0h0Z\" \/>\n\t<\/svg>\n\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" version=\"1.1\" viewBox=\"0 0 976.3 976.2\" class=\"fill-primary-blue-700\/30 w-1\/2\">\n\t\t<path d=\"M380,0H0v380c0,329.3,266.9,596.2,596.2,596.2h380v-380C976.3,266.9,709.3,0,380,0h0Z\" \/>\n\t<\/svg>\n\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" version=\"1.1\" viewBox=\"0 0 976.3 976.2\" class=\"fill-primary-blue-700\/30 w-1\/2\">\n\t\t<path d=\"M380,0H0v380c0,329.3,266.9,596.2,596.2,596.2h380v-380C976.3,266.9,709.3,0,380,0h0Z\" \/>\n\t<\/svg>\n<\/div>\n\n<div class=\"absolute flex flex-wrap bottom-0 right-0 translate-y-1\/4 translate-x-1\/4 w-3\/5 lg:w-2\/5 overflow-hidden\">\n\t<span class=\"w-1\/2\"><\/span>\n\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" version=\"1.1\" viewBox=\"0 0 976.3 976.2\" class=\"fill-primary-blue-700\/10 w-1\/2\">\n\t\t<path d=\"M380,0H0v380c0,329.3,266.9,596.2,596.2,596.2h380v-380C976.3,266.9,709.3,0,380,0h0Z\" \/>\n\t<\/svg>\n\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" version=\"1.1\" viewBox=\"0 0 976.3 976.2\" class=\"fill-primary-blue-700\/10 w-1\/2\">\n\t\t<path d=\"M380,0H0v380c0,329.3,266.9,596.2,596.2,596.2h380v-380C976.3,266.9,709.3,0,380,0h0Z\" \/>\n\t<\/svg>\n\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" version=\"1.1\" viewBox=\"0 0 976.3 976.2\" class=\"fill-primary-blue-700\/30 w-1\/2\">\n\t\t<path d=\"M380,0H0v380c0,329.3,266.9,596.2,596.2,596.2h380v-380C976.3,266.9,709.3,0,380,0h0Z\" \/>\n\t<\/svg>\n<\/div>        \n        \n        <div class=\"w-4\/5 z-10 text-white flex flex-nowrap justify-center items-center\">\n            <div class=\"flex flex-col gap-2\">\n                <h2 class=\"leading-10 lg:leading-12 font-bold text-primary-blue-950\">\n                    <span class=\"font-fraunces font-bold italic text-[2.125rem] lg:text-50 \" style=\"\">\n            You&#8217;re building your own path.\n                                <\/span>\n                <br \/>\n                <span class=\"font-montserrat font-bold  text-[1.75rem] lg:text-44 \" style=\"\">Start with a clear plan.<\/span>\n                    <\/h2>\n                            <\/div>\n        <\/div>\n        \n        \n    <\/div>\n\n<\/section>\n\n\n<section class=\"block-v2-faq bg-white flex justify-center pb-16 w-screen rounded-b-lg lg:rounded-b\">\n\n    <div class=\"flex flex-col justify-center items-center text-center lg:text-left lg:justify-between max-w-full pt-16 lg:pt-32 w-4\/5 \">\n        <div class=\"pb-10 lg:pb-10 w-full text-center\">\n            <h2 class=\"text-primary-blue-950\">\n                <span class=\"font-fraunces font-bold italic text-[2.125rem] lg:text-46 \" style=\"\">\n            Got questions?\n                                <\/span>\n                <br \/>\n                <span class=\"font-montserrat font-bold  text-[1.75rem] lg:text-40 \" style=\"\">You might find the answer here<\/span>\n                <\/h2>\n        <\/div>\n        <div class=\"w-full pb-10\">\n                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            \n                \n                <div class=\"w-full flex p-1 bg-white rounded-mmd mb-6 lg:w-[450px] lg:mx-auto\">\n                                            <button id=\"a1ffd3-faq-button-4\" onclick=\"onChangeFaq('a1ffd3', 4)\" class=\"w-1\/2 py-2 font-montserrat font-semibold text-sm text-dddblue text-center rounded-md text-white bg-mediumblue\">Loans<\/button>\n                                            <button id=\"a1ffd3-faq-button-3\" onclick=\"onChangeFaq('a1ffd3', 3)\" class=\"w-1\/2 py-2 font-montserrat font-semibold text-sm text-dddblue text-center rounded-md \">Services<\/button>\n                                    <\/div>\n\n                \n                                    <div id=\"a1ffd3-faq-content-4\" class=\"lg:w-4\/5 lg:mx-auto \">\n                                                    <div class=\"accordion pointer border rounded-mmd mb-3\">\n                                <h2>\n                                    <button type=\"button\" class=\"button-accordion text-base font-montserrat font-semibold bg-white flex items-center justify-between w-full p-6 text-primary-blue-950 lg:text-lg rounded-b-mmd rounded-t-mmd gap-3\" data-accordion-target=\"#accordion-open-body-1\" aria-expanded=\"true\" aria-controls=\"accordion-open-body-1\">\n                                        <span class=\"flex items-center text-20 text-left\">How can I find out which loans I\u2019m eligible for?<\/span>\n\n                                        <i class=\"fa-solid fa-plus text-primary-blue-950\"><\/i>\n                                        <i class=\"fa-solid fa-minus hidden lg:hidden text-primary-blue-950\"><\/i>\n                                    <\/button>\n                                <\/h2>\n                                <div id=\"\" class=\"accordion-content hidden w-full relative\" aria-labelledby=\"\">\n                                    <div class=\"p-5 lg:pt-0 bg-white rounded-b-mmd flex flex-col\">\n                                        <div class=\"font-inter text-base text-primary-blue-950 text-left\">\n                                            <p>To understand which loans you might qualify for, you can use our 3-step pre-screening tool: access the test on the Habacus website, answer basic questions about yourself and your academic path, and receive a list of possible loan options tailored to your profile.<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n\n                                        <\/div>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                                                    <div class=\"accordion pointer border rounded-mmd mb-3\">\n                                <h2>\n                                    <button type=\"button\" class=\"button-accordion text-base font-montserrat font-semibold bg-white flex items-center justify-between w-full p-6 text-primary-blue-950 lg:text-lg rounded-b-mmd rounded-t-mmd gap-3\" data-accordion-target=\"#accordion-open-body-1\" aria-expanded=\"true\" aria-controls=\"accordion-open-body-1\">\n                                        <span class=\"flex items-center text-20 text-left\">How can I compare student loans?<\/span>\n\n                                        <i class=\"fa-solid fa-plus text-primary-blue-950\"><\/i>\n                                        <i class=\"fa-solid fa-minus hidden lg:hidden text-primary-blue-950\"><\/i>\n                                    <\/button>\n                                <\/h2>\n                                <div id=\"\" class=\"accordion-content hidden w-full relative\" aria-labelledby=\"\">\n                                    <div class=\"p-5 lg:pt-0 bg-white rounded-b-mmd flex flex-col\">\n                                        <div class=\"font-inter text-base text-primary-blue-950 text-left\">\n                                            <p>To compare student loans, focus on the interest rate and maximum repayment period. Each loan requires signing a contract at a bank branch, so proximity to a local branch might influence your choice.<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n\n                                        <\/div>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                                            <\/div>\n                                    <div id=\"a1ffd3-faq-content-3\" class=\"lg:w-4\/5 lg:mx-auto hidden\">\n                                                    <div class=\"accordion pointer border rounded-mmd mb-3\">\n                                <h2>\n                                    <button type=\"button\" class=\"button-accordion text-base font-montserrat font-semibold bg-white flex items-center justify-between w-full p-6 text-primary-blue-950 lg:text-lg rounded-b-mmd rounded-t-mmd gap-3\" data-accordion-target=\"#accordion-open-body-1\" aria-expanded=\"true\" aria-controls=\"accordion-open-body-1\">\n                                        <span class=\"flex items-center text-20 text-left\">Are there income requirements to apply for a student loan?<\/span>\n\n                                        <i class=\"fa-solid fa-plus text-primary-blue-950\"><\/i>\n                                        <i class=\"fa-solid fa-minus hidden lg:hidden text-primary-blue-950\"><\/i>\n                                    <\/button>\n                                <\/h2>\n                                <div id=\"\" class=\"accordion-content hidden w-full relative\" aria-labelledby=\"\">\n                                    <div class=\"p-5 lg:pt-0 bg-white rounded-b-mmd flex flex-col\">\n                                        <div class=\"font-inter text-base text-primary-blue-950 text-left\">\n                                            <p>No income requirements are needed to apply. Eligibility is mostly based on academic performance, although the final decision rests with the bank, which may conduct credit checks.<\/p>\n<p>&nbsp;<\/p>\n\n                                        <\/div>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                                                    <div class=\"accordion pointer border rounded-mmd mb-3\">\n                                <h2>\n                                    <button type=\"button\" class=\"button-accordion text-base font-montserrat font-semibold bg-white flex items-center justify-between w-full p-6 text-primary-blue-950 lg:text-lg rounded-b-mmd rounded-t-mmd gap-3\" data-accordion-target=\"#accordion-open-body-1\" aria-expanded=\"true\" aria-controls=\"accordion-open-body-1\">\n                                        <span class=\"flex items-center text-20 text-left\">What are the requirements to access a state-guaranteed student loan?<\/span>\n\n                                        <i class=\"fa-solid fa-plus text-primary-blue-950\"><\/i>\n                                        <i class=\"fa-solid fa-minus hidden lg:hidden text-primary-blue-950\"><\/i>\n                                    <\/button>\n                                <\/h2>\n                                <div id=\"\" class=\"accordion-content hidden w-full relative\" aria-labelledby=\"\">\n                                    <div class=\"p-5 lg:pt-0 bg-white rounded-b-mmd flex flex-col\">\n                                        <div class=\"font-inter text-base text-primary-blue-950 text-left\">\n                                            <p>To be eligible for a state-guaranteed student loan, students should meet these requirements:<\/p>\n<p>&#8211; Age between 18 and 40;<\/p>\n<p>&#8211; Regular enrollment at an education provider included in the partner network;<\/p>\n<p>&#8211; No outstanding financial obligations toward the education provider;<\/p>\n<p>&#8211; Not being behind schedule with the program (i.e. within the standard duration of studies);<\/p>\n<p>&#8211; Completion of the previous level of education with a minimum grade:<\/p>\n<p>&#8211; High school diploma \u2265 75\/100 (to finance a bachelor\u2019s degree, a single-cycle master\u2019s degree, or an ITS program), or<\/p>\n<p>&#8211; Qualifying bachelor\u2019s degree \u2265 100\/110 (to finance a master\u2019s degree, a first- or second-level master\u2019s program, or a specialization school).<\/p>\n<p>In addition to the requirements listed above, banks may request further conditions (e.g. residency in Italy) as essential criteria for granting financing.<\/p>\n\n                                        <\/div>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                                                    <div class=\"accordion pointer border rounded-mmd mb-3\">\n                                <h2>\n                                    <button type=\"button\" class=\"button-accordion text-base font-montserrat font-semibold bg-white flex items-center justify-between w-full p-6 text-primary-blue-950 lg:text-lg rounded-b-mmd rounded-t-mmd gap-3\" data-accordion-target=\"#accordion-open-body-1\" aria-expanded=\"true\" aria-controls=\"accordion-open-body-1\">\n                                        <span class=\"flex items-center text-20 text-left\">Can student loans be combined with scholarships?<\/span>\n\n                                        <i class=\"fa-solid fa-plus text-primary-blue-950\"><\/i>\n                                        <i class=\"fa-solid fa-minus hidden lg:hidden text-primary-blue-950\"><\/i>\n                                    <\/button>\n                                <\/h2>\n                                <div id=\"\" class=\"accordion-content hidden w-full relative\" aria-labelledby=\"\">\n                                    <div class=\"p-5 lg:pt-0 bg-white rounded-b-mmd flex flex-col\">\n                                        <div class=\"font-inter text-base text-primary-blue-950 text-left\">\n                                            <p>Yes, obtaining or applying for a scholarship does not prevent you from applying for a student loan.<\/p>\n<p>&nbsp;<\/p>\n\n                                        <\/div>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                                                    <div class=\"accordion pointer border rounded-mmd mb-3\">\n                                <h2>\n                                    <button type=\"button\" class=\"button-accordion text-base font-montserrat font-semibold bg-white flex items-center justify-between w-full p-6 text-primary-blue-950 lg:text-lg rounded-b-mmd rounded-t-mmd gap-3\" data-accordion-target=\"#accordion-open-body-1\" aria-expanded=\"true\" aria-controls=\"accordion-open-body-1\">\n                                        <span class=\"flex items-center text-20 text-left\">What expenses can be covered with a student loan?<\/span>\n\n                                        <i class=\"fa-solid fa-plus text-primary-blue-950\"><\/i>\n                                        <i class=\"fa-solid fa-minus hidden lg:hidden text-primary-blue-950\"><\/i>\n                                    <\/button>\n                                <\/h2>\n                                <div id=\"\" class=\"accordion-content hidden w-full relative\" aria-labelledby=\"\">\n                                    <div class=\"p-5 lg:pt-0 bg-white rounded-b-mmd flex flex-col\">\n                                        <div class=\"font-inter text-base text-primary-blue-950 text-left\">\n                                            <p>Student loans can cover more than tuition: they can also be used for rent, books, devices like laptops or tablets, and transportation costs.<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n\n                                        <\/div>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                                                    <div class=\"accordion pointer border rounded-mmd mb-3\">\n                                <h2>\n                                    <button type=\"button\" class=\"button-accordion text-base font-montserrat font-semibold bg-white flex items-center justify-between w-full p-6 text-primary-blue-950 lg:text-lg rounded-b-mmd rounded-t-mmd gap-3\" data-accordion-target=\"#accordion-open-body-1\" aria-expanded=\"true\" aria-controls=\"accordion-open-body-1\">\n                                        <span class=\"flex items-center text-20 text-left\">Is a parent&#8217;s signature required?<\/span>\n\n                                        <i class=\"fa-solid fa-plus text-primary-blue-950\"><\/i>\n                                        <i class=\"fa-solid fa-minus hidden lg:hidden text-primary-blue-950\"><\/i>\n                                    <\/button>\n                                <\/h2>\n                                <div id=\"\" class=\"accordion-content hidden w-full relative\" aria-labelledby=\"\">\n                                    <div class=\"p-5 lg:pt-0 bg-white rounded-b-mmd flex flex-col\">\n                                        <div class=\"font-inter text-base text-primary-blue-950 text-left\">\n                                            <p>No. Student loans are personal and generally do not require a parent&#8217;s signature.<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n\n                                        <\/div>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                                                    <div class=\"accordion pointer border rounded-mmd mb-3\">\n                                <h2>\n                                    <button type=\"button\" class=\"button-accordion text-base font-montserrat font-semibold bg-white flex items-center justify-between w-full p-6 text-primary-blue-950 lg:text-lg rounded-b-mmd rounded-t-mmd gap-3\" data-accordion-target=\"#accordion-open-body-1\" aria-expanded=\"true\" aria-controls=\"accordion-open-body-1\">\n                                        <span class=\"flex items-center text-20 text-left\">Is a university admission letter enough to get a student loan?<\/span>\n\n                                        <i class=\"fa-solid fa-plus text-primary-blue-950\"><\/i>\n                                        <i class=\"fa-solid fa-minus hidden lg:hidden text-primary-blue-950\"><\/i>\n                                    <\/button>\n                                <\/h2>\n                                <div id=\"\" class=\"accordion-content hidden w-full relative\" aria-labelledby=\"\">\n                                    <div class=\"p-5 lg:pt-0 bg-white rounded-b-mmd flex flex-col\">\n                                        <div class=\"font-inter text-base text-primary-blue-950 text-left\">\n                                            <p>No. You must be formally enrolled through the payment of the enrollment fee.<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n\n                                        <\/div>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                                                    <div class=\"accordion pointer border rounded-mmd mb-3\">\n                                <h2>\n                                    <button type=\"button\" class=\"button-accordion text-base font-montserrat font-semibold bg-white flex items-center justify-between w-full p-6 text-primary-blue-950 lg:text-lg rounded-b-mmd rounded-t-mmd gap-3\" data-accordion-target=\"#accordion-open-body-1\" aria-expanded=\"true\" aria-controls=\"accordion-open-body-1\">\n                                        <span class=\"flex items-center text-20 text-left\">Why must I already be enrolled to apply for a student loan?<\/span>\n\n                                        <i class=\"fa-solid fa-plus text-primary-blue-950\"><\/i>\n                                        <i class=\"fa-solid fa-minus hidden lg:hidden text-primary-blue-950\"><\/i>\n                                    <\/button>\n                                <\/h2>\n                                <div id=\"\" class=\"accordion-content hidden w-full relative\" aria-labelledby=\"\">\n                                    <div class=\"p-5 lg:pt-0 bg-white rounded-b-mmd flex flex-col\">\n                                        <div class=\"font-inter text-base text-primary-blue-950 text-left\">\n                                            <p>Unlike traditional loans, student loans don\u2019t require job contracts or guarantors, but enrollment in a recognized institution is mandatory, along with basic requirements like age and possibly a minimum grade.<\/p>\n<p>&nbsp;<\/p>\n\n                                        <\/div>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                                                    <div class=\"accordion pointer border rounded-mmd mb-3\">\n                                <h2>\n                                    <button type=\"button\" class=\"button-accordion text-base font-montserrat font-semibold bg-white flex items-center justify-between w-full p-6 text-primary-blue-950 lg:text-lg rounded-b-mmd rounded-t-mmd gap-3\" data-accordion-target=\"#accordion-open-body-1\" aria-expanded=\"true\" aria-controls=\"accordion-open-body-1\">\n                                        <span class=\"flex items-center text-20 text-left\">Can I apply for a loan even if I haven\u2019t chosen a university yet?<\/span>\n\n                                        <i class=\"fa-solid fa-plus text-primary-blue-950\"><\/i>\n                                        <i class=\"fa-solid fa-minus hidden lg:hidden text-primary-blue-950\"><\/i>\n                                    <\/button>\n                                <\/h2>\n                                <div id=\"\" class=\"accordion-content hidden w-full relative\" aria-labelledby=\"\">\n                                    <div class=\"p-5 lg:pt-0 bg-white rounded-b-mmd flex flex-col\">\n                                        <div class=\"font-inter text-base text-primary-blue-950 text-left\">\n                                            <p>You need to be enrolled in a post-secondary institution to apply. Our tool shows which institutions are eligible.<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n\n                                        <\/div>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                                                    <div class=\"accordion pointer border rounded-mmd mb-3\">\n                                <h2>\n                                    <button type=\"button\" class=\"button-accordion text-base font-montserrat font-semibold bg-white flex items-center justify-between w-full p-6 text-primary-blue-950 lg:text-lg rounded-b-mmd rounded-t-mmd gap-3\" data-accordion-target=\"#accordion-open-body-1\" aria-expanded=\"true\" aria-controls=\"accordion-open-body-1\">\n                                        <span class=\"flex items-center text-20 text-left\">My diploma grade is low: can I still apply for a loan?<\/span>\n\n                                        <i class=\"fa-solid fa-plus text-primary-blue-950\"><\/i>\n                                        <i class=\"fa-solid fa-minus hidden lg:hidden text-primary-blue-950\"><\/i>\n                                    <\/button>\n                                <\/h2>\n                                <div id=\"\" class=\"accordion-content hidden w-full relative\" aria-labelledby=\"\">\n                                    <div class=\"p-5 lg:pt-0 bg-white rounded-b-mmd flex flex-col\">\n                                        <div class=\"font-inter text-base text-primary-blue-950 text-left\">\n                                            <p>Loans with a state guarantee require a minimum diploma score (\u2265 75\/100) or degree score (\u2265 100\/110). Some banks offer loans without state guarantees, using more flexible criteria.<\/p>\n<p>&nbsp;<\/p>\n\n                                        <\/div>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                                                    <div class=\"accordion pointer border rounded-mmd mb-3\">\n                                <h2>\n                                    <button type=\"button\" class=\"button-accordion text-base font-montserrat font-semibold bg-white flex items-center justify-between w-full p-6 text-primary-blue-950 lg:text-lg rounded-b-mmd rounded-t-mmd gap-3\" data-accordion-target=\"#accordion-open-body-1\" aria-expanded=\"true\" aria-controls=\"accordion-open-body-1\">\n                                        <span class=\"flex items-center text-20 text-left\">Are there differences between public and private universities?<\/span>\n\n                                        <i class=\"fa-solid fa-plus text-primary-blue-950\"><\/i>\n                                        <i class=\"fa-solid fa-minus hidden lg:hidden text-primary-blue-950\"><\/i>\n                                    <\/button>\n                                <\/h2>\n                                <div id=\"\" class=\"accordion-content hidden w-full relative\" aria-labelledby=\"\">\n                                    <div class=\"p-5 lg:pt-0 bg-white rounded-b-mmd flex flex-col\">\n                                        <div class=\"font-inter text-base text-primary-blue-950 text-left\">\n                                            <p>No, there are no differences as long as the university is within the eligible scope. Use our tool to check eligibility.<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n\n                                        <\/div>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                                                    <div class=\"accordion pointer border rounded-mmd mb-3\">\n                                <h2>\n                                    <button type=\"button\" class=\"button-accordion text-base font-montserrat font-semibold bg-white flex items-center justify-between w-full p-6 text-primary-blue-950 lg:text-lg rounded-b-mmd rounded-t-mmd gap-3\" data-accordion-target=\"#accordion-open-body-1\" aria-expanded=\"true\" aria-controls=\"accordion-open-body-1\">\n                                        <span class=\"flex items-center text-20 text-left\">Does the loan cover only tuition or also rent and living expenses?<\/span>\n\n                                        <i class=\"fa-solid fa-plus text-primary-blue-950\"><\/i>\n                                        <i class=\"fa-solid fa-minus hidden lg:hidden text-primary-blue-950\"><\/i>\n                                    <\/button>\n                                <\/h2>\n                                <div id=\"\" class=\"accordion-content hidden w-full relative\" aria-labelledby=\"\">\n                                    <div class=\"p-5 lg:pt-0 bg-white rounded-b-mmd flex flex-col\">\n                                        <div class=\"font-inter text-base text-primary-blue-950 text-left\">\n                                            <p>Student loans can be used for all education-related expenses, including living costs, rent, deposits, and materials. They are not restricted to tuition.<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n\n                                        <\/div>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                                                    <div class=\"accordion pointer border rounded-mmd mb-3\">\n                                <h2>\n                                    <button type=\"button\" class=\"button-accordion text-base font-montserrat font-semibold bg-white flex items-center justify-between w-full p-6 text-primary-blue-950 lg:text-lg rounded-b-mmd rounded-t-mmd gap-3\" data-accordion-target=\"#accordion-open-body-1\" aria-expanded=\"true\" aria-controls=\"accordion-open-body-1\">\n                                        <span class=\"flex items-center text-20 text-left\">When is the money disbursed after the loan request?<\/span>\n\n                                        <i class=\"fa-solid fa-plus text-primary-blue-950\"><\/i>\n                                        <i class=\"fa-solid fa-minus hidden lg:hidden text-primary-blue-950\"><\/i>\n                                    <\/button>\n                                <\/h2>\n                                <div id=\"\" class=\"accordion-content hidden w-full relative\" aria-labelledby=\"\">\n                                    <div class=\"p-5 lg:pt-0 bg-white rounded-b-mmd flex flex-col\">\n                                        <div class=\"font-inter text-base text-primary-blue-950 text-left\">\n                                            <p>After the application is submitted, the bank reviews the documentation and, in the case of a student loan backed by a State guarantee, waits for confirmation on the availability of guarantee funds. Once these checks are completed, and following an assessment of your creditworthiness, the loan is disbursed. A visit to a branch is required to sign the contract.<\/p>\n\n                                        <\/div>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                                                    <div class=\"accordion pointer border rounded-mmd mb-3\">\n                                <h2>\n                                    <button type=\"button\" class=\"button-accordion text-base font-montserrat font-semibold bg-white flex items-center justify-between w-full p-6 text-primary-blue-950 lg:text-lg rounded-b-mmd rounded-t-mmd gap-3\" data-accordion-target=\"#accordion-open-body-1\" aria-expanded=\"true\" aria-controls=\"accordion-open-body-1\">\n                                        <span class=\"flex items-center text-20 text-left\">If the loan is in installments, can I know the dates in advance?<\/span>\n\n                                        <i class=\"fa-solid fa-plus text-primary-blue-950\"><\/i>\n                                        <i class=\"fa-solid fa-minus hidden lg:hidden text-primary-blue-950\"><\/i>\n                                    <\/button>\n                                <\/h2>\n                                <div id=\"\" class=\"accordion-content hidden w-full relative\" aria-labelledby=\"\">\n                                    <div class=\"p-5 lg:pt-0 bg-white rounded-b-mmd flex flex-col\">\n                                        <div class=\"font-inter text-base text-primary-blue-950 text-left\">\n                                            <p>Yes, banks can give a general timeline for annual checks, which depend on when the loan was initiated.<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n\n                                        <\/div>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                                                    <div class=\"accordion pointer border rounded-mmd mb-3\">\n                                <h2>\n                                    <button type=\"button\" class=\"button-accordion text-base font-montserrat font-semibold bg-white flex items-center justify-between w-full p-6 text-primary-blue-950 lg:text-lg rounded-b-mmd rounded-t-mmd gap-3\" data-accordion-target=\"#accordion-open-body-1\" aria-expanded=\"true\" aria-controls=\"accordion-open-body-1\">\n                                        <span class=\"flex items-center text-20 text-left\">What happens if I change universities while having a student loan?<\/span>\n\n                                        <i class=\"fa-solid fa-plus text-primary-blue-950\"><\/i>\n                                        <i class=\"fa-solid fa-minus hidden lg:hidden text-primary-blue-950\"><\/i>\n                                    <\/button>\n                                <\/h2>\n                                <div id=\"\" class=\"accordion-content hidden w-full relative\" aria-labelledby=\"\">\n                                    <div class=\"p-5 lg:pt-0 bg-white rounded-b-mmd flex flex-col\">\n                                        <div class=\"font-inter text-base text-primary-blue-950 text-left\">\n                                            <p>Student loans are tied to your specific academic program. If you drop out, the disbursement ends and the grace period before repayment begins.<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n\n                                        <\/div>\n                                    <\/div>\n                                <\/div>\n                            <\/div>\n                                            <\/div>\n                                    <\/div>\n    <\/div>\n<\/section>\n\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":2,"featured_media":0,"parent":3383,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":true,"footnotes":""},"class_list":["post-3369","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>New students - Habacus<\/title>\n<meta name=\"description\" content=\"Scopri i prestiti studenti pensati per i nuovi iscritti all\u2019universit\u00e0. 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